There’s a belief there may come a point when insurers’ goodwill runs out in areas most exposed to climate risk. 

AA Insurance has told Buller District Council it’s temporarily stopped offering new home and landlord cover in Westport due to flood risk, though existing policies can still be renewed. 

MinterEllisonRuddWatts insurance partner Andy Horne told Mike Hosking it’s unusual for an insurer to be this open. 

He says the reality is insurers are increasingly making risk-based decisions about where they’ll offer cover. 

LISTEN ABOVE 

There’s a belief there may come a point when insurers’ goodwill runs out in areas most exposed to climate risk.&nbsp;
AA Insurance has told Buller District Council it’s temporarily stopped offering new home and landlord cover in Westport due to flood risk, though existing policies can still be renewed.&nbsp;
MinterEllisonRuddWatts insurance partner Andy Horne told Mike Hosking it’s unusual for an insurer to be this open.&nbsp;
He says the reality is insurers are increasingly making risk-based decisions about where they’ll offer cover.&nbsp;
LISTEN ABOVE&nbsp;

Open your mind to the world with New Zealand’s number one breakfast radio show.

Without question, as New Zealand’s number one talk host, Mike Hosking sets the day’s agenda.

The sharpest voice and mind in the business, Mike drives strong opinion, delivers the best talent, and always leaves you wanting more.

The Mike Hosking Breakfast always cuts through and delivers the best daily on Newstalk ZB.

Open your mind to the world with New Zealand’s number one breakfast radio show. Without question, as New Zealand’s number one talk host, Mike Hosking sets the day’s agenda. The sharpest voice and mind in the business, Mike drives strong opinion, delivers the best talent, and always leaves you wanting more. The Mike Hosking Breakfast always cuts through and delivers the best daily on Newstalk ZB.

Open your mind to the world with New Zealand’s number one breakfast radio show.Without question, as New Zealand’s number one talk host, Mike Hosking sets the day’s agenda.The sharpest voice and mind in the business, Mike drives strong opinion,...

The Mike Hosking Breakfast

Andy Horne: MinterEllisonRuddWatts Litigation and Insurance Partner on AA pausing new insurance policies for properties in Westport

https://api.omny.fm/orgs/7784f840-c291-422a-924b-ad9000bbad71/clips/14bac04f-b310-43aa-9361-b3e101459eb3/transcript

At the end of each week, Mike Hosking takes you through the big-ticket items and lets you know what he makes of it all. 

 

Pakistan: 6/10 

Mystery of the week. Did they host talks? Were there any talks? What's the talks v BS ratio? 

 

Oil: 7/10 

Specifically, the Government's handling. Tickets, swaps, deals, and unsolicited offers –  this looks and feels like it's in the hands of adults. 

 

Labour and India: 3/10 

This is why we can be grateful they are not in office for the war. They do little but stall and carp. The day you are against free trade you are basically not a New Zealander. 

 

Booze: 7/10 

Nice one Kieran, as the kid from the Wairarapa brings the modern world to Easter. 

 

Allbirds: 3/10 

It’s a sad story of a dream that was destined for a troubled end. Shoes are about fashion, not feels, and style, not vibes. Only a very small percentage of people are ever prepared to look rude while saving the planet. 

 

LISTEN ABOVE FOR MIKE HOSKING'S FULL WEEK IN REVIEW 

At the end of each week, Mike Hosking takes you through the big-ticket items and lets you know what he makes of it all.&nbsp;
&nbsp;
Pakistan: 6/10&nbsp;
Mystery of the week. Did they host talks? Were there any talks? What's the talks v BS ratio?&nbsp;
&nbsp;
Oil: 7/10&nbsp;
Specifically, the Government's handling. Tickets, swaps, deals, and unsolicited offers – &nbsp;this looks and feels like it's in the hands of adults.&nbsp;
&nbsp;
Labour and India: 3/10&nbsp;
This is why we can be grateful they are not in office for the war. They do little but stall and carp. The day you are against free trade you are basically not a New Zealander.&nbsp;
&nbsp;
Booze: 7/10&nbsp;
Nice one Kieran, as the kid from the Wairarapa brings the modern world to Easter.&nbsp;
&nbsp;
Allbirds: 3/10&nbsp;
It’s a sad story of a dream that was destined for a troubled end. Shoes are about fashion, not feels, and style, not vibes. Only a very small percentage of people are ever prepared to look rude while saving the planet.&nbsp;
&nbsp;
LISTEN ABOVE FOR MIKE HOSKING'S FULL WEEK IN REVIEW&nbsp;

Mark the Week: Kieran McAnulty is bringing the modern world to Easter

https://api.omny.fm/orgs/7784f840-c291-422a-924b-ad9000bbad71/clips/403c40cc-25f8-470f-a4ed-b41f016efde0/transcript

It’s a bit early given it's a short week, but at four and a half-ish weeks into Operation Epic Fury, there's a reason to be depressed and a reason to be hopeful. 

To the bad news first. 

This hasn’t been a great week for the Americans. They have been left with talks that may or may not be happening and a lot of rhetoric that sounds like last week's rhetoric – "we've won", "there is nothing left", and "we could leave anytime". 

Except, the missiles that fall on Israel seem to indicate that for a place that have been bombed to flatness, they keep finding things to fire and that’s before you got to the hacking of Kash Patel's phone, which was just plain embarrassing. 

Trump's demeanour didn’t help either. A winner doesn’t whine and man has he whined a lot this week, to the point it appears he will end the war, as predicted, but has worked up a narrative that allows him to avoid the small issue of the Strait of Hormuz. 

Which is of course why he is whining. He's cocked it up. 

One way or another, the fact that they didn’t see the Gulf states being hit and didn’t see a waterway being used as ransom will go down in US military history as yet another interventionist cock-up. 

The new timeline is a bit of a worry. 2-3 weeks fits in with the 4-6 timeline, roughly. The trouble though, if you follow Trump, is that he uses the "2-3 weeks" line a lot, on a lot of different things that, as it turns out, don’t take 2-3 weeks – almost as though he makes it up as he goes along. 

Also not great is Netanyahu, who claimed they were a bit over halfway as far as targets go, which is not 2-3 weeks, given it's been almost five. 

But to the good news – the Iranian President has said they will stop if they get a guarantee they are not attacked again. And this is part of the exit strategy. 

A bit of back and forward, nuclear material cleared, regime largely gone, some sort of rebuild, money sorted, and it's kind of got a Gaza 2.0 vibe about it. 

And then of course 2pm this afternoon is the address to the world. "An important update". Does that have the makings of the end? Let's see. 

But the driving forces are the driving forces that have been at play all along – petrol in America costs too much, the cost of living is up, hiring is down, recession fears are up and the midterms are coming. 

As we said last week, Trump might be mad but on the political survival front self-interest is a finely honed skill of his. 

It’s a bit early given it's a short week, but at four and a half-ish weeks into Operation Epic Fury, there's a reason to be depressed and a reason to be hopeful.&nbsp;
To the bad news first.&nbsp;
This hasn’t been a great week for the Americans. They have been left with talks that may or may not be happening and a lot of rhetoric that sounds like last week's rhetoric – "we've won", "there is nothing left", and "we could leave anytime".&nbsp;
Except, the missiles that fall on Israel seem to indicate that for a place that have been bombed to flatness, they keep finding things to fire and that’s before you got to the hacking of Kash Patel's phone, which was just plain embarrassing.&nbsp;
Trump's demeanour didn’t help either. A winner doesn’t whine and man has he whined a lot this week, to the point it appears he will end the war, as predicted, but has worked up a narrative that allows him to avoid the small issue of the Strait of Hormuz.&nbsp;
Which is of course why he is whining. He's cocked it up.&nbsp;
One way or another, the fact that they didn’t see the Gulf states being hit and didn’t see a waterway being used as ransom will go down in US military history as yet another interventionist cock-up.&nbsp;
The new timeline is a bit of a worry. 2-3 weeks fits in with the 4-6 timeline, roughly. The trouble though, if you follow Trump, is that he uses the "2-3 weeks" line a lot, on a lot of different things that, as it turns out, don’t take 2-3 weeks – almost as though he makes it up as he goes along.&nbsp;
Also not great is Netanyahu, who claimed they were a bit over halfway as far as targets go, which is not 2-3 weeks, given it's been almost five.&nbsp;
But to the good news – the Iranian President has said they will stop if they get a guarantee they are not attacked again. And this is part of the exit strategy.&nbsp;
A bit of back and forward, nuclear material cleared, regime largely gone, some sort of rebuild, money sorted, and it's kind of got a Gaza 2.0 vibe about it.&nbsp;
And then of course 2pm this afternoon is the address to the world. "An important update". Does that have the makings of the end? Let's see.&nbsp;
But the driving forces are the driving forces that have been at play all along – petrol in America costs too much, the cost of living is up, hiring is down, recession fears are up and the midterms are coming.&nbsp;
As we said last week, Trump might be mad but on the political survival front self-interest is a finely honed skill of his.&nbsp;

Mike's Minute: Could this be the beginning of the end of the war?

https://api.omny.fm/orgs/7784f840-c291-422a-924b-ad9000bbad71/clips/b5fe5d56-be6b-423b-9b4c-b41f0158f510/transcript

Easter is cutting this week short, so Kate Hawkesby and Tim Wilson joined Mike Hosking today to Wrap the Week that Was.  

They discussed 75 Hard, the collapse of Allbirds, and what Kate’s been drinking recently. 

LISTEN ABOVE 

Easter is cutting this week short, so Kate Hawkesby and Tim Wilson joined Mike Hosking today to Wrap the Week that Was. &nbsp;
They discussed 75 Hard, the collapse of Allbirds, and what Kate’s been drinking recently.&nbsp;
LISTEN ABOVE&nbsp;

Wrapping the Week: Kate Hawkesby and Tim Wilson talk 75 Hard, Baileys, Allbirds

https://api.omny.fm/orgs/7784f840-c291-422a-924b-ad9000bbad71/clips/a3d8de35-95fe-42ae-ae5a-b41f0156e548/transcript

Andy Horne: MinterEllisonRuddWatts Litigation and Insurance Partner on AA pausing new insurance policies for properties in Westport

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