So you want a loan to buy a property.
The bank sifts through all the money that's gone in and out of your accounts going back an uncomfortable amount of time, and give you a number they're willing to lend you.
You think to yourself, the process is so long and gruelling, and they require so much of your usually private documents, that surely you can afford to meet those repayments - right?
Wrong.
LISTEN ABOVE

Mike Atkinson: Renting red flags landlords and tenants might miss
40:31

Ed McKnight: The property ladder is still worth climbing and holding on to
41:10

Nichole Lewis: Will property ever become part of retirement planning again?
41:22