Personal Finance: Can stokvels help you save and invest your money

Stephen Grootes speaks to Warren Ingram, financial adviser and co-founder of Galileo Capital, about stokvels as a vital part of South Africa’s savings culture, with more than 11 million members and over R50 billion circulating in the ecosystem, yet largely overlooked by the formal investment indust…

Personal Finance: Pay attention to your investment fees

Stephen Grootes speaks to Warren Ingram, financial adviser and co-founder of Galileo Capital, about why fees, not just returns, can make or break your long-term wealth, and how those seemingly small percentage charges can quietly erode hundreds of thousands of rands over time if left unchecked. Th…

Personal Finance: SpaceX now trading - how should investors respond?

Stephen Grootes speaks to Warren Ingram, financial adviser and co-founder of Galileo Capital, about how investors should think about buying into SpaceX now that it’s listed, the risks and opportunities at such lofty valuations, and whether the hype around Elon Musk’s latest venture is justified. T…

Personal Finance: Your credit score – what it is, why it matters, and how to improve it

Stephen Grootes speaks to Warren Ingram, financial adviser and do-founder of Galileo Capital, about why most South Africans have a credit score but don’t know their number or how it’s calculated. He explains why this number matters, from securing a home loan to determining interest rates and even …

Personal Finance: Getting ready for tax season

Stephen Grootes speaks to Warren Ingram, financial adviser and co-founder of Galileo Capital, about the upcoming tax filing season, which opens on 1 July. Despite arriving at the same time every year, it often catches people off guard, so what should we be doing now to get prepared? The Money Sho…

Personal Finance: What is the most important financial decision you will make at retirement? 

Stephen Grootes speaks to Warren Ingram, financial adviser and co-founder of Galileo Capital, about a life annuity.  This is a financial product where you exchange your retirement savings for a guaranteed monthly income paid by an insurer for the rest of your life, effectively removing the risk of…

Personal Finance: Are fancy private schools worth the money?

Stephen Grootes speaks to Warren Ingram, financial adviser and co-founder of Galileo Capital, about the rising cost of elite education, and whether these high fees represent real value for money for families who can afford them. This comes as South Africa’s most expensive private schools now charg…

Personal Finance: How to talk to your partner about money

Stephen Grootes speaks to Warren Ingram, financial adviser and co-founder of Galileo Capital, about why money is one of the most common causes of conflict between couples, and why avoiding the conversation only makes things worse. With different money beliefs shaped by our upbringing and experienc…

 Personal Finance: Survival is success

Stephen Grootes speaks to Warren Ingram, financial adviser and co-founder of Galileo Capital, about navigating personal financial success in a tough global climate marked by Middle East conflict, rising fuel and food prices, and growing pressure on household budgets in South Africa. The Money Show…

Personal Finance: Making the most of your employee benefits

Stephen Grootes speaks to Warren Ingram, financial advisor and co-founder of Galileo Capital, about why salary deductions such as tax, retirement fund contributions, and other benefits are not simply losses, but important investments in financial security, public services, and long-term stability. …