In this episode of The Insurance Series, William Freitas speaks with Michael Joseph from Austbrokers Cyber Pro to discuss the current state of cyber insurance and the risks facing businesses in 2025. The conversation explores how cyber policies have developed, the key areas of coverage, and why understanding both data and system risks is essential for every organisation.

 

Michael provides practical insight into recent claim trends, including ransomware, data breaches, and funds transfer fraud, and highlights how incident response and claims management can significantly influence recovery outcomes. The episode also covers the growing regulatory focus on privacy, the role of preventative cyber measures, and how businesses can better prepare for and respond to cyber events.

 

Whether you’re a broker or business owner, are you ready to Grow with Confidence?

In this episode of The Insurance Series, William Freitas speaks with Michael Joseph from Austbrokers Cyber Pro to discuss the current state of cyber insurance and the risks facing businesses in 2025. The conversation explores how cyber policies have developed, the key areas of coverage, and why understanding both data and system risks is essential for every organisation.
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Michael provides practical insight into recent claim trends, including ransomware, data breaches, and funds transfer fraud, and highlights how incident response and claims management can significantly influence recovery outcomes. The episode also covers the growing regulatory focus on privacy, the role of preventative cyber measures, and how businesses can better prepare for and respond to cyber events.
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Whether you&rsquo;re a broker or business owner, are you ready to Grow with Confidence?

William Freitas, Director of Confio Insurance, welcomes you to The Insurance Series.

This series takes a deep dive into the fascinating world of insurance, exploring various types of risks and offering practical insights to help businesses protect themselves. This series will gather industry experts, including underwriters, lawyers, and claim managers to share their experience and expertise.

Whether you’re a small business owner or represent a larger corporation, our mission is to equip you with the knowledge and tools you need to confidently navigate the insurance landscape.

William Freitas, Director of Confio Insurance, welcomes you to The Insurance Series.
This series takes a deep dive into the fascinating world of insurance, exploring various types of risks and offering practical insights to help businesses protect themselves. This series will gather industry experts, including underwriters, lawyers, and claim managers to share their experience and expertise.
Whether you’re a small business owner or represent a larger corporation, our mission is to equip you with the knowledge and tools you need to confidently navigate the insurance landscape.

The Insurance Series

William Freitas, Director of Confio Insurance, welcomes you to The Insurance Series.

This series takes a deep dive into the fascinating world of insurance, exploring various types of risks and offering practical insights to help businesses protect themselves. This series will gather industry experts, including underwriters, lawyers and claim managers to share their experience and expertise.

Whether you’re a small business owner or represent a larger corporation, our mission is to equip you with the knowledge and tools you need to confidently navigate the insurance landscape.

William Freitas, Director of Confio Insurance, welcomes you to The Insurance Series.
This series takes a deep dive into the fascinating world of insurance, exploring various types of risks and offering practical insights to help businesses protect themselves. This series will gather industry experts, including underwriters, lawyers and claim managers to share their experience and expertise.
Whether you’re a small business owner or represent a larger corporation, our mission is to equip you with the knowledge and tools you need to confidently navigate the insurance landscape.

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