if you have a mortgage, you’re likely weighing up your next move after the Reserve Bank cut the Official Cash Rate from 4.25% to 3.75%. 

More than 80% of mortgages are due to refix this year, because most people have been opting for floating rates or short terms,  waiting for the right time to pounce as interest rates fell. 

So is that time now or should you continue to wait? 

This week, Nadine looks at what you should do with the founder of Squirrel Mortgages, John Bolton.

If you have a question you want answered, or a financial story to share, get in touch at nadine.higgins@nzme.co.nz 

if you have a mortgage, you&rsquo;re likely weighing up your next move after the Reserve Bank cut the Official Cash Rate from 4.25% to 3.75%.&nbsp;
More than 80% of mortgages are due to refix this year, because most people have been opting for floating rates or short terms,&nbsp; waiting for the right time to pounce as interest rates fell.&nbsp;
So is that time now or should you continue to wait?&nbsp;
This week, Nadine looks at what you should do with the founder of Squirrel Mortgages, John Bolton.
If you have a question you want answered, or a financial story to share, get in touch at <a href="mailto:nadine.higgins@nzme.co.nz">nadine.higgins@nzme.co.nz</a>&nbsp;

The Prosperity Project is a weekly personal finance podcast from the NZ Herald. Join host Nadine Higgins every Monday as she talks to experts from New Zealand and around the world about the biggest money issues to help you become more prosperous.  

Follow The Prosperity Project on iHeartRadio or wherever you get your podcasts. To get in touch with the podcast, email nadine.higgins@nzme.co.nz 

The Prosperity Project is a weekly personal finance podcast from the NZ Herald. Join host Nadine Higgins every Monday as she talks to experts from New Zealand and around the world about the biggest money issues to help you become more prosperous.&nbsp;&nbsp;
Follow The Prosperity Project on iHeartRadio or wherever you get your podcasts. To get in touch with the podcast, email <a href="mailto:nadine.higgins@nzme.co.nz">nadine.higgins@nzme.co.nz</a>&nbsp;