The Reserve Bank has dropped the OCR by another 25 basis points this week, putting it at 3.50%. 

Many homeowners would have rushed to refix or float while waiting for the announcement in December, but at what point is it worth breaking your mortgage for a lower rate? 

LISTEN ABOVE

The Reserve Bank has dropped the OCR by another 25 basis points this week, putting it at 3.50%.&nbsp;
Many homeowners would have rushed to refix or float while waiting for the announcement in December, but at what point is it worth breaking your mortgage for a lower rate?&nbsp;
LISTEN ABOVE

Home is where the heart is, and there’s no question that Kiwis LOVE property. Newstalk ZB’s OneRoof Radio Show is a full-house of property talk, tips and tricks. 

Leading industry experts join us to discuss and debate the latest in market trends, investments, DIY and much more. Step inside The OneRoof Radio Show and make yourself at home.

Home is where the heart is, and there’s no question that Kiwis LOVE property. Newstalk ZB’s OneRoof Radio Show is a full-house of property talk, tips and tricks. Leading industry experts join us to discuss and debate the latest in market trends, investments, DIY and much more. Step inside The OneRoof Radio Show and make yourself at home.

Home is where the heart is, and there’s no question that Kiwis LOVE property. Newstalk ZB’s OneRoof Radio Show is a full-house of property talk, tips and tricks. 

Leading industry experts join us to discuss and debate the latest in market trends,...

The OneRoof Radio Show

Debbie Roberts: Restructure your mortgage

https://api.omny.fm/orgs/7784f840-c291-422a-924b-ad9000bbad71/clips/f96380b8-9229-4e78-89bd-b2bd00579b08/transcript

From tax changes to interest rates to regulation changes, there's an ever growing list of reasons for kiwis to be a bit more hesitant to invest in property. 

Now with changes to foreign buyers laws, we may be staring down the barrel of a completely different  property market. 

So here's the question, has the model for property investment fundamentally changed? How are investors going about it these days, and is it even worth it? 

LISTEN ABOVE

From tax changes to interest rates to regulation changes, there's an ever growing list of reasons for kiwis to be a bit more hesitant to invest in property.&nbsp;
Now with changes to foreign buyers laws, we may be staring down the barrel of a completely different &nbsp;property market.&nbsp;
So here's the question, has the model for property investment fundamentally changed? How are investors going about it these days, and is it even worth it?&nbsp;
LISTEN ABOVE

Ed McKnight: Has property investment fundamentally changed?

https://api.omny.fm/orgs/7784f840-c291-422a-924b-ad9000bbad71/clips/c3f50547-6732-40ab-93b1-b3b90041d02d/transcript

Not even two years ago, we were comparing our rent increases to those of places like Singapore and New York City. But today, many parts of the country are seeing rents tumble. 

So what does it mean for 2026? Should tenants be making their move to secure a place? Or is it the landlords who should be locking in reliable tenants before things start to change again? 

And from this month, pets are officially allowed in rentals. 

A landlord can't turn down a tenant solely for bringing a pet with them - but that along with other notes on your application can make a landlord hesitant. 

LISTEN ABOVE

Not even two years ago, we were comparing our rent increases to those of places like Singapore and New York City. But today, many parts of the country are seeing rents tumble.&nbsp;
So what does it mean for 2026? Should tenants be making their move to secure a place? Or is it the landlords who should be locking in reliable tenants before things start to change again?&nbsp;
And from this month, pets are officially allowed in rentals.&nbsp;
A landlord can't turn down a tenant solely for bringing a pet with them - but that along with other notes on your application can make a landlord hesitant.&nbsp;
LISTEN ABOVE

Mike Atkinson: Pets won't destroy your rental

https://api.omny.fm/orgs/7784f840-c291-422a-924b-ad9000bbad71/clips/87cceccd-1d29-4ee5-a6d3-b3b200433c9a/transcript

For as long as most of us will be able to remember, the Kiwi dream has meant a 3 or 4 bed home with a deck out the back and just enough grass to need a mower. 

It's represented putting down roots and starting a family with a sense of security in owning your own place. 

But after years now of rising house prices and interest rates going up and down quite rapidly, I've been wondering whether our property obsession has changed - and whether it's a temporary change or a permanent one. 

LISTEN ABOVE

For as long as most of us will be able to remember, the Kiwi dream has meant a 3 or 4 bed home with a deck out the back and just enough grass to need a mower.&nbsp;
It's represented putting down roots and starting a family with a sense of security in owning your own place.&nbsp;
But after years now of rising house prices and interest rates going up and down quite rapidly, I've been wondering whether our property obsession has changed - and whether it's a temporary change or a permanent one.&nbsp;
LISTEN ABOVE

Mark Harris: The revolution of the Kiwi dream

https://api.omny.fm/orgs/7784f840-c291-422a-924b-ad9000bbad71/clips/db947c0a-f0bc-4ca3-a932-b3ab00439f3d/transcript

Debbie Roberts: Restructure your mortgage

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