How much should you really be saving for retirement, and does one number fit everyone? In this episode, Tony unpacks common retirement rules of thumb, including saving percentages, the so-called retirement “red zone,” and why lifestyle, not formulas, drives real planning. They discuss balancing risk as retirement approaches, protecting against market losses, and thinking beyond the first few years of retirement. The conversation highlights how personal goals, family considerations, and longevity expectations shape long‑term strategies, and why individualized planning matters at every age, from your 30s to well into retirement.
For more information follow us on LinkedIn or YouTube or call us @ (704) 954-8666
Please visit the website TheRealMoneyCoach.com to register for upcoming events

“Same Savings, Different Outcomes: What Changed?”
26:32

Retirement Planning Without Fear or Guesswork
26:11

Before the Numbers: What the First Money Conversation Reveals
25:51