Microloans and Buy Now, Pay Later (BNPL) services are making borrowing easier than ever but at what cost? In this episode, Tina Manyanya shares insights on how BNPL works, the risks of delayed payments, and why budgeting and saving remain the smarter long-term financial choices. A must-listen for anyone navigating debt, spending, and financial responsibility.

<p>Microloans and Buy Now, Pay Later (BNPL) services are making borrowing easier than ever but at what cost? In this episode, Tina Manyanya shares insights on how BNPL works, the risks of delayed payments, and why budgeting and saving remain the smarter long-term financial choices. A must-listen for anyone navigating debt, spending, and financial responsibility.</p>