If you're declaring yourself as the bank of mum and dad, you'll need to have some conversations with your children about what they can afford - and what happens if that changes. 

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If you're declaring yourself as the bank of mum and dad, you'll need to have some conversations with your children about what they can afford - and what happens if that changes.&nbsp;
LISTEN ABOVE

Home is where the heart is, and there’s no question that Kiwis LOVE property. Newstalk ZB’s OneRoof Radio Show is a full-house of property talk, tips and tricks. 

Leading industry experts join us to discuss and debate the latest in market trends, investments, DIY and much more. Step inside The OneRoof Radio Show and make yourself at home.

Home is where the heart is, and there’s no question that Kiwis LOVE property. Newstalk ZB’s OneRoof Radio Show is a full-house of property talk, tips and tricks. Leading industry experts join us to discuss and debate the latest in market trends, investments, DIY and much more. Step inside The OneRoof Radio Show and make yourself at home.

Home is where the heart is, and there’s no question that Kiwis LOVE property. Newstalk ZB’s OneRoof Radio Show is a full-house of property talk, tips and tricks. 

Leading industry experts join us to discuss and debate the latest in market trends,...

The OneRoof Radio Show

Peter Norris: The questions to ask before you declare yourself the bank of mum and dad

https://api.omny.fm/orgs/7784f840-c291-422a-924b-ad9000bbad71/clips/6fd571db-0035-4315-9e8e-b3f80041ac94/transcript

Mum and dad investors are pulling out of the property market. 

The housing market is shifting to focus on the needs of your everyday owner-occupier, but the demand for rentals as still as high as ever and it doesn't look like that will change any time soon. 

The problem is that, among other reasons, the cost of running a rental is at an all time high, debt-to-income and loan-to-value ratio rules have blocked a lot of access to funding, and long-term capital gains aren't what they once were - all leading to more professional property investors.

LISTEN ABOVE

Mum and dad investors are pulling out of the property market.&nbsp;
The housing market is shifting to focus on the needs of your everyday owner-occupier, but the demand for rentals as still as high as ever and it doesn't look like that will change any time soon.&nbsp;
The problem is that, among other reasons, the cost of running a rental is at an all time high, debt-to-income and loan-to-value ratio rules have blocked a lot of access to funding, and long-term capital gains aren't what they once were - all leading to more professional property investors.
LISTEN ABOVE

Mark Harris: Is this the end of mum and dad investors?

https://api.omny.fm/orgs/7784f840-c291-422a-924b-ad9000bbad71/clips/91970ddc-dedc-4268-8de6-b3ff0045cfbc/transcript

Westpac's economists are picking 6 consecutive OCR hikes from December - they're forecasting that it will hit 4% by the end of next year. 

The OCR dropped to 2.25% just before Christmas, which is where it stands now, but there have been rumblings for some time that we'd start seeing hikes soon, as all major banks lifted long-term loan rates. 

LISTEN ABOVE

Westpac's economists are picking 6 consecutive OCR hikes from December - they're forecasting that it will hit 4% by the end of next year.&nbsp;
The OCR dropped to 2.25% just before Christmas, which is where it stands now, but there have been rumblings for some time that we'd start seeing hikes soon, as all major banks lifted long-term loan rates.&nbsp;
LISTEN ABOVE

Martin Cooper: Westpac picks 6 OCR hikes

https://api.omny.fm/orgs/7784f840-c291-422a-924b-ad9000bbad71/clips/8c38c73a-d010-4081-9e34-b3f100467897/transcript

Those in the market to buy a new home either know or will learn very quickly, that an agent is essential in the process. 

Sure, we can search agency websites and windows ourselves, or scroll through OneRoof after work every day - but we're doing ourselves a disservice if we don't have an agent keeping an eye out for a place with the right metrics for us. 

Here's the problem - these agents legally work for the seller. 

LISTEN ABOVE

Those in the market to buy a new home either know or will learn very quickly, that an agent is essential in the process.&nbsp;
Sure, we can search agency websites and windows ourselves, or scroll through OneRoof after work every day - but we're doing ourselves a disservice if we don't have an agent keeping an eye out for a place with the right metrics for us.&nbsp;
Here's the problem - these agents legally work for the seller.&nbsp;
LISTEN ABOVE

Ed McKnight: Finding the right agent for you

https://api.omny.fm/orgs/7784f840-c291-422a-924b-ad9000bbad71/clips/1df700d9-6eb0-4553-9505-b3ea0041dbb2/transcript

Peter Norris: The questions to ask before you declare yourself the bank of mum and dad

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