Feeling uneasy about spending your savings in retirement? You’re not alone. In this episode, Joe Yocavitch and Michael Yocavitch break down why a spending plan and income strategy are just as important as saving—and how sequence of returns risk can make or break your future. Learn how to balance guaranteed income, flexibility, and market exposure, and why diversification and a master plan help you weather market corrections. Discover practical ways to protect your lifestyle, avoid emotional decisions, and make your money last—no matter what the market does

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Feeling uneasy about spending your savings in retirement? You&rsquo;re not alone. In this episode, Joe Yocavitch and Michael Yocavitch break down why a spending plan and income strategy are just as important as saving&mdash;and how sequence of returns risk can make or break your future. Learn how to balance guaranteed income, flexibility, and market exposure, and why diversification and a master plan help you weather market corrections. Discover practical ways to protect your lifestyle, avoid emotional decisions, and make your money last&mdash;no matter what the market does
Ready to connect with Joe? Click <a href="https://jmlfinancialgroup.com/contact/">here</a> to get started.
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Welcome to "The Heart of Your Money," your trusted podcast for financial and retirement planning guidance. Join Joe Yocavitch and his son Michael Yocavitch from JML Financial as they delve into essential topics to help you achieve solid financial health and successful retirement planning.

For over three decades, the JML Financial team has been empowering families in Cherry Hill and the surrounding communities to retire with confidence. In each episode, Joe and Michael explore crucial financial concepts and provide actionable advice to help you avoid common mistakes as you approach and navigate through retirement.

Got questions? Reach out to us at 856-751-1771 or email jyocavitch@brokersifs.com. Visit us online at jmlfinancialgroup.com for more resources and information.

Welcome to "The Heart of Your Money," your trusted podcast for financial and retirement planning guidance. Join Joe Yocavitch and his son Michael Yocavitch from JML Financial as they delve into essential topics to help you achieve solid financial health and successful retirement planning.
For over three decades, the JML Financial team has been empowering families in Cherry Hill and the surrounding communities to retire with confidence. In each episode, Joe and Michael explore crucial financial concepts and provide actionable advice to help you avoid common mistakes as you approach and navigate through retirement.
Got questions? Reach out to us at 856-751-1771 or email <a>jyocavitch@brokersifs.com</a>. Visit us online at jmlfinancialgroup.com for more resources and information.