Could your financial habits be quietly aging your retirement plan? In this episode of the Real Money Coach Podcast, host and financial coach Tony Jackson reveals the everyday behaviors that can sabotage your financial future—from waiting to save and missing employer matches to borrowing from retirement accounts and underestimating expenses. Discover why a “spending plan” beats a budget, how compounding works in your favor, and why diversifying your tax buckets matters. Tune in for practical insights and mindset shifts to help you build a stronger financial foundation, no matter where you start.

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