Feeling pulled between college costs, retirement dreams, and caring for aging parents? This episode of Financial Navigator dives into the unique financial challenges facing families in their 40s and 50s. Host Raphael Vallier shares why relying on a single strategy—like a 401(k)—can leave you vulnerable, and how holistic planning, diversification, and building a strong financial foundation are key to weathering life’s unexpected storms. Discover practical insights on balancing priorities, protecting your future, and creating a plan that supports your family’s values. If you’re navigating midlife’s financial crossroads, this conversation offers clarity and direction.

If you’re ready to map out your financial future, schedule your complimentary consultation with Raphael and his team here.