In this finance-focused conversation, Eshmael Mpabanga, Country Head at Intellect Design Arena South Africa, unpacks the growing risk facing financial institutions known as the “renovator’s trap.” He explains why incremental digital upgrades are no longer enough and why CEOs must take ownership of architectural redesigns to ensure long-term resilience.

<p>In this finance-focused conversation, Eshmael Mpabanga, Country Head at Intellect Design Arena South Africa, unpacks the growing risk facing financial institutions known as the <em data-start="317" data-end="338">&ldquo;renovator&rsquo;s trap.&rdquo;</em> He explains why incremental digital upgrades are no longer enough and why CEOs must take ownership of architectural redesigns to ensure long-term resilience.</p>