Real Money Pros (11/02/24) - Ben and Brian dive into the significant impact of the upcoming election on economic conditions, exploring how potential changes in tax brackets and government spending could reshape individual financial landscapes and the broader economy. We also discuss the recent market reactions to disappointing earnings from major tech companies and inflation data, which have introduced volatility and uncertainty into investment strategies.

Additionally, we break down the critical decision between contributing to a Roth 401(k) versus a traditional 401(k). We also emphasize the strategic advantages of Roth conversions, particularly in anticipation of potential tax increases. As the year comes to a close, we highlight the importance of proactive financial planning, including checking beneficiary designations and utilizing tax-loss harvesting strategies to optimize your financial position.