Financial bad habits don’t usually announce themselves – but they can quietly derail your retirement. In this episode of The Retirement Bullpen, Richard Warner breaks down the most common money mistakes that chip away at long‑term security, from spending without a clear picture of monthly costs to skipping portfolio rebalancing and misunderstanding sequence‑of‑returns risk. The conversation explores how lifestyle creep, waiting too long to save, relying on a single income stream, and overlooking tools like HSAs can impact retirement income over time. Richard also explains why diversification and proactive planning matter long before retirement begins. An educational, candid discussion designed to help listeners recognize habits that may be holding them back – and rethink how today’s choices affect tomorrow.

Book your complimentary appointment with Richard and the team on warnerfinancialsolutions.com or call 402-274-9185. And be sure to subscribe to the newsletter, too!

Follow Warner Financial on Facebook

Financial bad habits don&rsquo;t usually announce themselves &ndash; but they can quietly derail your retirement. In this episode of The Retirement Bullpen, Richard Warner breaks down the most common money mistakes that chip away at long‑term security, from spending without a clear picture of monthly costs to skipping portfolio rebalancing and misunderstanding sequence‑of‑returns risk. The conversation explores how lifestyle creep, waiting too long to save, relying on a single income stream, and overlooking tools like HSAs can impact retirement income over time. Richard also explains why diversification and proactive planning matter long before retirement begins. An educational, candid discussion designed to help listeners recognize habits that may be holding them back &ndash; and rethink how today&rsquo;s choices affect tomorrow.
Book your complimentary appointment with Richard and the team on&nbsp;<a href="https://www.warnerfinancialsolutions.com">warnerfinancialsolutions.com</a> or call 402-274-9185. And be sure to subscribe to the newsletter, too!
Follow Warner Financial on <a href="https://www.facebook.com/warnerfinancial/">Facebook</a>

Are you ready to bring in your retirement closer? Then dial up The Retirement Bullpen!

With The Retirement Bullpen, hosts Richard Warner and Jeff Miles bring the professional perspective to planning your retirement. Visit the mound and listen to analysis of the latest financial trends, expert insights about the various factors affecting your retirement portfolio, and actionable advice you can’t afford to miss. Make your retirement a home run with Richard, Jeff and The Retirement Bullpen!



For more information, be sure to check out www.warnerfinancialsolutions.com/

Are you ready to bring in your retirement closer? Then dial up The Retirement Bullpen!
With The Retirement Bullpen, hosts Richard Warner and Jeff Miles bring the professional perspective to planning your retirement. Visit the mound and listen to analysis of the latest financial trends, expert insights about the various factors affecting your retirement portfolio, and actionable advice you can’t afford to miss. Make your retirement a home run with Richard, Jeff and The Retirement Bullpen!
 
For more information, be sure to check out www.warnerfinancialsolutions.com/

The Retirement Bullpen with Richard Warner

Are you ready to bring in your retirement closer? Then dial up The Retirement Bullpen!

With The Retirement Bullpen, hosts Richard Warner and Jeff Miles bring the professional perspective to planning your retirement. Visit the mound and listen to analysis of the latest financial trends, expert insights about the various factors affecting your retirement portfolio, and actionable advice you can’t afford to miss. Make your retirement a home run with Richard, Jeff and The Retirement Bullpen!

for more information, check out Home | Warner Financial Solutions

Are you ready to bring in your retirement closer? Then dial up The Retirement Bullpen!
With The Retirement Bullpen, hosts Richard Warner and Jeff Miles bring the professional perspective to planning your retirement. Visit the mound and listen to analysis of the latest financial trends, expert insights about the various factors affecting your retirement portfolio, and actionable advice you can’t afford to miss. Make your retirement a home run with Richard, Jeff and The Retirement Bullpen!
for more information, check out <a href="https://warnerfinancialsolutions.com/">Home | Warner Financial Solutions</a>