Sue Ostler is a Buyer’s Agent in Sydney. Sue brings an added level of expertise to clients through her postgraduate degree in psychological sciences. In this episode, Sue cracks open the psychology of buying a house. She discusses whether there is any value in using love as a factor for a purchase, why people fall in love with properties, and how to prevent your heart from getting broken by a property you’ve emotionally over-invested in. Resources and links: Sue Ostler on LinkedIn Connect: Lendstreet website Lendstreet on Facebook Lendstreet on Instagram Lendstreet on LinkedIn Michael Nasser on Twitter

Renee Young is a first-time home buyer. After years of saving and research, she bought her first home in 2021 in Brisbane, QLD. In this episode, Renee takes us through her journey to home ownership, including her struggle to be taken seriously by selling agents as a single young person. She shares how she managed her expectations and compromised to buy a property within her means. She also highlights the importance of ensuring you have the time, money, and energy for renovations and researching your contractors so you don’t have to redo your brand-new bathroom six months later. Connect: Lendstreet website Lendstreet on Facebook Lendstreet on Instagram Lendstreet on LinkedIn Michael Nasser on Twitter

Jade Fitzgerald is the Principal and Owner of Ideal Buyer’s Agency. Ideal Buyer’s Agency works with prospective home buyers who are lost in the weeds of the process to help them find their forever home. In this episode, Jade expresses why she’s passionate about helping first-home buyers, how to make the most of a buyer’s agent’s services, and the best way to buy a property when you can’t look at it yourself. She also opens up about The Forgotten Women project and why it matters. Resources and links: Ideal Buyer’s Agency website The Forgotten Women Project website Jade Fitzgerald on LinkedIn Connect: Lendstreet website Lendstreet on Facebook Lendstreet on Instagram Lendstreet on LinkedIn Michael Nasser on Twitter

Fletcher Austin is a first-time home buyer. Not long ago, Fletcher was in the same position as you: preparing to buy his first home. In late 2020, he purchased a block of land in Darwin, NT and built his house. In this episode, Fletcher will explain why he chose to build his own home instead of buying a pre-existing home and the benefits of that choice. He’ll also get into the best reasons to live in a regional area and how he used timely government incentives to speed up his timeline. Connect: Lendstreet website Lendstreet on Facebook Lendstreet on Instagram Lendstreet on LinkedIn Michael Nasser on Twitter

To get you through the dog days of summer, we have more excellent advice from our property wizards! In this episode, Molly Benjamin will talk through the power of mindset when buying property and building your wealth. Kent Lardner shares his feelings about the current fixation on the dollar value of property and how research shows we need to invest in more social housing. Dr Nicola Powell explains what she does as the Chief of Economics and Research at Domain and what trends she’s been seeing. Full episode links: Molly Benjamin episode Kent Lardner episode Dr Nicola Powell episode Connect: Lendstreet website Lendstreet on Facebook Lendstreet on Instagram Lendstreet on LinkedIn Michael Nasser on Twitter

New year, new home? To kick off the year, we’re bringing you a very special episode of The Home Run. We’ve rounded up some of the best tips we heard in 2023, to help you gear up for the property market in 2024. In this episode, you’ll hear from some of our favourites. Jarrod McCabe from Wakelin Property Advisory breaks down the property ladder. Amy Lunardi shares her tips for what you should do first when you’ve decided to buy a new home. And Veronica Morgan drops by to talk about one of our favourite subjects: auctions. Full episode links: Veronica Morgan episode Jarrod McCabe episode Amy Lunardi episode Connect: Lendstreet website Lendstreet on Facebook Lendstreet on Instagram Lendstreet on LinkedIn Michael Nasser on Twitter

Julie Crockett is the Director of Australian Property Investment Solutions (API). When Julie realised her job as a teacher was leaving her with barely any superannuation, she changed careers and started investing in property. Now, Julie focuses on giving people the tools they need to build wealth by making strategic and well-informed investment property purchases. In this episode, Julie explains what “rentvesting” is, the benefits of playing the long game in investment, and how to manage your expectations for your best shot at success. She also emphasises the importance of backing yourself to overcome analysis paralysis and start building your portfolio. Resources and links: API Solutions Julie Crockett Property Investment courses Julie Crockett's article on rentvesting Julie Crockett on LinkedIn Connect: Lendstreet website Lendstreet on Facebook Lendstreet on Instagram Lendstreet on LinkedIn Michael Nasser on Twitter

Jo Vadillo is the Director of Advocate Property Services and Property Women. She works as a Buyer’s Agent, Investment Strategist, and Property Coach to help everyone achieve their goal of owning property. She started her career buying, renovating, and selling houses and wants to help others do the same. In this episode, Jo runs us through how renovations can add value to a property, some tips for speeding up the renovation process, and why it’s so important to educate yourself about property. She’ll also answer the big question: “Is house flipping worth it in Australia?” Resources and links: Advocate Property Services Property Women Property Women: The Buyer’s Advantage course Jo Vadillo on LinkedIn Connect: Lendstreet website Lendstreet on Facebook Lendstreet on Instagram Lendstreet on LinkedIn Michael Nasser on Twitter

George Morison is the General Manager for AB Morison Conveyancing. AB Morison Conveyancing is one of the largest conveyancing firms in Victoria and their goal is to make the property buying process as seamless as possible for everyone involved. In this episode, George explains what a conveyancer is, why you need one, and why you should look at hiring a conveyancer much earlier in the home-buying process than you think. He also breaks down why cheaper isn’t always better when it comes to conveyancers and how spending more on their services could save you money in the long run. Resources and links: AB Morison Conveyancing George Morison on LinkedIn Connect: Lendstreet website Lendstreet on Facebook Lendstreet on Instagram Lendstreet on LinkedIn Michael Nasser on Twitter

Kim Northwood is an Investor, Entrepreneur, and the Author of 'Work Less, Make More: The Millennial Guide to Financial Freedom.' Kim is passionate about educating people on their personal finances and understanding the risks of financial insecurity. In this episode, Kim is back to break down one of the more complex ways of saving a deposit: investing. Investing can help you save for a deposit more quickly than the traditional method but there are risks. Kim will break down the range of different investment types you might consider, their pros and cons, and the importance of time frames for investment strategies. Resources and links: Kim Northwood website Connect: Lendstreet website Lendstreet on Facebook Lendstreet on Instagram Lendstreet on LinkedIn Michael Nasser on Twitter

Molly Benjamin is the Founder of Ladies Finance Club and the Author of “Girls Just Wanna Have Funds”. From a casual idea in Molly’s living room with friends, Ladies Finance Club has changed the lives of women all over the world by building a supportive community of women who are taking control of their finances and having fun doing it. In this episode, Molly explains how to make financial literacy more interesting and why it’s so important. She also breaks down how having the right mindset can help you to achieve your dream of home ownership, and talks about how using mantras can make a difference in your financial future. Plus, Molly shares the inspiring story of a Ladies Finance Club member’s journey to buying their first home. Resources and links: Ladies Finance Club Investing course: 'Investing in the Share Market for Beginners' by Ladies Finance Club and Kim Northwood Connect: Lendstreet website Lendstreet on Facebook Lendstreet on Instagram Lendstreet on LinkedIn Michael Nasser on Twitter

Kent Lardner is the Director of Suburb Trends, a property research firm that utilises statistics to rank the top streets in every suburb of Australia. You may remember Kent from our recent episode ‘Why the property price drop you're expecting may not be coming’, where he explored the trends he was seeing in house prices across Australia. In this episode, Kent returns to unpack the Rental Pain Index, a detailed report showing how rising rental prices are impacting renters across Australia. Kent also reflects on the difficulties many renters experience when saving a house deposit and shares his biggest tip for anyone looking at purchasing their first property. Resources and links: Why the property price drop you're expecting may not be coming - The Home Run Rental Pain Index Suburb Trends Website Connect: Lendstreet website Lendstreet on Facebook Lendstreet on Instagram Lendstreet on LinkedIn Michael Nasser on Twitter

Kim Northwood is an Investor, Entrepreneur, and the Author of 'Work Less, Make More: The Millennial Guide to Financial Freedom.' Kim is passionate about educating people on their personal finances and understanding the risks of financial insecurity. In this episode, Kim explains how buying a house is different to younger generations, and why these differences inspired him to write his book. He shares his biggest tips for saving a deposit in today's economy and explores some unconventional ways to increase your savings that could help you secure your first property.  Resources and links: Kim Northwood website Connect: Lendstreet website Lendstreet on Facebook Lendstreet on Instagram Lendstreet on LinkedIn Michael Nasser on Twitter

Phoebe Blamey is the Director and Founder of Clover Financial Solutions, a boutique brokerage based in Melbourne. She's also the author of "The Happy Money Journey", a book about making good financial decisions and living life on your own terms. In this episode, Phoebe breaks down everything you need to improve your chances of getting your mortgage application approved. She'll explain exactly what mortgage brokers are looking for in your application and the biggest mistakes first-home buyers typically make. Plus, Phoebe shares her top tips to help maximise your chances of success. Resources and links: Clover Financial website 'The Happy Money Journey' by Phoebe Blamey Connect: Lendstreet website Lendstreet on Facebook Lendstreet on Instagram Lendstreet on LinkedIn Michael Nasser on Twitter

Nicola Powell is the Chief of Research and Economics at Domain, one of Australia's leading property marketplaces. With over 10 years of experience working in property and demographic trends, Nicola is an expert on the Australian property market. In this episode, Nicola shares her go-to stats that first-home buyers need to know about to help them make the best decisions about their property purchase. She'll explain everything from clearance rates, to supply, to price dynamics, and beyond. Plus, Nicola shares how you can use these statistics to your benefit when buying your first home. This episode is part two of our two-part chat with Nicola. Check out our last episode, to hear Nicola explain the current trends affecting first-home buyers. Connect: Lendstreet website Lendstreet on Facebook Lendstreet on Instagram Lendstreet on LinkedIn Michael Nasser on Twitter

Nicola Powell is the Chief of Research and Economics at Domain, one of Australia's leading property marketplaces. Nicola is an expert on the Australian property market, who has worked in property and demographic trends for nearly 10 years. In this episode, Nicola explains the trends that are currently affecting first-home buyers and breaks down concepts like supply and the cost of holding debt. Nicola also shares her thoughts on whether the dream of home ownership is still achievable for the average person, and her answer might surprise you. This episode is part one of our two-part chat with Nicola. Listen out for our next episode, where Nicola breaks down the important statistics first-home buyers can use to their advantage.  Connect: Lendstreet website Lendstreet on Facebook Lendstreet on Instagram Lendstreet on LinkedIn Michael Nasser on Twitter

Elaine Davies is the Founder of New Road Property, a boutique buyers agency based in Sydney. You may remember Elaine from our previous episode, 'The mistakes most first home buyers make (and how to avoid them!)'. In this episode, Elaine takes us back to basics, and breaks down everything you need to know about the different kinds of properties you might buy. She'll explain what all of your options are when it comes to property types and how they're defined, and share her biggest tips for deciding what kind of property is the best option for your first home.  Resources and links: The Home Run - Mistakes Most First Home Buyers Make And How To Avoid Them! 'Mind, Body, Sold!' by Elaine Davies Elaine Davies’ email Elaine Davies on Facebook New Road Property website New Road Property on Instagram Connect: Lendstreet website Lendstreet on Facebook Lendstreet on Instagram Lendstreet on LinkedIn Michael Nasser on Twitter

Bushy Martin is an investor, author, podcast host, and the Founder of KnowHow Property Finance. With over 35 years in the property industry, Bushy is passionate about empowering individuals to enhance their lives through strategic real estate investments. In this episode, Bushy is continuing his deep dive into the world of investment real estate. He'll explain the key distinctions between buying as an investor compared to buying as an owner occupier, and explore the essential do's and don'ts when it comes to investing in property. Plus, Bushy shares his top tip for anyone looking to get into the world of investment. This episode is part two of our two-part chat with Bushy. Check out our last episode to hear how Bushy first broke into the world of investment, and the services he provides at KnowHow Property Finance. Resources and links: Bushy Martin’s website KnowHow Property website Connect: Lendstreet website Lendstreet on Facebook Lendstreet on Instagram Lendstreet on LinkedIn Michael Nasser on Twitter

Bushy Martin is an esteemed investor, author, podcast host, and the Founder of KnowHow Property Finance. With an impressive track record spanning over 35 years in the property industry, Bushy is committed to empowering individuals to enhance their lives through strategic real estate investments. In today's episode, Bushy dives deep into the topic of purchasing your first home as an investment property. In this episode, Bushy shares the story of how he got into property investment, and how he's since built his portfolio to 12 properties across the world. Plus, Bushy explains his work with KnowHow Property Finance, and how they can help you. This episode is part one of our two-part chat with Bushy. Join us for the next episode, where Bushy shares the essential do's and don'ts of investing in property. Resources and links: Bushy Martin’s website KnowHow Property website Connect: Lendstreet website Lendstreet on Facebook Lendstreet on Instagram Lendstreet on LinkedIn Michael Nasser on Twitter

Frank Valentic is the Director of Advantage Property Consulting, an award-winning buyers and vendors advocacy service in Melbourne. Frank has over 20 years of experience as a buyers and vendors advocate, and you may recognise him from his appearances as a buyers' agent on every season of the television show, The Block. In this episode, Frank breaks down everything you need to know about negotiating the purchase price of your property. He'll explain everything from why you might want to consider negotiating the price of your property, to the research you need to do, to how to approach the negotiation. Plus, Frank shares his biggest tip for anyone looking to negotiate, that might just help you secure your dream property for less. Connect: Lendstreet website Lendstreet on Facebook Lendstreet on Instagram Lendstreet on LinkedIn Michael Nasser on Twitter

Jarrod McCabe is the Director of Wakelin Property Advisory, a property advisory group with a focus on asset selection. You may remember Jarrod from our recent episode on asset selection, 'Understanding asset selection'. In this episode, Jarrod explains exactly what happens when a property is passed in at auction. He'll break down the basics of what it even means for a property to be passed in, and the different situations in which it may happen. Plus, Jarrod shares his best advice for securing a property that's been passed in at auction. Resources and links: Wakelin Property Advisory website Rewarding Property Decisions podcast Connect: Lendstreet website Lendstreet on Facebook Lendstreet on Instagram Lendstreet on LinkedIn Michael Nasser on Twitter

Amy Lunardi is a buyer's advocate, podcast host, and the Owner of Amy Lunardi Property, an independent buyer and vendor advocacy in Melbourne. Amy is passionate about helping first home buyers, and has just launched 'The First Home Buyer Guidebook' course and podcast to further share her expertise with anyone looking to get on the property ladder. In this episode, Amy goes back to basics and breaks down exactly what you should expect when you're buying your first home. She'll explore the common timelines and waiting periods involved in buying a house, and break down all the steps between deciding to buy and picking up the keys. Plus, Amy shares a sneak preview of what to expect from her new first home buyer podcast and course.  Resources and links: Amy Lunardi's website The First Home Buyer Guidebook course The First Home Buyer Guidebook podcast Connect: Lendstreet website Lendstreet on Facebook Lendstreet on Instagram Lendstreet on LinkedIn Michael Nasser on Twitter

Veronica Morgan is a Residential Property Expert and Buyers Agent, as well as the Co-founder of the Home Buyer Academy, a course built to provide first-home buyers with affordable access to expert advice. She is also the host of two television shows including 'Location, Location, Location Australia'. In this episode, Veronica is sharing more of her top tips for bidding at an auction. She'll break down the steps of what happens on auction day, as well as how to stay calm in the heat of an auction. Plus, she'll share her best advice for how to maximise your chances of success on auction day.  Veronica also has a special deal for listeners of The Home Run on her book, "Auction Ready". For more tips and tricks on getting ready for auction, go to www.getauctionready.com.au and use code 'homerun30' at checkout for 30% off plus free postage. This episode is part one of a two-part chat with Veronica. Join us in the next episode to hear more of Veronica’s tips about bidding at an auction.  Resources and links: 'Auction Ready' by Veronica Morgan (use code 'homerun30') Home Buyer Academy website Veronica Morgan's website Veronica Morgan's podcasts The Elephant in the Room - Who is really making the decisions when you bid at auction? The Elephant in the Room - How successful auctioneers know when to push you to bid more Connect: Lendstreet website Lendstreet on Facebook Lendstreet on Instagram Lendstreet on LinkedIn Michael Nasser on Twitter

Veronica Morgan is Residential Property Expert and Buyers Agent, as well as the Co-founder of the Home Buyer Academy, a course built to provide first home buyers with affordable access to expert advice. You may remember her from her recent appearance on our podcast, in the episode 'The biggest mistakes first home-buyers make and how to avoid them'. In this episode, Veronica is demystifying a process that scares a lot of people: auctions. She'll break down everything you should do before the auction to be in the best place possible on the big day. She'll explore everything from the due diligence you have to have, to the extra useful research you can conduct. Plus, Veronica shares an important tip for buyers about registering to bid that could help win you your dream property. Veronica also has a special deal for listeners of The Home Run on her book, "Auction Ready". For more tips and tricks on getting ready for auction, go to www.getauctionready.com.au and use code 'homerun30' at checkout for 30% off plus free postage. This episode is part one of a two-part chat with Veronica. Join us in the next episode to hear more of Veronica’s tips about bidding at an auction. Resources and links: 'Auction Ready' by Veronica Morgan (use code 'homerun30') The Home Run - The biggest mistakes first-home buyers make and how to avoid them with Veronica Morgan Home Buyer Academy website Veronica Morgan's website Veronica Morgan's podcasts Connect: Lendstreet website Lendstreet on Facebook Lendstreet on Instagram Lendstreet on LinkedIn Michael Nasser on Twitter

Bishnu Aryal is the Founder and CEO of Finconnex Financial Services, a financial services company focused on helping everyday people achieve their financial goals. Bishnu is passionate about educating and empowering the community financially and has assisted countless first-home buyers by simplifying and streamlining the mortgage application process. In this episode, Bishnu breaks down some of the unexpected things you need to be prepared for when buying a home. He'll explain the common hidden costs you're likely to encounter when buying your first home, as well as how to budget for these costs. Plus, Bishnu shares his top tip for first-home buyers looking to get into the property market. Resources and links: Finconnex Financial Services Website Bishnu Aryal Facebook Connect: Lendstreet website Lendstreet on Facebook Lendstreet on Instagram Lendstreet on LinkedIn Michael Nasser on Twitter

Today, we're back with another mailbag episode, where Michael is answering your burning questions about purchasing your first home. In this episode, Michael explains how to determine your borrowing capacity, and shares exactly what lenders consider when determining how much you're able to loan. He then breaks down the different kinds of loans, including variable, fixed-rate, interest only, and principal and interest loans — as well as the pros and cons of each. Finally, Michael addresses the popular TV claim that you can buy a house without a deposit, and shares how getting on the property ladder can help you land your dream home. Connect: Lendstreet website Lendstreet on Facebook Lendstreet on Instagram Lendstreet on LinkedIn Michael Nasser on Twitter

Andrew Wheatley is the Owner and Lead Mortgage Broker of Wheatley Finance. With over 20 years of industry experience, Andrew has helped countless clients demystify their mortgages. He was also awarded the FBAA Victoria Broker of the Year Award, in both 2021 and 2022.  In this episode, Andrew explains all things guarantor loans, including what it is, and how it works. He also debunks some of the common misconceptions about guarantor loans, and shares who you can have as a guarantor, before breaking down how a guarantor loan might help lower the amount of deposit you need to buy your first home.  Resources and links: Andrew Wheatley on LinkedIn Wheatley Finance website Connect: Lendstreet website Lendstreet on Facebook Lendstreet on Instagram Lendstreet on LinkedIn Michael Nasser on Twitter

Paul Benson is the Principal Financial Planner at Guidance Financial Services. With over two decades of experience in the financial advisory industry, Paul has helped countless clients achieve their financial goals, including saving for their first home deposit. In this episode, we'll be discussing the big challenge that many first-home buyers face - the deposit. Paul will share some common mistakes people make when trying to save for a deposit, and how to avoid them. He'll also explain how investing can be a powerful tool in helping you save for your deposit, before sharing his top tips on how to get started. Plus, Paul gives his insights on a government scheme that could potentially help first-home buyers increase their savings.  Resources and links: Paul Benson LinkedIn Financial Autonomy podcast Connect: Lendstreet website Lendstreet on Facebook Lendstreet on Instagram Lendstreet on LinkedIn Michael Nasser on Twitter

Zeher Khalil is the Founder of Site Inspections, a Victorian firm of expert property inspectors. Also joining us is Ed Waldman, Site Inspections Sales and Marketing Manager. Site Inspections has recently risen to internet stardom, with Zeher's inspection videos going viral, earning him the title of "The TikTok Inspector".  In this episode, Zeher and Ed explain how they get started in TikTok, before giving their top tips for first home-buyers going through the inspection process for the first time. Plus, the shocking story of how a family ended up living in a tent, and the steps you can take to avoid that same thing happening to you.  Resources and links: Site Inspections on TikTok Connect: Lendstreet website Lendstreet on Facebook Lendstreet on Instagram Lendstreet on LinkedIn Michael Nasser on Twitter

Jarrod McCabe is the Director of Wakelin Property Advisory, a property advisory group that focuses on the importance of asset selection. With over 20 years of experience in the industry across valuations and investment advisory, Jarrod is proud to offer a skillset that delivers for clients. In today's episode, Jarrod explains what asset selection actually means, and breaks down foundational concepts such as equity and the property ladder. Plus Jarrod also shares his insights on a popular trend in the real estate market — rent-vesting. Resources and links: Wakelin Property Advisory website Connect: Lendstreet website Lendstreet on Facebook Lendstreet on Instagram Lendstreet on LinkedIn Michael Nasser on Twitter

Veronica Morgan is a Residential Property Expert and Buyers Agent, as well as the host of two television shows, including 'Location, Location, Location Australia'. As one of the most respected voices in the Australian property landscape, Veronica now shares her tips on her podcasts, including the excellent 'First Home Buyers Guide'. In this episode, Veronica explains the biggest mistakes that first-home buyers make, and how to avoid them. She shares why you should be cautious about taking advice from the wrong people, and breaks down why the concept of "free money" like government grants may cause more harm than good.  Resources and links: Veronica Morgan’s Website Your First Home Buyer Guide Podcast Connect: Lendstreet website Lendstreet on Facebook Lendstreet on Instagram Lendstreet on LinkedIn Michael Nasser on Twitter

Emily Wallace is the Founder of Emily Wallace Buyer's Advocate, a business that specialises in buyer's advocacy for first-home buyers. Emily has a wealth of knowledge in buyer's advocacy, and is passionate about helping make the process accessible for everyone. In today's episode, Emily shares how the recent Reserve Bank changes are impacting property transactions, and just what this means for first-home buyers. Emily also explains the surprising impact that the current rental crisis is having on first-home buyers, and the unique things that are happening as a result. Resources and links: Emily Wallace Buyer’s Advocate Website Connect: Lendstreet website Lendstreet on Facebook Lendstreet on Instagram Lendstreet on LinkedIn Michael Nasser on Twitter

Kent Lardner is the Director of Suburb Trends, a property research firm that utilises statistics to rank the top streets in every suburb of Australia. Suburb Trends is trusted by some of the biggest names in the Australian property industry and is a quick, easy way to help narrow down your options when house-hunting. In today's episode, Kent explains the trends he's seeing in the market right now, from how things are changing following recent interest rate changes, to what these mean for first-home buyers. He also breaks down why the price drop that people are predicting may not be coming, and shares his best tips for where and what to buy in today's market. Resources and links: Suburb Trends Website Connect: Lendstreet website Lendstreet on Facebook Lendstreet on Instagram Lendstreet on LinkedIn Michael Nasser on Twitter

The New South Wales government has recently introduced a new initiative called First Home Buyer Choice, which means that first-home buyers will have the opportunity to pay a property tax on their land's value, as opposed to a large upfront stamp duty.  In today's episode, Michael breaks down the latest changes for first-home buyers in NSW, with the First Home Buyer Choice legislation that has come into effect on the 11th of November, 2022. He also answers some important questions about what this new change means, and poses some scenarios to help you determine if you're eligible, and what your home-buying process might now look like.  Resources and links: Article about the First Home Buyer Choice initiative Connect: Lendstreet website Lendstreet on Facebook Lendstreet on Instagram Lendstreet on LinkedIn Michael Nasser on Twitter

Welcome to our very first listener mailbag episode, where we're answering your burning questions about the home-buying process!  In today's episode, Michael explains what to look for when choosing a mortgage broker, including what questions to ask to ensure you're getting the best broker for your needs. He also breaks down the general home-buying process and shares his tips for the average person looking to get on the property ladder. Finally, Michael explains what to be aware of if you think you might be too old to purchase your first home (spoiler alert: you're probably not!). Connect: Lendstreet website Lendstreet on Facebook Lendstreet on Instagram Lendstreet on LinkedIn Michael Nasser on Twitter

Lan Ta is a Buyers Agent and the Owner of Chic Buyers Agent in Sydney's inner-west. We're lucky to have Lan back with us again, after her last appearance on our episode 'Doing your research: How to find your perfect property', where she explained the process of how to research properly when looking for your perfect property. In today's episode, Lan talks us through the crucial process of getting your property-purchasing team together. The prospect of buying your first home can be daunting, with lots of things to consider along the way, so it can be beneficial to be surrounded by a team of experts to help you along the journey. Lan shares all the relevant professionals that can help you, plus what to look for when deciding who to work with, to make sure you have the best people on your side. Resources and links: Chic Buyers Agent website Chic Buyers Agent on Facebook Chic Buyers Agent on Instagram Lan Ta’s email address Lan Ta's phone number Connect: Lendstreet website Lendstreet on Facebook Lendstreet on Instagram Lendstreet on LinkedIn Michael Nasser on Twitter

Belinda Botzolis comes from a diverse background, having worked in property valuation, property tax, and now as a property strategist in her current role with Metropole. Metropole provides strategic property and wealth advice, and Belinda is passionate about her work and finding quality properties. In today's episode, Belinda takes us through the important idea of taking emotion out of property purchasing, and why looking beyond just your first preference suburb options could help you find your dream home without going over budget. Plus, Belinda's advice about figuring out where to compromise to make sure you're getting the best quality asset that you can afford in a suburb that you love. This episode is part 2 of our conversation with Belinda. Check out our last episode for part 1, where we discuss what a property valuer is, and what to consider when looking at purchasing off-the-plan. Resources and links: Belinda Botzolis’ Website Belinda Botzolis on Instagram Belinda Botzolis on Tiktok Belinda Botzolis on LinkedIn Connect: Lendstreet website Lendstreet on Facebook Lendstreet on Instagram Lendstreet on LinkedIn Michael Nasser on Twitter

Belinda Botzolis is a Property Strategist for Metropole, where she works to provide strategic property and wealth advice. Belinda has a diverse background, which includes experience in property valuation and property tax. She has a keen eye for identifying quality properties, and a wealth of knowledge about identifying quality properties. In today's episode, Belinda explains how to identify a quality property, which is an important skill for a first-home buyer, as not all properties are made equally. She shares some of the pitfalls that first-home buyers can fall into, like being confused by government subsidies and the pros and cons of buying off-the-plan versus established properties. Most importantly, Belinda shares her process of determining the key ingredients for a quality property. Resources and links: Belinda Botzolis’ Website Belinda Botzolis on Instagram Belinda Botzolis on TikTok Belinda Botzolis on LinkedIn Connect: Lendstreet website Lendstreet on Facebook Lendstreet on Instagram Lendstreet on LinkedIn Michael Nasser on Twitter

Janice Padovani is a Sydney-based property lawyer, who works as the principal at JP Property Lawyers. She's assisted countless first-home buyers with the legal portion of purchasing their property and is a wealth of knowledge on the topic. In today's episode, you'll hear the final part of our three-part series on the key terms you need to know when buying your first house. Michael and Janice discuss due diligence, and the unexpected benefits of pest and building reports and Janice breaks down her top 3 tips for first-home buyers. This episode is part three of our three-part chat with Janice. Check out our previous episodes for the first and second parts of this important conversation. Resources and links: Janice Padovani’s phone number Janice Padovani’s email JP Property Lawyers on Facebook JP Property Lawyers website Connect: Lendstreet website Lendstreet on Facebook Lendstreet on Instagram Lendstreet on LinkedIn Michael Nasser on Twitter

Janice Padovani is a Principal Lawyer at JP Property Lawyers. She is an experienced property lawyer based in Sydney, who has a wealth of knowledge about the legal side of purchasing a property.  In this episode, you'll hear even more must-know legal terms for when you're buying your first home. Michael asks Janice about title searches, caveats, and more. These are all crucial terms to understand to make sure you're well-versed in communicating with your solicitor or conveyancer. This episode is part two of our three-part conversation with Janice. Check out our last episode for part one, and listen out for our final episode with Janice in the coming weeks.   Resources and links: Janice Padovani’s phone number Janice Padovani’s email JP Property Lawyers on Facebook JP Property Lawyers website   Connect: Lendstreet website Lendstreet on Facebook Lendstreet on Instagram Lendstreet on LinkedIn Michael Nasser on Twitter

Janice Padovani is an experienced property lawyer, who currently works in Sydney as the Principal Lawyer of JP Property Lawyers. She has assisted countless first-home buyers with the legal aspects of purchasing their properties and is a wealth of knowledge on the subject. Legal jargon can sometimes seem incomprehensible, but it’s one of the most important things you’ll need to understand before purchasing your first home. In today’s episode, we’re discussing conveyancing, gazumping, and more. This episode is part one of our three-part series with Janice, so listen out for the future episodes to make sure you learn everything you can about this foundational topic for first-home buyers.   Resources and links: Janice Padovani’s phone number Janice Padovani’s email JP Property Lawyers on Facebook JP Property Lawyers website   Connect: Lendstreet website Lendstreet on Facebook Lendstreet on Instagram Lendstreet on LinkedIn Michael Nasser on Twitter

Monique Verga, buyer's agent at Amy Lunardi Property in Melbourne, has over 10 years of experience across the property market. Before becoming a buyer's agent, Monique worked as a sales agent, where she was involved in over 500 transactions. Now, she's here to help you get the most out of your conversations with real estate agents.  Monique shares her unique insight on both sides of the property purchase experience, as she discusses how to navigate conversations with a property manager. She details the importance of real estate agents in the property transaction process, plus what to look out for when approaching an agent with questions.    Connect: Lendstreet website Lendstreet on Facebook Lendstreet on Instagram Lendstreet on LinkedIn Michael Nasser on Twitter

This is the second part of our conversation with John Ng, an experienced mortgage broker, and the owner of Money Jar Concept, a brokerage based in Melbourne's Inner West. After five years of running his own business, John has a wealth of knowledge that he loves sharing with first-home buyers in his community.  In this episode, John breaks down some of the unique terms you may hear from banks or mortgage brokers, to give you the confidence you need to understand the mortgage application process. He'll explain equity, genuine savings, lenders' mortgage insurance, and more. Stick around to the end where John shares a pre-approval tip that might help save your credit score.   To contact John: John Ng’s email John Ng’s mobile Money Jar Concept website Money Jar Concept on Instagram Money Jar Concept on Facebook   Connect: Lendstreet website Lendstreet on Facebook Lendstreet on Instagram Lendstreet on LinkedIn Michael Nasser on Twitter

This is the first of a two-part episode with John Ng, an experienced mortgage broker and owner of Money Jar Concept, a brokerage based in the inner west of Melbourne. John is passionate about supporting his community through providing ethical guidance on all things finance. In this episode, John introduces himself and shares his experiences as a mortgage broker, and how his business was born out of dissatisfaction with working in a bank. He then breaks down the essential terms you need to know when engaging with a mortgage broker, from pre-approval to deposit, to assets and break costs, as well as distinctions for a variety of different rate terms. Make sure you listen out for our next episode with John, where we cover even more terms.    To contact John: John Ng’s email John Ng’s mobile Money Jar Concept website Money Jar Concept on Instagram Money Jar Concept on Facebook Connect: Lendstreet website Lendstreet on Facebook Lendstreet on Instagram Lendstreet on LinkedIn Michael Nasser on Twitter

Rhiannan Jenkins is a seasoned buyer’s agent and property consultant at Hunter James, one of Sydney’s premier buyers agencies. In today’s episode, we are focusing on the hidden or commonly unknown costs of buying your first home. In this episode, Rhiannan discusses some of the most commonly known costs, the unknown costs as well as providing some details on what these costs actually provide. She then runs through a scenario of what the costs would be on a property purchase price of $850,000.   Connect: Lendstreet website Lendstreet on Facebook Lendstreet on Instagram Lendstreet on LinkedIn Michael Nasser on Twitter

Lan Ta is a buyers agent based in Sydney who assists people to reach their property goals sooner via her company, Chic Buyers Agent. In today's episode, we’ll be focused on a topic that was requested by a listener, ‘How to research for property’. We’ll discuss what a first home buyer needs to consider when researching a property, how to create a property wish list and how to determine the value of a property.   Connect: Lendstreet website Lendstreet on Facebook Lendstreet on Instagram Lendstreet on LinkedIn Michael Nasser on Twitter

Larni Spillsbury is a credit repair expert and Director of Wipe Credit Clean, a company focused on assisting people to repair or improve their credit score. Today, you’ll hear about all things credit scores. A topic that’s not often discussed but one that can have an important role in your ability to get your home loan. We’ll explore what a credit score is, why your credit score is so important and what to do if you have a bad credit score.   Connect: Lendstreet website Lendstreet on Facebook Lendstreet on Instagram Lendstreet on LinkedIn Michael Nasser on Twitter

Betsy Westcott is a Financial Wellness Coach with a background in financial planning, who’s passionate about helping people find financial freedom by understanding and nurturing their relationship with money. She’s also the Chief Revenue Officer of an upcoming FinTech company called Fupay. As a first home buyer, understanding and developing good money habits is a key foundational concept and is critical for your long-term success. Today, we’ll be discussing what a Financial Wellness Coach is, and how they can help first home buyers. You’ll also hear how important your mindset is when it comes to money, and how to ensure you are in the right one.   Connect: Lendstreet website Lendstreet on Facebook Lendstreet on Instagram Lendstreet on LinkedIn Michael Nasser on Twitter

Elaine Davies is a Sydney-based buyers agent with over 15 years of experience. She's the author of "Mind, Body, Sold", a holistic guide to buying property like a pro. And she's also the Founder of New Road Property, a buyers agency dedicated to helping people realise their property dreams. In today’s episode, Elaine discusses what a buyers agent is and does, and how they can help first home buyers in their property journey. You’ll learn the role a buyers agent plays in a property transaction, how to successfully approach real estate agents, and we'll unpack the most common mistakes Elaine sees first home buyers making.   Resources and links: 'Mind, Body, Sold!' by Elaine Davies   Connect: Lendstreet website Lendstreet on Facebook Lendstreet on Instagram Lendstreet on LinkedIn Michael Nasser on Twitter

Evelyn Clark is a Director and Finance Broker at Everlend, a mortgage and finance broker based in St Kilda, Melbourne. Everlend has a focus on empowering and educating their customers to make their own informed financial decisions. In today’s episode, we’ll walk you through the role a mortgage broker plays in the first home buyer's journey. We'll break down what a mortgage broker actually does, what a first home buyer needs to know about borrowing capacity, and we answer the question, do you really need a mortgage broker?   Connect: Lendstreet website Lendstreet on Facebook Lendstreet on Instagram Lendstreet on LinkedIn Michael Nasser on Twitter