Today’s show is a little bit different… 

Friends of the channel, Charley Valher and Grant Merriel, recently asked me to hop on their show, Full Stack Business Owner – so I did, and some really interesting topics came up. 

Join us as we have an awesome talk about rising interest rates, building wealth when interest rates are high, forecasting interest rates, and more!

If you love this episode, let us know by emailing us at til@dashdot.com.au, and don’t forget to subscribe, rate, and share this podcast! 

See you on the inside! 



In this episode, we cover:
Why interest rates are going up [03:29]
How interest rates affect loan affordability [07:44]
Wealth creation in business and property when interest rates are high [15:18]
What will happen to interest rates in the coming years? [21:52]
Should interest rates be a deciding factor for business owners? [26:17]
Sourcing true and accurate information [35:03]



About our Guests:

Charley Valher and Grant Merriel are the hosts of Full Stack Business Owner – a podcast that exists to help entrepreneurs overcome their limits. The show is dedicated to sharing information, insights and tools to help business owners build a stable, thriving business that unlocks their money and life goals.



Links from the Show:
Full Stack Business Owner Website (https://www.fullstackbusinessowner.com/) 



Connect With Us:
See our other Podcasts: https://theinvestorlab.com.au/
Watch on Youtube (https://www.youtube.com/c/TheInvestorLab) 
Listen on Spotify (https://spoti.fi/3Np19x8) 
The Dashdot Website (https://www.dashdot.com.au/)
Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (https://www.renegadespropertybook.com)
Ready to work with us directly? (https://dashdot.com.au/discovery)

Today’s show is a little bit different… 
Friends of the channel, Charley Valher and Grant Merriel, recently asked me to hop on their show, Full Stack Business Owner – so I did, and some really interesting topics came up. 
Join us as we have an awesome talk about rising interest rates, building wealth when interest rates are high, forecasting interest rates, and more!
If you love this episode, let us know by emailing us at <a href="mailto:til@dashdot.com.au">til@dashdot.com.au</a>, and don’t forget to subscribe, rate, and share this podcast! 
See you on the inside! 
 
In this episode, we cover:
<ol>
<li aria-level="1">Why interest rates are going up [03:29]</li>
<li aria-level="1">How interest rates affect loan affordability [07:44]</li>
<li aria-level="1">Wealth creation in business and property when interest rates are high [15:18]</li>
<li aria-level="1">What will happen to interest rates in the coming years? [21:52]</li>
<li aria-level="1">Should interest rates be a deciding factor for business owners? [26:17]</li>
<li aria-level="1">Sourcing true and accurate information [35:03] </li>
</ol>
 
About our Guests:
Charley Valher and Grant Merriel are the hosts of Full Stack Business Owner – a podcast that exists to help entrepreneurs overcome their limits. The show is dedicated to sharing information, insights and tools to help business owners build a stable, thriving business that unlocks their money and life goals.
 
Links from the Show:
<ul>
<li aria-level="1">Full Stack Business Owner Website (<a href="https://www.fullstackbusinessowner.com/">https://www.fullstackbusinessowner.com/</a>) </li>
</ul>
 
Connect With Us:
<ul>
<li aria-level="1">See our other Podcasts: <a href="https://theinvestorlab.com.au/">https://theinvestorlab.com.au/</a></li>
<li aria-level="1">Watch on Youtube (<a href="https://www.youtube.com/c/TheInvestorLab">https://www.youtube.com/c/TheInvestorLab</a>) </li>
<li aria-level="1">Listen on Spotify (<a href="https://spoti.fi/3Np19x8">https://spoti.fi/3Np19x8</a>) </li>
<li aria-level="1">The Dashdot Website (<a href="https://www.dashdot.com.au/">https://www.dashdot.com.au/</a>)</li>
<li aria-level="1">Limitless: The Renegade’s Guide to Building Wealth Through Property - Goose McGrath (<a href="https://www.renegadespropertybook.com">https://www.renegadespropertybook.com</a>)</li>
<li aria-level="1">Ready to work with us directly? (<a href="https://dashdot.com.au/discovery">https://dashdot.com.au/discovery</a>)</li>
</ul>
<ul></ul>
<ul></ul>
<ul></ul>

The auditory epicentre for passionate people seeking a life of freedom, choice, and abundance

The auditory epicentre for passionate people seeking a life of freedom, choice, and abundance

The Investor Lab

The auditory epicentre for passionate people seeking a life of freedom, choice, and abundance.

The auditory epicentre for passionate people seeking a life of freedom, choice, and abundance.

Will Interest Rates Continue to Rise? with Charley and Grant

The CGT discount might be changing. The property market is in a frenzy. There's a war in the Middle East. And everyone's frozen.

This week we pull apart the three topics every Australian property investor is thinking about right now — and why most people are reacting to them wrong.

These are the conversations we're having at the dinner table. Now they're on camera.

See you on the inside,

--

In this episode we cover:
0:00  Why people freeze when there's noise in the market
7:53  CGT discount changes: what's actually being proposed
14:45 Running the numbers: 50% vs 25% discount
24:49  The contrarian take: why CGT changes are actually bullish for property
32:10  How affordability is changing where and what to invest in
46:00  Houses vs units
56:30  Land size doesn't drive growth the way people think
1:01:30  New builds and house & land packages: when do they make sense?
1:25:00  Geopolitical tension and the impact on Australia

--

IMPORTANT: The Investor Lab is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making any investment or financial decisions.

--

Watch on Youtube: 
CGT, Affordability & War: The Topics Every Property Investor Is Thinking About Right Now


---

RESOURCES TO HELP: 
Join the conversation: The Investor Lab Community 
Want a team in your corner as you build your property portfolio? 
Book a no-obligation discovery call with Dashdot: https://bit.ly/3E0wKGa
Need finance guidance? Chat with the Dashdot Finance team:
http://hey.dashdotfinance.com.au/discoverycall
Got a question or some feedback? We're all ears!
https://bit.ly/tilqs

-- 

Connect:
dashdot.com.au 
youtube.com/@theinvestorlab 
instagram.com/dashdotproperty
instagram.com/goosemcgrath
instagram.com/gabi.billing

The CGT discount might be changing. The property market is in a frenzy. There's a war in the Middle East. And everyone's frozen.
This week we pull apart the three topics every Australian property investor is thinking about right now &mdash; and why most people are reacting to them wrong.
These are the conversations we're having at the dinner table. Now they're on camera.
See you on the inside,
--
In this episode we cover: 0:00 &nbsp;Why people freeze when there's noise in the market 7:53 &nbsp;CGT discount changes: what's actually being proposed 14:45 Running the numbers: 50% vs 25% discount 24:49 &nbsp;The contrarian take: why CGT changes are actually bullish for property 32:10 &nbsp;How affordability is changing where and what to invest in 46:00 &nbsp;Houses vs units 56:30 &nbsp;Land size doesn't drive growth the way people think 1:01:30 &nbsp;New builds and house &amp; land packages: when do they make sense? 1:25:00 &nbsp;Geopolitical tension and the impact on Australia
-- IMPORTANT: The Investor Lab is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making any investment or financial decisions.
--
Watch on Youtube:&nbsp; <a href="https://www.youtube.com/live/2Nx278P0bpU?si=zFD-q9Akev4zA_-z">CGT, Affordability &amp; War: The Topics Every Property Investor Is Thinking About Right Now</a> <a href="https://youtu.be/1zfo9QejloE?si=lmfFV23ZswooQ3Ve"></a>
---
RESOURCES TO HELP:&nbsp;
<ol>
<li>Join the conversation: <a href="https://theinvestorlab.circle.so/join?invitation_token=223037761a53a5963252a2eae4268d6d62ef26a9-8b530745-2474-41bd-8b7c-e33dc5c0c811">The Investor Lab Community</a>&nbsp;</li>
<li>Want a team in your corner as you build your property portfolio?&nbsp; Book a no-obligation discovery call with Dashdot:&nbsp;<a href="https://bit.ly/3E0wKGa">https://bit.ly/3E0wKGa</a></li>
<li>Need finance guidance?&nbsp;Chat with the Dashdot Finance team: <a href="http://hey.dashdotfinance.com.au/discoverycall">http://hey.dashdotfinance.com.au/discoverycall</a></li>
<li>Got a question or some feedback? We're all ears! <a href="https://bit.ly/tilqs">https://bit.ly/tilqs</a></li>
</ol>
--&nbsp;
Connect: <a href="https://www.dashdot.com.au">dashdot.com.au</a>&nbsp; <a href="https://youtube.com/@theinvestorlab">youtube.com/@theinvestorlab</a>&nbsp; <a href="https://instagram.com/dashdotproperty">instagram.com/dashdotproperty</a> <a href="https://instagram.com/goosemcgrath">instagram.com/goosemcgrath</a> <a href="https://instagram.com/gabi.billing">instagram.com/gabi.billing</a>

CGT, Affordability & War: The Topics Every Property Investor Is Thinking About Right Now

The economy isn't just broken. It's splitting — and most people have no idea what's going on.

This week, Goose and Gabi break down a concept everyone needs to understand right now: the K-Shaped Economy. Two trajectories. Two very different futures. And what you can actually do about it.

Here's the uncomfortable truth: working hard isn't enough anymore. The rules have changed, the gap is widening — and the window to get on the right side of it won't be open forever.

See you on the inside. 

--

IMPORTANT: The Investor Lab is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making any investment or financial decisions.

--

To check out the research and charts, watch this episode on Youtube: 
The Wealth Window Is Closing (Why You Need To Act Now)


---

RESOURCES TO HELP: 
Join the conversation: The Investor Lab Community 
Want a team in your corner as you build your property portfolio? 
Book a no-obligation discovery call with Dashdot: https://bit.ly/3E0wKGa
Need finance guidance? Chat with the Dashdot Finance team:
http://hey.dashdotfinance.com.au/discoverycall
Got a question or some feedback? We're all ears!
https://bit.ly/tilqs

-- 

Connect:
dashdot.com.au 
youtube.com/@theinvestorlab 
instagram.com/dashdotproperty
instagram.com/goosemcgrath
instagram.com/gabi.billing

The economy isn't just broken. It's splitting &mdash; and most people have no idea what's going on.
This week, Goose and Gabi break down a concept everyone needs to understand right now: the K-Shaped Economy. Two trajectories. Two very different futures. And what you can actually do about it.
Here's the uncomfortable truth: working hard isn't enough anymore. The rules have changed, the gap is widening &mdash; and the window to get on the right side of it won't be open forever.
See you on the inside.&nbsp;
-- IMPORTANT: The Investor Lab is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making any investment or financial decisions.
--
To check out the research and charts, watch this episode on Youtube:&nbsp; <a href="https://www.youtube.com/live/KokKExCPPQA?si=YzH0iqKQDgLrr7NL">The Wealth Window Is Closing (Why You Need To Act Now)</a> <a href="https://youtu.be/1zfo9QejloE?si=lmfFV23ZswooQ3Ve"></a>
---
RESOURCES TO HELP:&nbsp;
<ol>
<li>Join the conversation: <a href="https://theinvestorlab.circle.so/join?invitation_token=223037761a53a5963252a2eae4268d6d62ef26a9-8b530745-2474-41bd-8b7c-e33dc5c0c811">The Investor Lab Community</a>&nbsp;</li>
<li>Want a team in your corner as you build your property portfolio?&nbsp; Book a no-obligation discovery call with Dashdot:&nbsp;<a href="https://bit.ly/3E0wKGa">https://bit.ly/3E0wKGa</a></li>
<li>Need finance guidance?&nbsp;Chat with the Dashdot Finance team: <a href="http://hey.dashdotfinance.com.au/discoverycall">http://hey.dashdotfinance.com.au/discoverycall</a></li>
<li>Got a question or some feedback? We're all ears! <a href="https://bit.ly/tilqs">https://bit.ly/tilqs</a></li>
</ol>
--&nbsp;
Connect: <a href="https://www.dashdot.com.au">dashdot.com.au</a>&nbsp; <a href="https://youtube.com/@theinvestorlab">youtube.com/@theinvestorlab</a>&nbsp; <a href="https://instagram.com/dashdotproperty">instagram.com/dashdotproperty</a> <a href="https://instagram.com/goosemcgrath">instagram.com/goosemcgrath</a> <a href="https://instagram.com/gabi.billing">instagram.com/gabi.billing</a>

The Wealth Window Is Closing (Why You Need To Act Now)

Interest rates just went up again — and right on cue, everyone lost their minds.

This week, we've brought in Julien Mougenot, Head of Dashdot Technology, to do something wild: pull apart our own original correlation research — live, on air — and break down what the data actually says in real time.

We ran a fresh correlation analysis (literally 24-48 hours before this conversation) comparing median sales price growth against interest rates, interest rate changes, and M3 money supply across every major market in Australia. 

The findings? They'll challenge everything you thought you knew about the relationship between rates and property prices.

Here's what we unpack:
Why interest rates and property prices are actually positively correlated (yes, they tend to move in the same direction)
The real driver behind Australian property prices — and it's not rates
How COVID fundamentally changed the way property markets behave
What compressed market cycles mean for your investment strategy
Why chasing hotspots without a system is the new trap

This one gets nerdy. There are heat maps, correlation tables, and a genuine live analysis on what all this data really means.

If you want to understand what's actually driving the market right now — not what the headlines tell you — this is the episode.

See you on the inside. 

--

IMPORTANT: The Investor Lab is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making any investment or financial decisions.

--

To check out the research and charts, watch this episode on Youtube: 
Stop Worrying About Interest Rates


---

RESOURCES TO HELP: 
Join the conversation: The Investor Lab Community 
Want a team in your corner as you build your property portfolio? 
Book a no-obligation discovery call with Dashdot: https://bit.ly/3E0wKGa
Need finance guidance? Chat with the Dashdot Finance team:
http://hey.dashdotfinance.com.au/discoverycall
Build Your FREE Portfolio Growth Plan on Property Pathfinder:
https://propertypathfinder.io
Got a question or some feedback? We're all ears!
https://bit.ly/tilqs

-- 

Connect:
dashdot.com.au 
youtube.com/@theinvestorlab 
instagram.com/dashdotproperty
instagram.com/goosemcgrath
instagram.com/gabi.billing

Interest rates just went up again &mdash; and right on cue, everyone lost their minds.
This week, we've brought in Julien Mougenot, Head of Dashdot Technology, to do something wild: pull apart our own original correlation research &mdash; live, on air &mdash; and break down what the data actually says in real time.
We ran a fresh correlation analysis (literally 24-48 hours before this conversation) comparing median sales price growth against interest rates, interest rate changes, and M3 money supply across every major market in Australia.&nbsp;
The findings? They'll challenge everything you thought you knew about the relationship between rates and property prices.
Here's what we unpack:
<ul dir="ltr">
<li>Why interest rates and property prices are actually positively correlated (yes, they tend to move in the same direction)</li>
<li>The real driver behind Australian property prices &mdash; and it's not rates</li>
<li>How COVID fundamentally changed the way property markets behave</li>
<li>What compressed market cycles mean for your investment strategy</li>
<li>Why chasing hotspots without a system is the new trap</li>
</ul>
This one gets nerdy. There are heat maps, correlation tables, and a genuine live analysis on what all this data really means.
If you want to understand what's actually driving the market right now &mdash; not what the headlines tell you &mdash; this is the episode.
See you on the inside.&nbsp;
-- IMPORTANT: The Investor Lab is for educational purposes only and does not constitute financial advice. Always do your own research and seek independent professional advice before making any investment or financial decisions.
--
To check out the research and charts, watch this episode on Youtube:&nbsp; <a href="https://www.youtube.com/live/qjgn9FhPRn8?si=-kxsSdwScoIxV9Fp">Stop Worrying About Interest Rates</a> <a href="https://youtu.be/1zfo9QejloE?si=lmfFV23ZswooQ3Ve"></a>
---
RESOURCES TO HELP:&nbsp;
<ol>
<li>Join the conversation: <a href="https://theinvestorlab.circle.so/join?invitation_token=223037761a53a5963252a2eae4268d6d62ef26a9-8b530745-2474-41bd-8b7c-e33dc5c0c811">The Investor Lab Community</a>&nbsp;</li>
<li>Want a team in your corner as you build your property portfolio?&nbsp; Book a no-obligation discovery call with Dashdot:&nbsp;<a href="https://bit.ly/3E0wKGa">https://bit.ly/3E0wKGa</a></li>
<li>Need finance guidance?&nbsp;Chat with the Dashdot Finance team: <a href="http://hey.dashdotfinance.com.au/discoverycall">http://hey.dashdotfinance.com.au/discoverycall</a></li>
<li>Build Your FREE Portfolio Growth Plan on Property Pathfinder: <a href="https://propertypathfinder.io">https://propertypathfinder.io</a></li>
<li>Got a question or some feedback? We're all ears! <a href="https://bit.ly/tilqs">https://bit.ly/tilqs</a></li>
</ol>
--&nbsp;
Connect: <a href="https://www.dashdot.com.au">dashdot.com.au</a>&nbsp; <a href="https://youtube.com/@theinvestorlab">youtube.com/@theinvestorlab</a>&nbsp; <a href="https://instagram.com/dashdotproperty">instagram.com/dashdotproperty</a> <a href="https://instagram.com/goosemcgrath">instagram.com/goosemcgrath</a> <a href="https://instagram.com/gabi.billing">instagram.com/gabi.billing</a>

Will Interest Rates Continue to Rise? with Charley and Grant

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