In this episode, Rob discusses UK mortgage and economic news with Marc Champ of Wharf Financials who sources competitively priced finance for property investors and developers. They talk about current sales and financing trends. As well as about what the end of the Coronavirus Business Interruption Loan Scheme (CBILS) and other stimuli is likely to have.

Rob and Marc discuss some of the financing options and the importance of understanding your long-term goal. As well as sharing their take on potential interest rate hikes.

 

KEY TAKEAWAYS
December is a good time to speak to agents and do your research. It is usually quite quiet.
Many developers buy early in the year so that the deal is complete in time for work to start as soon as the weather is better.
The ending of CBILS and other stimuli means that many businesses are having to refinance. Including property firms.
Currently, rates for commercial property finance are quite high.
There needs to be more time for the downturn to start to emerge. The next few months are likely to be a bit rocky.
There are some cracking long-term rates out there, but you need to be aware of the early repayment charges.
When deciding on what type of mortgage you sign up for, think about your long-term goals.
When there is uncertainty, financing niches are created. There is evidence that is happening. Marc shares an example, in the podcast.

 

BEST MOMENTS

‘August and December usually are quieter months.’

‘CBILS is coming to an end, now. People have had their interest-free year.’

‘There is a lot of stimulus coming to an end.’

‘It comes down to what are you doing it for. What’s the end goal?’

ABOUT THE HOST 

Rob Smallbone the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom?

Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon.

Buckle up, sit tight, and enjoy the ride that is life.

 

EPISODE RESOURCES

Marc Champ @ Wharf Financial

E-mail = info@wharffinancial.co.uk

Phone = 0208 895 6677

Social Media = @wharffinancials

Website = https://www.wharffinancial.co.uk

Money Weekly = https://moneyweek.com/

 

 

BOOKS 

Buy To Let: How to Get Started = https://amzn.to/3genjle  

101 Top Property Tips = https://amzn.to/2NxuAQL 

 

WEBSITE

www.tpnpodcast.com 

 

SHOP  

www.tpnpodcast.com/shop 

 

SOCIAL MEDIA  

Instagram - https://www.instagram.com/thepropertynomadspodcast/  

Facebook - https://www.facebook.com/ThePropertyNomadsPodcast  

YouTube - https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg

 

PODCAST  

The Property Nomads Podcast:  

I-Tunes = apple.co/3bHNn5G  

Stitcher = bit.ly/3cFQVqe 

Spotify = spoti.fi/2XaZliP 

 

 

 

 

 

 

 

 

 

 

 

 

In this episode, Rob discusses UK mortgage and economic news with Marc Champ of Wharf Financials who sources competitively priced finance for property investors and developers. They talk about current sales and financing trends. As well as about what the end of the Coronavirus Business Interruption Loan Scheme (CBILS) and other stimuli is likely to have.
Rob and Marc discuss some of the financing options and the importance of understanding your long-term goal. As well as sharing their take on potential interest rate hikes.
&nbsp;
KEY TAKEAWAYS
<ul>
<li>December is a good time to speak to agents and do your research. It is usually quite quiet.</li>
<li>Many developers buy early in the year so that the deal is complete in time for work to start as soon as the weather is better.</li>
<li>The ending of CBILS and other stimuli means that many businesses are having to refinance. Including property firms.</li>
<li>Currently, rates for commercial property finance are quite high.</li>
<li>There needs to be more time for the downturn to start to emerge. The next few months are likely to be a bit rocky.</li>
<li>There are some cracking long-term rates out there, but you need to be aware of the early repayment charges.</li>
<li>When deciding on what type of mortgage you sign up for, think about your long-term goals.</li>
<li>When there is uncertainty, financing niches are created. There is evidence that is happening. Marc shares an example, in the podcast.</li>
</ul>
&nbsp;
BEST MOMENTS
&lsquo;August and December usually are quieter months.&rsquo;
&lsquo;CBILS is coming to an end, now. People have had their interest-free year.&rsquo;
&lsquo;There is a lot of stimulus coming to an end.&rsquo;
&lsquo;It comes down to what are you doing it for. What&rsquo;s the end goal?&rsquo;
ABOUT THE HOST 
Rob Smallbone the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom?
Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon.
Buckle up, sit tight, and enjoy the ride that is life.
&nbsp;
EPISODE RESOURCES
Marc Champ @ Wharf Financial
E-mail = info@wharffinancial.co.uk
Phone = 0208 895 6677
Social Media = @wharffinancials
Website = <a href="https://www.wharffinancial.co.uk/">https://www.wharffinancial.co.uk</a>
Money Weekly = https://moneyweek.com/
&nbsp;
&nbsp;
BOOKS&nbsp;
Buy To Let: How to Get Started =&nbsp;<a href="https://amzn.to/3genjle">https://amzn.to/3genjle</a>&nbsp;&nbsp;
101 Top Property Tips =&nbsp;<a href="https://amzn.to/2NxuAQL">https://amzn.to/2NxuAQL</a>&nbsp;
&nbsp;
WEBSITE
<a href="http://www.tpnpodcast.com/">www.tpnpodcast.com</a>&nbsp;
&nbsp;
SHOP&nbsp;&nbsp;
<a href="http://www.tpnpodcast.com/shop">www.tpnpodcast.com/shop</a>&nbsp;
&nbsp;
SOCIAL MEDIA&nbsp;&nbsp;
Instagram -&nbsp;<a href="https://www.instagram.com/thepropertynomadspodcast/">https://www.instagram.com/thepropertynomadspodcast/</a>&nbsp;&nbsp;
Facebook -&nbsp;<a href="https://www.facebook.com/ThePropertyNomadsPodcast">https://www.facebook.com/ThePropertyNomadsPodcast</a>&nbsp;&nbsp;
YouTube - <a href="https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg">https://www.youtube.com/channel/UCejNnh8OEUXSrdgFDFraWxg</a><a href="https://www.youtube.com/channel/UCsPHirn9lxiFAgKUDUTJfkQ"></a>
&nbsp;
PODCAST&nbsp;&nbsp;
The Property Nomads Podcast:&nbsp;&nbsp;
I-Tunes =&nbsp;<a href="http://apple.co/3bHNn5G">apple.co/3bHNn5G</a>&nbsp;&nbsp;
Stitcher =&nbsp;<a href="http://bit.ly/3cFQVqe">bit.ly/3cFQVqe</a>&nbsp;
Spotify =&nbsp;<a href="http://spoti.fi/2XaZliP">spoti.fi/2XaZliP</a>&nbsp;
&nbsp;
&nbsp;
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Property Nomads brings property and all things currency, money and macro straight to you. All with a no-nonsense attitude! 

EVENT MENTIONED ON PODCAST 
https://progressiveproperty.online/live-multiple-streams-of-property-income-interest-london/AMB4692

WHERE TO FIND US = https://linktr.ee/thepropertynomadspodcast

SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP = https://dash.sovereignman.com/a/smc12m995/tpnpodcast

SOVEREIGN MAN 4th PILLAR = https://dash.sovereignman.com/a/4pmain/tpnpodcast

PROPERTY BOOKS  
Property FAQs = https://amzn.to/3MWfcL4
Buy To Let: How To Get Started = https://amzn.to/3genjle
101 Top Property Tips = https://amzn.to/2NxuAQL

ABOUT THE HOST
Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s. 

Property Nomads brings property and all things currency, money and macro straight to you. All with a no-nonsense attitude! 
EVENT MENTIONED ON PODCAST  <a href="https://progressiveproperty.online/live-multiple-streams-of-property-income-interest-london/AMB4692">https://progressiveproperty.online/live-multiple-streams-of-property-income-interest-london/AMB4692</a>
WHERE TO FIND US = <a href="https://linktr.ee/thepropertynomadspodcast" data-saferedirecturl="https://www.google.com/url?q=https://linktr.ee/thepropertynomadspodcast&amp;source=gmail&amp;ust=1686386870688000&amp;usg=AOvVaw24jygsJC7ETEGW7oGeqipv">https://linktr.ee/thepropertynomadspodcast</a> 
SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP = <a href="https://dash.sovereignman.com/a/smc12m995/tpnpodcast" data-saferedirecturl="https://www.google.com/url?q=https://dash.sovereignman.com/a/smc12m995/tpnpodcast&amp;source=gmail&amp;ust=1686386870688000&amp;usg=AOvVaw3Mt16pMm9PsmgmljA6v0DI">https://dash.sovereignman.com/a/smc12m995/tpnpodcast</a> 
SOVEREIGN MAN 4th PILLAR = <a href="https://dash.sovereignman.com/a/4pmain/tpnpodcast" data-saferedirecturl="https://www.google.com/url?q=https://dash.sovereignman.com/a/4pmain/tpnpodcast&amp;source=gmail&amp;ust=1686386870688000&amp;usg=AOvVaw1AJx78Z7tzK5xLVjw2Z0Js">https://dash.sovereignman.com/a/4pmain/tpnpodcast</a> 
PROPERTY BOOKS  Property FAQs = <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbko0U3dKT3g3NWVLTXlrcjREVmxOZmdGSHM5UXxBQ3Jtc0tuME9qbUdPYlpjY0p6OFkxaS1TSlJzOXgwbVhFYlZNVUFrd1RzRXZIamJJQmk5QUNIYlVoZ1JnV0pQWjJ1b0ZERWtJTkVWNzZDLWxLNVVMZjJyaVBIUHVmYTBZUzhVMk4tZno0UWVtZW9TS2FUUFFSaw&amp;q=https%3A%2F%2Famzn.to%2F3MWfcL4&amp;v=hUIpY5z9iDM" data-saferedirecturl="https://www.google.com/url?q=https://www.youtube.com/redirect?event%3Dvideo_description%26redir_token%3DQUFFLUhqbko0U3dKT3g3NWVLTXlrcjREVmxOZmdGSHM5UXxBQ3Jtc0tuME9qbUdPYlpjY0p6OFkxaS1TSlJzOXgwbVhFYlZNVUFrd1RzRXZIamJJQmk5QUNIYlVoZ1JnV0pQWjJ1b0ZERWtJTkVWNzZDLWxLNVVMZjJyaVBIUHVmYTBZUzhVMk4tZno0UWVtZW9TS2FUUFFSaw%26q%3Dhttps%253A%252F%252Famzn.to%252F3MWfcL4%26v%3DhUIpY5z9iDM&amp;source=gmail&amp;ust=1686386870688000&amp;usg=AOvVaw3ywG3Sq2jPg9t3NqNbIywE">https://amzn.to/3MWfcL4</a>  Buy To Let: How To Get Started = <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa1E2QUx5dmRkUWFTQWsyVmhLbGVrb0FxcUNnUXxBQ3Jtc0tselFnNnk5VGRBcVEzeFlveldhVUdtZmNGdlJqR1V5ejYwQTZSUFJYMFRYdXpKS0NGSWZaT2o5blZ1RXl4bG1XbVdZWTQtU3cyVWlib09ZR0xIMGxzOU85ZjNsQlQ0X0Y4aEFXeWpZMTFPQW1oTXQxUQ&amp;q=https%3A%2F%2Famzn.to%2F3genjle&amp;v=hUIpY5z9iDM" data-saferedirecturl="https://www.google.com/url?q=https://www.youtube.com/redirect?event%3Dvideo_description%26redir_token%3DQUFFLUhqa1E2QUx5dmRkUWFTQWsyVmhLbGVrb0FxcUNnUXxBQ3Jtc0tselFnNnk5VGRBcVEzeFlveldhVUdtZmNGdlJqR1V5ejYwQTZSUFJYMFRYdXpKS0NGSWZaT2o5blZ1RXl4bG1XbVdZWTQtU3cyVWlib09ZR0xIMGxzOU85ZjNsQlQ0X0Y4aEFXeWpZMTFPQW1oTXQxUQ%26q%3Dhttps%253A%252F%252Famzn.to%252F3genjle%26v%3DhUIpY5z9iDM&amp;source=gmail&amp;ust=1686386870688000&amp;usg=AOvVaw3wSr9vgHsK-gwrLCtfirSU">https://amzn.to/3genjle</a>   101 Top Property Tips = <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbmVnUXA2cFZwWS1uMktqZGZTNEFPUXRMeFg4QXxBQ3Jtc0trRzFnd1NPWWRjZU5tLVlnZjRNQ0FmX3RjazV2aXE4ZGVQbDJOVW13OEc4TkdrMDJhUHlLcGdETWQxNzRmVWZCUkRtMTZXZEVPY1ktOXhScEZCejNudHFBTTVuQ1poU1Q3bFlBSDdPTEpfTWV3SEFCUQ&amp;q=https%3A%2F%2Famzn.to%2F2NxuAQL&amp;v=hUIpY5z9iDM" data-saferedirecturl="https://www.google.com/url?q=https://www.youtube.com/redirect?event%3Dvideo_description%26redir_token%3DQUFFLUhqbmVnUXA2cFZwWS1uMktqZGZTNEFPUXRMeFg4QXxBQ3Jtc0trRzFnd1NPWWRjZU5tLVlnZjRNQ0FmX3RjazV2aXE4ZGVQbDJOVW13OEc4TkdrMDJhUHlLcGdETWQxNzRmVWZCUkRtMTZXZEVPY1ktOXhScEZCejNudHFBTTVuQ1poU1Q3bFlBSDdPTEpfTWV3SEFCUQ%26q%3Dhttps%253A%252F%252Famzn.to%252F2NxuAQL%26v%3DhUIpY5z9iDM&amp;source=gmail&amp;ust=1686386870688000&amp;usg=AOvVaw08Em7GiLbSgqTl0j-gHsly">https://amzn.to/2NxuAQL</a>  
ABOUT THE HOST Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ’s.

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