Standard & Poor’s  Global Ratings’s director in SA, Konrad Reuss explains why the agency cut the outlook on its assessment of the country’s debt to negative, citing the slow growth, upwardly revised fiscal deficit and growing debt burden. Pepko’s CEO Leon Lourens takes Bruce Whitfield through the company’s financial results.  Thapelo Mokoena, South African Actor and Television Presenter shares his upbringing and his saving and investing philosophies.