From tax changes to interest rates to regulation changes, there's an ever growing list of reasons for kiwis to be a bit more hesitant to invest in property. 

Now with changes to foreign buyers laws, we may be staring down the barrel of a completely different  property market. 

So here's the question, has the model for property investment fundamentally changed? How are investors going about it these days, and is it even worth it? 

LISTEN ABOVE