Is your money working for you—or just sitting idle? In this episode of The Financial Navigator, host Raphael Vallier tackles the concept of “dead money” and explains why cash parked in low-yield accounts can quietly erode your financial future. Discover how inflation and opportunity cost impact your savings, and learn practical strategies for repositioning funds, balancing liquidity with growth, and overcoming the psychological barriers to making your dollars more productive. Whether you’re planning for retirement or just want your money to work harder, this conversation will help you turn stagnant assets into a powerful part of your financial strategy.

If you’re ready to map out your financial future, schedule your complimentary consultation with Raphael and his team here.