How to refinance your mortgage in a rising rate market: equity release, offset accounts & negotiating with banks

Rising rates and falling property prices always trigger a flood of refinancing, but many of the best deals are done in the early phase of the cycle: like right now!

Rising rates and falling property prices always trigger a flood of refinancing, but many of the best deals are done in the early phase of the cycle - like right now!

Rasti Vaibhav of the Get RARE buyer's agency joins Associate Editor, James Kirby in this episode.

In today's show, we cover:
The magic words...Mortgage Discharge Authority...do they still work?
Getting the best deal from any bank, including your own lender
Exploring refinance alternatives such as lengthening your mortgage period
Optimising the offset - Securing your repayments by using the equity you've accumulated

Rising rates and falling property prices always trigger a flood of refinancing, but many of the best deals are done in the early phase of the cycle - like right now!
Rasti Vaibhav of the Get RARE buyer's agency joins Associate Editor, James Kirby in this episode. In today's show, we cover:
<ul>
<li>The magic words...Mortgage Discharge Authority...do they still work?</li>
<li>Getting the best deal from any bank, including your own lender</li>
<li>Exploring refinance alternatives such as lengthening your mortgage period</li>
<li>Optimising the offset - Securing your repayments by using the equity you've accumulated </li>
</ul>

Every week, The Australian's James Kirby delivers two power-packed episodes featuring in-depth analysis of property markets and smart money-making strategies.

Unlock your wealth potential with The Money Puzzle.

Featuring two power-packed episodes each week packed with smart money-making strategies, from superannuation to investing in shares, plus in-depth analysis of property markets.

Get tips from leading experts and practical tools to help build lasting wealth.

Submit your questions at themoneypuzzle@theaustralian.com.au. 

Unlock your wealth potential with The Money Puzzle.
Featuring two power-packed episodes each week packed with smart money-making strategies, from superannuation to investing in shares, plus in-depth analysis of property markets.
Get tips from leading experts and practical tools to help build lasting wealth.
Submit your questions at <a href="mailto:themoneypuzzle@theaustralian.com.au">themoneypuzzle@theaustralian.com.au</a>.&nbsp;

The Australian’s Money Puzzle covers all important finance and property topics.

The Money Puzzle

Unlock your wealth potential with The Money Puzzle.

Featuring two power-packed episodes each week packed with smart money-making strategies, from superannuation to investing in shares, plus in-depth analysis of property markets.

Get tips from leading experts and practical tools to help build lasting wealth.

Submit your questions at themoneypuzzle@theaustralian.com.au.

Unlock your wealth potential with The Money Puzzle.
Featuring two power-packed episodes each week packed with smart money-making strategies, from superannuation to investing in shares, plus in-depth analysis of property markets.
Get tips from leading experts and practical tools to help build lasting wealth.
Submit your questions at themoneypuzzle@theaustralian.com.au.

It's time to refinance your loans - here's what to do

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