Joe Yocavitch discusses the keys to longevity and happiness, drawing inspiration from Dr. Howard Tucker, the world's oldest neurologist. He emphasizes the importance of maintaining an active lifestyle, surrounding oneself with positive influences, and staying relevant even in retirement. Joe also highlights the significance of personalized financial planning to ensure a fulfilling life beyond the traditional retirement age. Ready to connect with Joe? Click here to get started.

Joe Yocavitch and Kevin McAlpin discuss the holiday season's impact on financial planning, particularly in retirement. They explore the common dilemma faced by couples regarding spending versus saving in retirement, emphasizing the importance of a well-structured financial plan. Joe shares insights on how to enjoy retirement savings while ensuring long-term financial health, including the role of life insurance and the need for a comprehensive income distribution strategy. The conversation also touches on the hidden costs of financial fees and the importance of regular portfolio reviews. Ready to connect with Joe? Click here to get started.

Joe Yocavitch and Kevin McAlpin discuss the importance of financial planning, drawing parallels between lessons learned from professional wrestling and managing personal finances. He emphasizes the need for proactive planning in areas such as income, investments, taxes, health care, and estate planning. The conversation also highlights the balance between enjoying retirement and ensuring financial stability, as well as the significance of maintaining ongoing communication with clients to adapt to their changing needs. Ready to connect with Joe? Click here to get started.

Joe Yocavitch discusses the importance of financial planning, estate planning, and safeguarding one's legacy. He shares personal experiences that highlight the need for proper pension choices and the significance of having updated wills. The conversation emphasizes the necessity of understanding financial options and the impact of taxes on wealth management. Ready to connect with Joe? Click here to get started.

Joe Yocavitch discusses the challenges of retirement planning, emphasizing the importance of understanding personal finances and the need for professional guidance. He highlights the alarming statistics from Goldman Sachs regarding retirement delays and the necessity of financial literacy. Joe advocates for early engagement with financial advisors to build a solid foundation for retirement savings and stresses the importance of teaching financial literacy to younger generations. Ready to connect with Joe? Click here to get started.

In this episode of 'The Heart of Your Money', Joe Yocavitch discusses essential year-end financial strategies, including tax loss harvesting and maximizing retirement contributions. The conversation shifts to the financial lessons learned from Al Pacino's experience of losing $50 million to a Ponzi scheme, emphasizing the importance of vetting financial professionals and understanding financial products. Joe advocates for financial literacy and proactive planning to avoid similar pitfalls. Ready to connect with Joe? Click here to get started.

Joe Yocavitch discusses the implications of the recent election on the stock market, emphasizing historical trends that suggest stability regardless of political outcomes. He highlights the importance of understanding economic indicators such as debt and inflation, and stresses the need for strategic planning in retirement to ensure financial security. The discussion also touches on the necessity of adapting investment strategies in a rapidly changing financial landscape. Ready to connect with Joe? Click here to get started.

Joe Yocavitch and Kevin McAlpin discuss the importance of financial planning, drawing parallels between lessons learned from professional wrestling and managing personal finances. He emphasizes the need for proactive planning in areas such as income, investments, taxes, health care, and estate planning. The conversation also highlights the balance between enjoying retirement and ensuring financial stability, as well as the significance of maintaining ongoing communication with clients to adapt to their changing needs. Ready to connect with Joe? Click here to get started.

Joe Yocavitch from JML Financial Group with new host, Kevin McAlpin, discuss various aspects of financial planning, particularly focusing on retirement strategies such as Roth IRAs and 401ks and how it relates to Halloween and candy corn. The discussion also touches on personal anecdotes, community engagement, and the importance of proactive financial management. Joe emphasizes the significance of understanding RMDs and the potential tax implications for retirees, while also sharing insights on how to maintain a stable standard of living in retirement. Ready to connect with Joe? Click here to get started.

In this episode, Joe Yocavitch and his son Michael Yocavitch discuss the common myths about retired life and the reality of taxes in retirement. They highlight the misconception that taxes will be lower in retirement and explain how the current economic situation and federal debt make it unlikely. They emphasize the importance of being proactive in planning for retirement and considering the potential increase in taxes. The episode concludes with a reminder that JML Financial Group is a resource for individuals and families looking to navigate their financial future. Ready to connect with Joe? Click here to get started.

Joe Yocavitch and Jerry Payne discuss the WNBA rookie Caitlin Clark and her skills as a playmaker. They also talk about the role of a financial advisor in assisting clients with building a comfortable retirement. The conversation then shifts to the national debt and its impact on long-term investments. Joe shares an example of how proper planning can help clients navigate unexpected events in retirement. They also discuss the importance of generating income while minimizing risk and the need for multiple streams of income in retirement. Joe emphasizes the importance of being informed about market trends and political changes. Ready to connect with Joe? Click here to get started.

Joe and Michael Yocavitch discuss the intersection of football and financial strategies, emphasizing the importance of understanding the game of finance as one would understand the game of football. They explore how the evolution of the game parallels changes in financial planning, particularly regarding taxes and retirement. The conversation highlights the significance of proactive tax planning and the need for clients to take control of their financial destinies, ensuring they are not at the mercy of the IRS or default government plans. Ready to connect with Joe? Click here to get started.

In this episode of 'The Heart of Your Money', Joe Yocavitch discusses the challenges retirees face, particularly the need to return to work due to insufficient retirement savings. He highlights the shift from traditional pensions to 401(k) plans, which often do not provide guaranteed income. Joe emphasizes the importance of having a solid income strategy in retirement, including understanding various financial products like annuities and the significance of planning to avoid financial pitfalls. Ready to connect with Joe? Click here to get started.

In this conversation, Joe discusses the importance of early financial planning and reviews for the end of the year. He emphasizes the benefits of planning early, such as reducing stress and taking advantage of tax and social security strategies. Joe also shares a personal anecdote about his parents starting their Christmas shopping early and highlights the importance of updating and improving financial plans. He offers a free analysis for new clients and invites listeners to attend a workshop on Social Security and retirement income.  Ready to connect with Joe? Click here to get started.

Joe Yocavitch discusses retirement planning and the options for managing a 401k. He explains the pros and cons of leaving the money in a former employer's plan versus rolling it over into an IRA. Joe also highlights the importance of considering taxes in retirement planning, especially with the potential for tax increases in the future. He emphasizes the need for personalized strategies based on individual circumstances and the importance of working with a financial advisor. The conversation concludes with a reminder to focus on preserving wealth and being a resource for clients and their families. Ready to connect with Joe? Click here to get started.

In this podcast episode, Joe Yocavitch discusses the importance of tax planning and income planning for retirement. He highlights the impact of required minimum distributions (RMDs) on tax brackets and suggests starting the process of Roth conversions to mitigate the tax burden. Joe also emphasizes the need for multi-streams of income and tax-free vehicles to combat inflation and ensure a comfortable retirement. He advises listeners to reach out to a retirement planning professional early on to create a customized plan for their future. Ready to connect with Joe? Click here to get started.

Joe Yocavitch and Jerry Payne discuss the WNBA rookie Caitlin Clark and her skills as a playmaker. They also talk about the role of a financial advisor in assisting clients with building a comfortable retirement. The conversation then shifts to the national debt and its impact on long-term investments. Joe shares an example of how proper planning can help clients navigate unexpected events in retirement. They also discuss the importance of generating income while minimizing risk and the need for multiple streams of income in retirement. Joe emphasizes the importance of being informed about market trends and political changes. Ready to connect with Joe? Click here to get started.

In this episode, Joe Yocavitch and his son Michael Yocavitch discuss the common myths about retired life and the reality of taxes in retirement. They highlight the misconception that taxes will be lower in retirement and explain how the current economic situation and federal debt make it unlikely. They emphasize the importance of being proactive in planning for retirement and considering the potential increase in taxes. The episode concludes with a reminder that JML Financial Group is a resource for individuals and families looking to navigate their financial future. Ready to connect with Joe? Click here to get started.

In this episode, Joe discusses the recent market volatility and how his clients have been able to weather the storm due to their well-structured portfolios and retirement strategies. He emphasizes the importance of having a retirement plan with a qualified advisor who can stress test the plan and ensure clients don't run out of money. Joe also highlights the difference between his approach and that of other advisors who simply tell clients to hang in there during market downturns. He emphasizes the need for a flexible plan and ongoing communication with clients. The episode concludes with a reminder that JML Financial Group is a resource for listeners and their families. Ready to connect with Joe? Click here to get started.

Joe Yocavitch and Chris Cannata from Howard Capital Management discuss their partnership, and the challenges faced by retail investors. They highlight the rise of computerized trading and the importance of stop-loss risk management. Howard Capital differentiates itself with its proprietary stop-loss tool, the HCM Byline, which aims to mitigate downsized risk and take emotion out of investment decisions. The Byline is currently positive, indicating a buying opportunity in the market. Listeners can find more information about Howard Capital and the HCM Byline through JML Financial Group.  Ready to connect with Joe? Click here to get started.

Joe discusses the importance of building trust and rapport with clients in the financial industry. He emphasizes the need for financial professionals to understand their clients' personal backgrounds and goals in order to create effective retirement plans. Joe shares a success story of how he helped a client discover hidden retirement savings and restructure their plan. He also explains the Owner's Box View experience, which includes a comprehensive financial analysis and yearly check-ins to make necessary adjustments. Ready to connect with Joe? Click here to get started.

The conversation revolves around the importance of having tough conversations in financial planning. Joe Yocavitch, president and founder of JML Financial Group, shares an example of a tough conversation he had with a long-time client who wanted to deviate from their retirement plan. Joe's son, Michael, also discusses the value of having difficult conversations with clients and helping them eliminate debt while saving for retirement. The conversation emphasizes the importance of trust and expertise in financial advice. Ready to connect with Joe? Click here to get started.

Joe emphasizes the importance of having a vision for retirement and making small adjustments along the way. Joe also shares a case study where he guided a client through unexpected circumstances and helped them stay on track. He highlights the value of open communication and personalized planning. The conversation touches on topics such as tax planning, investment management, effective collaboration, and estate and business strategies. Ready to connect with Joe? Click here to get started.

The conversation covers various financial topics related to retirement planning, including over-tipping, retirement account fees, diversification, tax strategies, Social Security, and retirement income planning. Joe Yocavitch, president and founder of JML Financial Group, provides insights and advice on these important financial matters. Ready to connect with Joe? Click here to get started.

Joe Yocavitch talks about his recent high school reunion and the joy of reconnecting with old friends. The conversation then shifts to the topic of 401(k) plans and the need for adjustments in order to maximize wealth accumulation and retirement planning. Joe discusses the importance of diversification, the incorporation of annuities, and the potential impact of taxes on retirement savings. He also highlights the complexity of the 401(k) market and the need for personalized strategies based on individual circumstances. Ready to connect with Joe? Click here to get started.

In this podcast episode, Joe Yocavitch discusses the importance of tax planning and income planning for retirement. He highlights the impact of required minimum distributions (RMDs) on tax brackets and suggests starting the process of Roth conversions to mitigate the tax burden. Joe also emphasizes the need for multi-streams of income and tax-free vehicles to combat inflation and ensure a comfortable retirement. He advises listeners to reach out to a retirement planning professional early on to create a customized plan for their future. Ready to connect with Joe? Click here to get started.

In this conversation, Joe and Michael Yacovitch of JML Financial Group discuss various financial topics related to retirement planning. They start by sharing heartwarming stories about phrases that hold special meaning to them. They then emphasize the importance of having a comprehensive retirement plan and the potential problems that can arise without one. They also discuss the benefits of being debt-free in retirement and offer a debt elimination program.  Ready to connect with Joe? Click here to get started.

Joe Yocavitch and Jerry Payne cover a range of financial topics, including stock market performance, portfolio management, retirement planning, Social Security, annuities, and the importance of income planning. Joe shares insights and advice on these subjects, emphasizing the need for a comprehensive and strategic approach to financial management. Ready to connect with Joe? Click here to get started.

The conversation covers various financial topics related to retirement planning, including over-tipping, retirement account fees, diversification, tax strategies, Social Security, and retirement income planning. Joe Yocavitch, president and founder of JML Financial Group, provides insights and advice on these important financial matters. Ready to connect with Joe? Click here to get started.

Most people, when trying to plan their retirement, have to guess about the answers to some important questions. Let’s talk about some of those questions and why you need to have a better answer than just a guess. Contact Info: Call: (856)-751-1771 Website: https://jmlfinancialgroup.com/

Time for a little fun on this episode. We’ll use some fill in the blank prompts to spark good discussion about relationships between advisors and their clients, the stock market, common planning mistakes, and much more! Contact Info: Call: (856)-751-1771 Website: https://jmlfinancialgroup.com/

Droves of workers are retiring early or taking a break from work as they change career paths. It’s become known as The Great Resignation. On this episode, we’ll highlight some of the key takeaways of a recent Forbes article and explore a lot of the impacts on retirement planning from across different age groups in the wake of this massive workplace shift that’s underway. Forbes Article: https://bit.ly/3IHqEba Contact Info: Call: (856)-751-1771 Website: https://jmlfinancialgroup.com/

We always get a lot of questions about how the house (or houses) fit into retirement plans. Let’s address some of the more popular questions and topics. Contact Info: Call: (856)-751-1771 Website: https://jmlfinancialgroup.com/

We always get a lot of questions about how the house (or houses) fit into retirement plans. Let’s address some of the more popular questions and topics. Contact Info: Call: (856)-751-1771 Website: https://jmlfinancialgroup.com/

Long term care can be one of the biggest expenses in retirement, but many of us fail to plan for it. A lot of people are uncomfortable with thinking about mortality and avoid planning for it altogether, while others don’t know where to start. On today’s show, we talk about the different ways you can plan for long term care and why you should get a plan for this financial aspect of retirement as soon as you can. Contact Info: Call: (856)-751-1771 Website: https://jmlfinancialgroup.com/

One of the most important factors in a financial plan is the amount of risk you have in your portfolio. You never want to lose sight with how much risk you are comfortable with because this can cause fear, worry, and irrational decisions. Risk varies from person to person, so it's vital to get your risk tolerance customized to your comfort levels and not in a one-size-fits all plan. Contact Info: Call: (856)-751-1771 Website: https://jmlfinancialgroup.com/

The 401(k) is one of the most common investment tools out there. A myriad of companies offer their own 401(k) plan and will often match a certain percentage to incentivize employees to contribute to the plan. As you get closer to retirement, you may consider doing a rollover. Some people choose to do this for safety, investment options, tax implications, and much more. Contact Info: Call: (856)-751-1771 Website: https://jmlfinancialgroup.com/

It seems that most people don’t have a clear picture of whether they should contribute to a traditional IRA or a Roth. Let’s discuss how to determine which one is best for you based on who you are. Contact Info: Call: (856)-751-1771 Website: https://jmlfinancialgroup.com/

A lot of people are unsure if they are actually able to retire. Some worry about leaving a career that they love, while others are concerned if they have enough money to last a lifetime. We discuss reasons why you may feel hesitant to retire and how putting a solid plan together can solve these concerns. Contact Info: Call: (856)-751-1771 Website: https://jmlfinancialgroup.com/

There is so much confusion about annuities and the role that they can or should play as part of your retirement plan. This episode, we'll cover the four main types of annuities, talk about how Joe and Michael use them at JML Financial Group, and try to bring some clarity to a controversial subject. To learn more about fixed index annuities, check out this special report: https://bit.ly/3zDS7ps Contact Info: Call: (856)-751-1771 Website: https://jmlfinancialgroup.com/

Deciding how to take Social Security is one of the most important choices you'll make when you retire. On this episode, we'll break down five common Social Security myths so you can make sure you're making the proper decisions with your financial plan. Contact Info: Call: (856)-751-1771 Website: https://jmlfinancialgroup.com/

If you’re of the age that your mom and dad retired 20 or 30 years ago, the world was a much different place when they walked away from their paychecks. Let’s talk about how things are different now. Contact Info: Call: (856)-751-1771 Website: https://jmlfinancialgroup.com/

When you really boil it down, there’s really only three places where you can invest money. Let’s talk about the role that each of those worlds play in a good financial plan. Contact Info: Call: (856)-751-1771 Website: https://jmlfinancialgroup.com/

At first glance, each of these statements seem like basic common sense that everyone agrees with. But when we look at the way people actually behave with their money, it seems that common sense is actually a bit uncommon. Contact Info: Call: (856)-751-1771 Website: https://jmlfinancialgroup.com/

Sometimes it’s important to really breakdown a financial buzzword. Non-Correlated Income qualifies as a worthy concept to explore and something that every retiree and pre-retiree should understand. Contact Info: Call: (856)-751-1771 Website: https://jmlfinancialgroup.com/

You might be surprised to find out that a lot of people don’t do their due diligence or put in a considerable amount of thought into picking their advisor. And ultimately, that leads a lot of people to not understanding what they should expect from such a relationship. So, we want to clear some common misconceptions on this episode and clarify some of the ways you can evaluate your current advisor relationship and how to shop for, and find, the right advisor for you. Contact Info: Call: (856)-751-1771 Website: https://jmlfinancialgroup.com/

When we talk about comprehensive financial planning, many people tend to focus on the investments and retirement income they should expect. But legacy and estate planning are easy to overlook when putting your plan together. Joe and Mike discuss the elements that make up this type of planning and why you should continually make sure these documents are up to date. Contact Info: Call: (856)-751-1771 Website: https://jmlfinancialgroup.com/

It's no secret that the cost of healthcare only continues to rise each year, but we need to be proactive and plan for these costs. That's why we decided to dedicate an entire episode to explain the common healthcare costs in retirement and why it's crucial to update your important documents like a will, or beneficiary designations. Contact Info: Call: (856)-751-1771 Website: https://jmlfinancialgroup.com/

Every year we are required to file our taxes, but many people overlook tax planning for the future. Joe and Mike talk to us today about the importance of having a tax-efficient plan and some strategies they use in their practice. Contact Info: Call: (856)-751-1771 Website: https://jmlfinancialgroup.com/

Investments make up a large part of our financial lives. It's common to hear the media talk about the status of the S&P 500 and we also might hear out close friends and family talk about how they are invested in the stock market. It's important that you have a well thought out plan for your investments and Joe will discuss what steps you can take to get there. Contact Info: Call: (856)-751-1771 Website: https://jmlfinancialgroup.com/