The Reserve Bank's continuing to change its approach to preventing risky lending. 

It's further easing loan-to-value-ratio restrictions, allowing banks to lend more money to low-deposit borrowers. 

It follows the roll-out of debt-to-income restrictions last year, restricting how much banks can lend to people who already have a lot of debt relative to their income. 

Squirrel Mortgages Chief Executive David Cunningham told Mike Hosking LVRs had been imperfect on their own. 

He says when property prices went up, it allowed banks to lend more, pushing up property prices further, with borrowers' incomes not factored in. 

LISTEN ABOVE 

The Reserve Bank's continuing to change its approach to preventing risky lending.&nbsp;
It's further easing loan-to-value-ratio restrictions, allowing banks to lend more money to low-deposit borrowers.&nbsp;
It follows the roll-out of debt-to-income restrictions last year, restricting how much banks can lend to people who already have a lot of debt relative to their income.&nbsp;
Squirrel Mortgages Chief Executive David Cunningham told Mike Hosking LVRs had been imperfect on their own.&nbsp;
He says when property prices went up, it allowed banks to lend more, pushing up property prices further, with borrowers' incomes not factored in.&nbsp;
LISTEN ABOVE&nbsp;

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The sharpest voice and mind in the business, Mike drives strong opinion, delivers the best talent, and always leaves you wanting more.

The Mike Hosking Breakfast always cuts through and delivers the best daily on Newstalk ZB.

Open your mind to the world with New Zealand’s number one breakfast radio show. Without question, as New Zealand’s number one talk host, Mike Hosking sets the day’s agenda. The sharpest voice and mind in the business, Mike drives strong opinion, delivers the best talent, and always leaves you wanting more. The Mike Hosking Breakfast always cuts through and delivers the best daily on Newstalk ZB.

Open your mind to the world with New Zealand’s number one breakfast radio show.

Without question, as New Zealand’s number one talk host, Mike Hosking sets the day’s agenda.

The sharpest voice and mind in the business, Mike drives strong opinion,...

The Mike Hosking Breakfast

David Cunningham: Squirrel Mortgages CEO on the Reserve Bank easing loan-to-value-ratio restrictions

https://api.omny.fm/orgs/7784f840-c291-422a-924b-ad9000bbad71/clips/2bb90946-e98b-49ad-a34e-b3760136bc40/transcript

"Everything to keep you guys safe": New CEO of Air NZ comments on mass cancellations

In the North Island, Red Wind Warnings are in place for Wellington and southern Wairarapa.

There are extensive public transport and flight cancellations.

Air New Zealand says it's already cancelled almost 100 flights today.

CEO Nikhil Ravishankar says told Mike Hosking that it will only operate flights if it's safe to do so.

LISTEN ABOVE

<h2>"Everything to keep you guys safe": New CEO of Air NZ comments on mass cancellations</h2>
In the North Island, Red Wind Warnings are in place for Wellington and southern Wairarapa.
There are extensive public transport and flight cancellations.
Air New Zealand says it's already cancelled almost 100 flights today.
CEO Nikhil Ravishankar says told Mike Hosking that it will only operate flights if it's safe to do so.
LISTEN ABOVE

Best of 2025: New Air NZ CEO Nikhil Ravishankar on the Mike Hosking Breakfast

https://api.omny.fm/orgs/7784f840-c291-422a-924b-ad9000bbad71/clips/ac440b2e-8c9c-49e3-9f7b-b3c60141aec8/transcript

"Such a joyful thing": Jimmy Carr talks comedy, upcoming NZ tour 

Jimmy Carr is well known for a couple of things, his controversial comedy and distinctive laugh chief among them.

And he’s bringing both to Kiwi audiences early next year, travelling right across the country, stopping in 13 different cities. 

He’s got a prolific career in standup, as well as being a household name in UK television, not only hosting an array of panel shows, but a regular guest on many of the rest. 

Carr has a busy schedule, and he told Mike Hosking that he works as much as he possibly can, as his work is such a joyful thing. 

“If I have a night off, what am I doing? I’m sitting at home having my tea,” he said. 

“If I come out and do a show, it’s such a joyful thing." 

“I also think I do have a propensity to get cancelled once in a while,” Carr confessed, the comedian having seen his fair share of controversies. 

“So you never know when your last one’s going to be.” 

When it comes to cancel culture, Carr is a big advocate for freedom of speech. 

“I’m not for everyone, and edgy jokes, there’s you know, limits of it, sometimes it’s not for everyone,” he told Hosking. 

“But the whole cancel culture thing, you go, well, as long as you don’t get cancelled by your own audience, I think you’re golden.” 

LISTEN ABOVE 

<h2>"Such a joyful thing": Jimmy Carr talks comedy, upcoming NZ tour&nbsp;</h2>
Jimmy Carr is well known for a couple of things, his controversial comedy and distinctive laugh chief among them.
And he’s bringing both to Kiwi audiences early next year, travelling right across the country, stopping in 13 different cities.&nbsp;
He’s got a prolific career in standup, as well as being a household name in UK television, not only hosting an array of panel shows, but a regular guest on many of the rest.&nbsp;
Carr has a busy schedule, and he told Mike Hosking that he works as much as he possibly can, as his work is such a joyful thing.&nbsp;
“If I have a night off, what am I doing? I’m sitting at home having my tea,” he said.&nbsp;
“If I come out and do a show, it’s such a joyful thing."&nbsp;
“I also think I do have a propensity to get cancelled once in a while,” Carr confessed, the comedian having seen his fair share of controversies.&nbsp;
“So you never know when your last one’s going to be.”&nbsp;
When it comes to cancel culture, Carr is a big advocate for freedom of speech.&nbsp;
“I’m not for everyone, and edgy jokes, there’s you know, limits of it, sometimes it’s not for everyone,” he told Hosking.&nbsp;
“But the whole cancel culture thing, you go, well, as long as you don’t get cancelled by your own audience, I think you’re golden.”&nbsp;
LISTEN ABOVE&nbsp;

Best of 2025: Jimmy Carr talks comedy, upcoming tour on the Mike Hosking Breakfast

https://api.omny.fm/orgs/7784f840-c291-422a-924b-ad9000bbad71/clips/1cc6f3a5-e3e4-41c5-ab0f-b3c501419c27/transcript

Longevity: What's the secret to living longer, healthier lives? 

People are becoming increasingly more interested in living longer. 

Health, wellness, dieting, and fitness are more and more prominent on social media, and health monitoring technology are becoming increasingly popular. 

Cardiologist Dr Eric Topol has been researching longevity for decades, and is considered to be one of the top five voices on the subject. 

He’s just released his latest book, ‘Super Agers’, a detailed guide to living a longer, healthier life. 

Topol told Mike Hosking it’s not necessarily about living longer, but rather extending the years someone lives with intact health.  

He says living to 90 and being perfectly health throughout ought to be more important than trying to live to 110 and having many years of dementia, or profound frailty, or poor quality of life.  

Although there are revolutions happening in regards to anti-inflammatory and hormonal medications, Topol says it’s never going to be as simple as a pill. 

Things like lifestyle factors, environmental pollution, microplastics, and forever chemicals also need to be controlled, he explains. 

Listen to the full interview for a detailed explanation of health, longevity, and the new developments in the medical sector.  

LISTEN ABOVE 

<h2>Longevity: What's the secret to living longer, healthier lives?&nbsp;</h2>
People are becoming increasingly more interested in living longer.&nbsp;
Health, wellness, dieting, and fitness are more and more prominent on social media, and health monitoring technology are becoming increasingly popular.&nbsp;
Cardiologist Dr Eric Topol has been researching longevity for decades, and is considered to be one of the top five voices on the subject.&nbsp;
He’s just released his latest book, ‘Super Agers’, a detailed guide to living a longer, healthier life.&nbsp;
Topol told Mike Hosking it’s not necessarily about living longer, but rather extending the years someone lives with intact health. &nbsp;
He says living to 90 and being perfectly health throughout ought to be more important than trying to live to 110 and having many years of dementia, or profound frailty, or poor quality of life. &nbsp;
Although there are revolutions happening in regards to anti-inflammatory and hormonal medications, Topol says it’s never going to be as simple as a pill.&nbsp;
Things like lifestyle factors, environmental pollution, microplastics, and forever chemicals also need to be controlled, he explains.&nbsp;
Listen to the full interview for a detailed explanation of health, longevity, and the new developments in the medical sector. &nbsp;
LISTEN ABOVE&nbsp;

Best of 2025: Eric Topol talks longevity on the Mike Hosking Breakfast

https://api.omny.fm/orgs/7784f840-c291-422a-924b-ad9000bbad71/clips/9ac8a659-cd18-4464-8c32-b3c30141b62c/transcript

David Cunningham: Squirrel Mortgages CEO on the Reserve Bank easing loan-to-value-ratio restrictions

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