Is your financial house built on a solid foundation—or just wishful thinking? In this episode of The Financial Navigator, host Raphael Vallier kicks off a three-part series on building your financial house, starting with risk mitigation. From unexpected health costs to market downturns, Raphael explains why protecting against “what ifs” is the first step to lasting wealth. Discover common mistakes DIY investors make, how to balance insurance with growth, and why planning for joy is as important as planning for risk. Whether you’re just starting out or reviewing your strategy for the new year, this conversation will help you fortify your financial future.

If you’re ready to map out your financial future, schedule your complimentary consultation with Raphael and his team here.