On this week’s episode of Ask Rob & Rob the guys are trying to look into the future to answer this week’s two questions. 

First up we’ve got Sarah. 

Sarah and her family live abroad but have one rental property here in the UK. 

She needs to re-mortgage the property at the end of this year and has been given the option of a 5-year fixed mortgage. Sarah wants to also release some equity from the property to take the LTV up to 75%. 

However, she’s trying to run some numbers to see if it will be beneficial. She’s going off the basis of a 5% growth on property prices each year and then a 25% drop when the market crashes. 

If Sarah goes ff these numbers, in five years when the fixed rate ends the house won't be a profitable and she may be unable to re-mortgage, due to being an expat.  

So, are these the right figures that Sarah should be working off? 

Our second question is from Michael. 

He’s wanting to know if it’s likely that the government will introduce a rental cap now that there’s a ban on section 21 eviction notices. 

He’s already seen it come into play in Ireland where you can only increase your rents by 2% per year, unless you can prove you’ve done substantial work to the property to justify a significant increase. 

There’s plenty to get through today so tune in to find out what they say. 

 

Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).  

Or if you prefer, click here to leave a recording via your computer instead. 

The next question on Ask Rob & Rob could be yours.  

Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself. 

On this week&rsquo;s&nbsp;episode of Ask Rob &amp; Rob&nbsp;the guys are&nbsp;trying to&nbsp;look into&nbsp;the future to answer this week&rsquo;s two questions.&nbsp;
First up we&rsquo;ve got Sarah.&nbsp;
Sarah and her family live abroad but have one rental property here in the UK.&nbsp;
She needs to re-mortgage the property at the end of this year and has been given the option of a 5-year fixed mortgage. Sarah wants to&nbsp;also release some equity from the property to take the LTV up to 75%.&nbsp;
However, she&rsquo;s trying to run some numbers to see if it will&nbsp;be beneficial. She&rsquo;s going off the basis of a 5% growth on property prices each year and then a 25% drop when the market&nbsp;crashes.&nbsp;
If Sarah goes ff these numbers, in five years when the fixed rate ends the house won't be a profitable and she may be unable to re-mortgage, due to being an expat.&nbsp;&nbsp;
So, are these the right figures that Sarah should be working off?&nbsp;
Our second question is from Michael.&nbsp;
He&rsquo;s wanting to know if it&rsquo;s likely that the government will introduce a rental cap now that there&rsquo;s a ban on section 21 eviction notices.&nbsp;
He&rsquo;s already seen it come into play in Ireland where you can only increase your rents by 2% per year, unless you can prove you&rsquo;ve done substantial work to the property to justify&nbsp;a significant increase.&nbsp;
There&rsquo;s plenty to get through today so tune in to find out&nbsp;what they say.&nbsp;
&nbsp;
Do you have a&nbsp;buy&nbsp;to let or property investment related question for Rob &amp; Rob? You could feature on the next episode by giving us a call on&nbsp;013 808 00035 and leaving a message&nbsp;with your name and question (normal UK call rates apply).&nbsp;&nbsp;
Or if you prefer,&nbsp;<a href="http://www.speakpipe.com/thepropertypodcast">click here to leave a recording via your computer instead</a>.&nbsp;
The next question on Ask Rob &amp; Rob could be yours.&nbsp;&nbsp;
Have you joined us over&nbsp;on&nbsp;the&nbsp;<a href="https://propertyhub.net/forum">Property Hub Forum</a>&nbsp;yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms.&nbsp;So&nbsp;get yourself over and introduce yourself.&nbsp;

The Property Podcast from Property Hub (propertyhub.net) is the podcast for all property investors – new or experienced. Rob Bence and Rob Dix discuss a different property topic and property news item each week, passing on their knowledge and experience to the listeners. They both invest in UK Property so they practise what they preach. No hard sell, no bull just straight talking property investment advice!

A UK podcast for new or experienced property investors

The Property Podcast

Rob & Rob advise a multi-million pound property fund, and have put together more than a thousand deals over the last decade. The Property Podcast is the show where they share their knowledge with you, for free!

Tune in every Thursday to hear them cover the latest news and hottest topics in UK property investment – and get your own questions answered on the special weekly “Ask Rob & Rob” show.

Rob &amp; Rob advise a multi-million pound property fund, and have put together more than a thousand deals over the last decade. The Property Podcast is the show where they share their knowledge with you, for free!
Tune in every Thursday to hear them cover the latest news and hottest topics in UK property investment &ndash; and get your own questions answered on the special weekly &ldquo;Ask Rob &amp; Rob&rdquo; show.

Advertisement