John provides some context and background as to why so many companies have frozen their pensions and have opted for a pension lump sum offer to current and former employees.

In this episode, John shares some of his experience with clients over the past decade, and one story in particular that will make you cringe!

With so much on the line in deciding what option to take, John provides his 7 Step Checklist as a guide to help you better manage the pros and cons.

The 7 Steps Include: 
What is your timeframe to retirement?
What is your health situation and longevity expectations?
How much income do you need to sustain your lifestyle?
How much in assets do you have saved? 
What is your risk tolerance and investment skill?
What is the company's status?
What are your family consideration?

Has your company offered a pension lump sum offer and are you wondering what the best option is?

Schedule a no obligation consultation with John here: https://calendly.com/johnchapmanwpwm/client-meeting-30-minutes

 

John provides some context and background as to why so many companies have frozen their pensions and have opted for a pension lump sum offer to current and former employees.
In this episode, John shares some of his experience with clients over the past decade, and one story in particular that will make you cringe!
With so much on the line in deciding what option to take, John provides his 7 Step Checklist as a guide to help you better manage the pros and cons.
The 7 Steps Include:&nbsp;
<ol>
<li>What is your timeframe to retirement?</li>
<li>What is your health situation and longevity expectations?</li>
<li>How much income do you need to sustain your lifestyle?</li>
<li>How much in assets do you have saved?&nbsp;</li>
<li>What is your risk tolerance and investment skill?</li>
<li>What is the company's status?</li>
<li>What are your family consideration?</li>
</ol>
Has your company offered a pension lump sum offer and are you wondering what the best option is?
Schedule a no obligation consultation with John here: https://calendly.com/johnchapmanwpwm/client-meeting-30-minutes
&nbsp;

The John Chapman Show is your source for retirement strategies to help you better manage your time and money. Pre-retirees face some major headwinds: ultra low interest rates, high stock valuations, increasing healthcare costs and longevity, and the ever changing tax and estate laws. If you're planning to retire within the next 10 years, are you on track to attain financial independence? Host, John Chapman, is a CFP® and Partner at WorthPointe, a boutique wealth management firm helping clients get the most from life with the money they do have. For more information, you can check out www.thejohnchapmanshow.com. 

The John Chapman Show is your source for retirement strategies to help you better manage your time and money. Pre-retirees face some major headwinds: ultra low interest rates, high stock valuations, increasing healthcare costs and longevity, and the ever changing tax and estate laws. If you're planning to retire within the next 10 years, are you on track to attain financial independence? Host, John Chapman, is a CFP&reg; and Partner at WorthPointe, a boutique wealth management firm helping clients get the most from life with the money they do have. For more information, you can check out <a href="http://www.thejohnchapmanshow.com">www.thejohnchapmanshow.com</a>.&nbsp;

The John Chapman Show Podcast

Planning to retire in the next 5-10 years? Want to ensure you are retirement ready? 

The John Chapman Show is your source for retirement strategies to help you better manage your investing, tax, insurance and estate planning.  

Pre-retirees biggest risks lie in not just investing the wealth they’ve built, but also in maintaining an up to date and secure financial plan as life changes. 

As you make the final push in your working career, be sure to stay on track with your financial plan so that ultimately you get the MOST from life with the money you do have. 

Host, John Chapman, is a CFP® and Partner at WorthPointe, a boutique wealth management firm helping clients gain financial peace of mind.

Planning to retire in the next 5-10 years? Want to ensure you are retirement ready?&nbsp;
The John Chapman Show is your source for retirement strategies to help you better manage your investing, tax, insurance and estate planning.&nbsp;&nbsp;
Pre-retirees biggest risks lie in not just investing the wealth they&rsquo;ve built, but also in maintaining an up to date and secure financial plan as life changes.&nbsp;
As you make the final push in your working career, be sure to stay on track with your financial plan so that ultimately you get the MOST from life with the money you do have.&nbsp;
Host, John Chapman, is a CFP&reg; and Partner at WorthPointe, a boutique wealth management firm helping clients gain financial peace of mind.

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