This week the Reserve Bank of New Zealand dropped the Official Cash Rate by 50 basis points to 4.75%. 

Also, the number of one person households have increased by 120,000 over the past decade, but less than 30% of new builds are one or two bedrooms. 

Debbie Roberts is a financial adviser at Property Apprentice and she joins Tim Beveridge to discuss this and more. 

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This week the Reserve Bank of New Zealand dropped the Official Cash Rate by 50 basis points to 4.75%.&nbsp;
Also, the number of one person households have increased by 120,000 over the past decade, but less than 30% of new builds are one or two bedrooms.&nbsp;
Debbie Roberts is a financial adviser at Property Apprentice and she joins Tim Beveridge to discuss this and more.&nbsp;
LISTEN ABOVE

Home is where the heart is, and there’s no question that Kiwis LOVE property. Newstalk ZB’s OneRoof Radio Show is a full-house of property talk, tips and tricks. 

Leading industry experts join us to discuss and debate the latest in market trends, investments, DIY and much more. Step inside The OneRoof Radio Show and make yourself at home.

Home is where the heart is, and there’s no question that Kiwis LOVE property. Newstalk ZB’s OneRoof Radio Show is a full-house of property talk, tips and tricks. Leading industry experts join us to discuss and debate the latest in market trends, investments, DIY and much more. Step inside The OneRoof Radio Show and make yourself at home.

Home is where the heart is, and there’s no question that Kiwis LOVE property. Newstalk ZB’s OneRoof Radio Show is a full-house of property talk, tips and tricks. Leading industry experts join us to discuss and debate the latest in market trends,...

The OneRoof Radio Show

Debbie Roberts: RBNZ needs to bring OCR down "hard and fast"

https://api.omny.fm/orgs/7784f840-c291-422a-924b-ad9000bbad71/clips/f3b762c4-3485-4d2e-b1cc-b20700460320/transcript

Have you ever walked into a home and thought - there was so much potential and it's all been lost. 

A room with limited natural light, painted in dark shades and made to look smaller than it is. A poorly shaped couch that throws off the whole room. Or one that we see all too often - old, outdated lighting that can make a gorgeous home immediately look neglected. 

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Have you ever walked into a home and thought - there was so much potential and it's all been lost.&nbsp;
A room with limited natural light, painted in dark shades and made to look smaller than it is. A poorly shaped couch that throws off the whole room. Or one that we see all too often - old, outdated lighting that can make a gorgeous home immediately look neglected. 
LISTEN ABOVE

Kelly Gammie: The biggest interior design mistakes

https://api.omny.fm/orgs/7784f840-c291-422a-924b-ad9000bbad71/clips/e4e3afbd-e9c3-4850-b7c7-b42200564a31/transcript

For a long time, the kiwi dream has been to do whatever it takes to get onto the property ladder and work your way up from there, but some investors are moving away from that advice - instead suggesting that it might be a better idea to rent and put your money elsewhere. 

It's not just the cost of the property and the mortgage repayments. You're paying to maintain the property in a way you wouldn't be if it were a rental, you're covering rates, insurance, and all the other little costs that add up pretty quickly. 

That's money that some investors argue could be spent on investments, or on a rental of your own that would at least bring some return. 

LISTEN ABOVE

For a long time, the kiwi dream has been to do whatever it takes to get onto the property ladder and work your way up from there, but some investors are moving away from that advice - instead suggesting that it might be a better idea to rent and put your money elsewhere.&nbsp;
It's not just the cost of the property and the mortgage repayments. You're paying to maintain the property in a way you wouldn't be if it were a rental, you're covering rates, insurance, and all the other little costs that add up pretty quickly.&nbsp;
That's money that some investors argue could be spent on investments, or on a rental of your own that would at least bring some return.&nbsp;
LISTEN ABOVE

Ed McKnight: Is it still worth buying a house?

https://api.omny.fm/orgs/7784f840-c291-422a-924b-ad9000bbad71/clips/c4c708f2-9cb9-41fb-a257-b41b0041c1bb/transcript

It's pretty common these days when buying a house to throw in a couple conditions with your offer. 

You're going to want a building report, your bank may want a property valuation before they agree to insure the property, and most commonly - you may need to sell your home first before your able to settle on the next one. 

But for a seller, any one of these could be a deal breaker - and could mean a lower offer is accepted over yours just because it's unconditional. 

LISTEN ABOVE

It's pretty common these days when buying a house to throw in a couple conditions with your offer.&nbsp;
You're going to want a building report, your bank may want a property valuation before they agree to insure the property, and most commonly - you may need to sell your home first before your able to settle on the next one.&nbsp;
But for a seller, any one of these could be a deal breaker - and could mean a lower offer is accepted over yours just because it's unconditional.&nbsp;
LISTEN ABOVE

Campbell Dunoon: Is a conditional offer ruining your house-buying chances?

https://api.omny.fm/orgs/7784f840-c291-422a-924b-ad9000bbad71/clips/fc8fa0ea-4605-4d2d-a21b-b414004755e4/transcript

Debbie Roberts: RBNZ needs to bring OCR down "hard and fast"

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