This week on Ask Rob & Rob, the guys are giving advice on mortgage stress tests and discussing if it’s beneficial to have a commercial valuation on a HMO property.

Our first caller this week is Tom who has a question on mortgage stress tests. 

He’s got two mortgaged properties already and he’s done a pretty good job on running the numbers to try and work out his stress test figures.

But now he’s wanting to release equity from the two properties and thinks this might now affect him meeting the stress test criteria. 

So what does Rob B suggest?

The second question this week comes in from Matt. 

Matt’s question is around HMO finance, after looking at buying a property with his partner. 

They’ve heard somewhere that they can get more of their money back out of the property, post renovation, if they have a commercial valuation done. 

Is this something that they should be having done on a HMO?

Tune in to find out. 

 

Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). 

 

Or if you prefer, click here to leave a recording via your computer instead.

The next question on Ask Rob & Rob could be yours. 

Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.

This week on Ask Rob &amp; Rob, the guys are giving advice on mortgage stress tests and discussing if it&rsquo;s beneficial to have a commercial valuation on a HMO property.
Our first caller this week is Tom who has a question on mortgage stress tests.&nbsp;
He&rsquo;s got two mortgaged properties already and he&rsquo;s done a pretty good job on running the numbers to try and work out his stress test figures.
But now he&rsquo;s wanting to release equity from the two properties and thinks this might now affect him meeting the stress test criteria.&nbsp;
So what does Rob B suggest?
The second question this week comes in from Matt.&nbsp;
Matt&rsquo;s question is around HMO finance, after looking at buying a property with his partner.&nbsp;
They&rsquo;ve heard somewhere that they can get more of their money back out of the property, post renovation, if they have a commercial valuation done.&nbsp;
Is this something that they should be having done on a HMO?
Tune in to find out.&nbsp;
&nbsp;
Do you have a buy to let or property investment related question for Rob &amp; Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).&nbsp;
&nbsp;
Or if you prefer, <a href="http://www.speakpipe.com/thepropertypodcast">click here to leave a recording via your computer instead</a>.
The next question on Ask Rob &amp; Rob could be yours.&nbsp;
Have you joined us over on the <a href="https://propertyhub.net/forum">Property Hub Forum</a> yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So get yourself over and introduce yourself.

The Property Podcast from Property Hub (propertyhub.net) is the podcast for all property investors – new or experienced. Rob Bence and Rob Dix discuss a different property topic and property news item each week, passing on their knowledge and experience to the listeners. They both invest in UK Property so they practise what they preach. No hard sell, no bull just straight talking property investment advice!

A UK podcast for new or experienced property investors

The Property Podcast

Rob & Rob advise a multi-million pound property fund, and have put together more than a thousand deals over the last decade. The Property Podcast is the show where they share their knowledge with you, for free!

Tune in every Thursday to hear them cover the latest news and hottest topics in UK property investment – and get your own questions answered on the special weekly “Ask Rob & Rob” show.

Rob &amp; Rob advise a multi-million pound property fund, and have put together more than a thousand deals over the last decade. The Property Podcast is the show where they share their knowledge with you, for free!
Tune in every Thursday to hear them cover the latest news and hottest topics in UK property investment &ndash; and get your own questions answered on the special weekly &ldquo;Ask Rob &amp; Rob&rdquo; show.