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10% inflation - 2022 predictions review + 2023 predictions - with Marc Champ of Wharf Financial

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Marc Champ of Wharf Financial joins Rob in order to go through some of their predictions for 2022, and how they panned out in the long term, as well as some of their thoughts about what could happen in 2023.


  • Bridging lenders did indeed find things more difficult in 2022. Around September there were funding problems that caused a cease altogether in some cases. This can only increase.
  • Inflation reached a high of 10% in 2022, but there was no re-emergence of a more dangerous COVID variant, which means that life can start to return to normal on the trajectory in which it has been.
  • If we keep the focus on what we're doing and maximise the impact we're having, then we increase our chances to thrive. Ignore external factors and control what you can within your sphere.
  • For 2023, inflation should stabilise at about 10% throughout the year, there will be some kind of housing price correction, and the BOE base rate will hit 5%


'Everybody's looking for an angle'

'People don't want to sell assets if they can help it'

'The margins are so small now for bridgers'

'The world will never return to normality because we're told more pointless stuff'


Marc Champ @ Wharf Financial

E-mail =

Phone = 0208 895 6677

Social Media = @wharffinancials

Website =

Money Weekly =

Donations for Wharf Financial charity cycle challenge:


Rob Smallbone the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom?

Rob wants to make a huge difference to people around the world. He is here to guide your success in property, business, and life and to inspire you to achieve your goals, dreams, and visions. He's travelled, explored, and invested. And he's not planning on stopping these activities anytime soon.

Buckle up, sit tight, and enjoy the ride that is life.


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