In this episode of Prosperity Playbook, host Gary Nolan and financial expert Necole Gibbs discuss the critical aspects of retirement planning, emphasizing the importance of not just saving but also keeping money through strategic tax-efficient tools. They explore various financial products such as Index Universal Life Insurance, income annuities, and the benefits of Roth and traditional IRAs. The conversation also highlights smart financial moves, the significance of financial education, and lessons learned from literary characters regarding money management. Listener questions provide practical insights into real-life financial decisions, making this episode a comprehensive guide for anyone looking to secure their financial future.