Final Market Update of 2022

To say it’s been a manic year of property headlines is putting it mildly...

So you won’t want to miss the last Market Update of the year!

Mortgages, holiday lets, house prices – it's all in there!

And before they dive into the headlines, Rob & Rob give a very special call-out for a unique investment opportunity. If you’re interested and qualified, email hello@propertyhub.net and they’ll get right back to you.

In the news
Mortgage rates falling and “could fall further still”
Interest Cover rates are being reduced too.
Accord has also reduced 5yr ICR test to 6.5%
Lib Dems want to give money to homeowners who struggle to pay mortgages
Spain has also just announced support
2% more RICS members report prices falling than rising.
EPCs “aren’t fit for purpose”
North Yorkshire to tackle rise in second homes with council tax premium
Housebuilding target already in doubt

Hub Extra

AI imagery is no longer something reserved for Star Wars and Back to the Future. 

Canva AI is a free tool that allows you to create whatever imagery you need – which could be a great tool for investors hoping to visualise their next investment!

Let’s get social

We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.

Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!

If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.

And if you’d like to find out more information about Portfolio you can do that here.

Final Market Update of 2022
To say it’s been a manic year of property headlines is putting it mildly...
So you won’t want to miss the last Market Update of the year!
Mortgages, holiday lets, house prices – it's all in there!
And before they dive into the headlines, Rob &amp; Rob give a very special call-out for a unique investment opportunity. If you’re interested and qualified, email <a href="mailto:hello@propertyhub.net">hello@propertyhub.net</a> and they’ll get right back to you.
In the news
<ul>
<li data-leveltext="" data-font="Symbol" data-listid="1" data-list-defn-props="{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}" aria-setsize="-1" data-aria-posinset="1" data-aria-level="1"><a href="https://www.mortgagestrategy.co.uk/news/five-year-fix-rate-falls-below-6-moneyfacts/">Mortgage rates falling and “could fall further still”</a> </li>
<li data-leveltext="" data-font="Symbol" data-listid="1" data-list-defn-props="{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}" aria-setsize="-1" data-aria-posinset="2" data-aria-level="1"><a href="https://www.mortgagestrategy.co.uk/news/paragon-bank-launches-six-btl-fixes-and-reduces-icr-rate/">Interest Cover rates are being reduced too.</a>  </li>
<li data-leveltext="" data-font="Symbol" data-listid="1" data-list-defn-props="{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}" aria-setsize="-1" data-aria-posinset="3" data-aria-level="1"><a href="https://www.mortgagestrategy.co.uk/news/accord-mortgages-reduces-btl-affordability-calculations/">Accord has also reduced 5yr ICR test to 6.5%</a> </li>
<li data-leveltext="" data-font="Symbol" data-listid="1" data-list-defn-props="{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}" aria-setsize="-1" data-aria-posinset="4" data-aria-level="1"><a href="https://www.bbc.co.uk/news/uk-politics-63514047">Lib Dems want to give money to homeowners who struggle to pay mortgages</a> </li>
<li data-leveltext="" data-font="Symbol" data-listid="1" data-list-defn-props="{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}" aria-setsize="-1" data-aria-posinset="5" data-aria-level="1"><a href="https://www.reuters.com/world/europe/spain-approve-mortgage-support-measures-one-million-vulnerable-households-2022-11-21/">Spain has also just announced support</a> </li>
<li data-leveltext="" data-font="Symbol" data-listid="1" data-list-defn-props="{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}" aria-setsize="-1" data-aria-posinset="6" data-aria-level="1"><a href="https://www.theguardian.com/money/2022/nov/10/uk-house-prices-stall-as-mortgage-rate-rise-fuels-caution">2% more RICS members report prices falling than rising.</a> </li>
<li data-leveltext="" data-font="Symbol" data-listid="1" data-list-defn-props="{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}" aria-setsize="-1" data-aria-posinset="7" data-aria-level="1"><a href="https://thenegotiator.co.uk/epcs-no-longer-fit-for-purpose-rics-insists/">EPCs “aren’t fit for purpose”</a>  </li>
<li data-leveltext="" data-font="Symbol" data-listid="1" data-list-defn-props="{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}" aria-setsize="-1" data-aria-posinset="8" data-aria-level="1"><a href="https://www.theguardian.com/uk-news/2022/nov/16/north-yorkshire-scarborough-whitby-second-homes-holiday-lets-council-tax">North Yorkshire to tackle rise in second homes with council tax premium</a> </li>
<li data-leveltext="" data-font="Symbol" data-listid="1" data-list-defn-props="{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}" aria-setsize="-1" data-aria-posinset="9" data-aria-level="1"><a href="https://propertyindustryeye.com/rishi-sunak-pulls-uk-housing-vote-as-tory-rebellion-grows/">Housebuilding target already in doubt</a> </li>
</ul>
Hub Extra
AI imagery is no longer something reserved for Star Wars and Back to the Future. 
<a href="https://www.canva.com/features/ai-image-generator/">Canva AI</a> is a free tool that allows you to create whatever imagery you need – which could be a great tool for investors hoping to visualise their next investment!
Let’s get social
We’d love to hear what you think of this week’s Property Podcast over on <a href="https://www.facebook.com/propertyhubuk/">Facebook</a>, <a href="https://twitter.com/PropertyHubUK">Twitter</a> or <a href="https://www.instagram.com/propertyhubuk/">Instagram</a>. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.
Make sure you’ve liked and subscribed to our <a href="https://www.youtube.com/PropertyHubUK">YouTube channel</a> where we upload new content every week!
If that wasn’t enough, you can also join our friendly property community on the <a href="https://propertyhub.net/forum/">Property Hub forum</a>.
And if you’d like to find out more information about Portfolio you can do that <a href="https://portfolio.co.uk/">here</a>.

The Property Podcast from Property Hub (propertyhub.net) is the podcast for all property investors – new or experienced. Rob Bence and Rob Dix discuss a different property topic and property news item each week, passing on their knowledge and experience to the listeners. They both invest in UK Property so they practise what they preach. No hard sell, no bull just straight talking property investment advice!

A UK podcast for new or experienced property investors

The Property Podcast

Rob & Rob advise a multi-million pound property fund, and have put together more than a thousand deals over the last decade. The Property Podcast is the show where they share their knowledge with you, for free!

Tune in every Thursday to hear them cover the latest news and hottest topics in UK property investment – and get your own questions answered on the special weekly “Ask Rob & Rob” show.

Rob &amp; Rob advise a multi-million pound property fund, and have put together more than a thousand deals over the last decade. The Property Podcast is the show where they share their knowledge with you, for free!
Tune in every Thursday to hear them cover the latest news and hottest topics in UK property investment &ndash; and get your own questions answered on the special weekly &ldquo;Ask Rob &amp; Rob&rdquo; show.

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