How does the UK property market compare to ours here in Australia? In this episode, we sit down with Martin North from Digital Finance Analytics to really break it down. We’re diving into what makes the UK property market tick and how it stacks up against what we see in Australia. What are the key drivers over there? And how do they align—or differ—from what’s happening on our home turf?

Martin’s got a ton of insights on property trends across the globe, and in our conversation, we dig into the unique factors shaping the UK market, from economic policies to how buyers behave. Are there things we can take away from the UK’s approach, or are we carving out our own distinct path here in Australia?

We also get into how history and culture influence the property scene in each country. Are there common threads, or are the differences too big to ignore? Most importantly, what can Australian investors learn from the UK’s journey in the property market?

If you’re looking to expand your knowledge of global property markets or just want a fresh perspective on what’s happening here in Australia, this conversation with Martin North is one you won’t want to miss. Tune in as we explore the dynamics of the UK and Australian property markets, and discover valuable insights that could impact your next investment decision.

Episode Highlights:

00:00 - Introduction

00:57 - Who is Martin North?

03:48 - Can Australia gain confidence from the UK's inflation decline?

07:35 - How does the UK's property investment culture compare to that of Australia’s?

11:04 - Proportion of owner-occupier vs rented property in UK

13:51 - Has borrowing capacity in the UK stayed steady despite rate hikes?

18:55 - How does city migration in the UK compare to Australia?

21:30 - Is there a trend of early wealth transfer in the UK for earlier housing market entry?

26:40 - How do UK and Australian rental issues compare?

28:16 - Despite the UK investing more in social housing, why is there still a shortage?

32:51 - Has the existence of inheritance tax impacted entry into the housing market?

33:50 - Over 5 years of hosting "Walk the World", how have your views and insights evolved?

40:00 - How should one approach property investment after missed chances?

45:55 - How does Martin feel about the property market’s outcome?

49:58 - Can the UK manage the demand for millions of new homes?

51:51 - Martin North’s property dumbo

About Our Guest:

Martin North is a prominent researcher who specialises in the mortgage lending, savings payments, and superannuation sectors. He is the founder of Digital Finance Analytics — a boutique research, analysis, and consulting firm. He has a long history of research in mortgage stress in Australia and publishes relevant indices on defaults, mortgage stress, and consumer confidence. In addition to his work in finance, he curates the YouTube channel "Walk the World," where he covers finance and property news with a distinctively Australian flavour and invites controversial guests. He is also a founding director of Asbestos Awareness Australia, a registered charity he established with his late wife, Jill, in 2021.

Connect with Martin North:
Subscribe to Martin’s YT Channel “Walk the World”: https://www.youtube.com/c/walktheworlddfa
Connect with Martin North on LinkedIn: https://www.linkedin.com/in/martin-north-6a799182/
Visit Martin North’s website: https://www.digitalfinanceanalytics.com/

Resources:
Visit our website https://www.theelephantintheroom.com.au
If you have any questions or would like to be featured on our show, contact us at: The Elephant in the Room Property Podcast questions@theelephantintheroom.com.au
Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au
Work with Veronica: https://www.veronicamorgan.com.au
Looking for a Mortgage Broker? https://www.flintgroup.au
Work with Chris: chrisbates@flintgroup.au

Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!
Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast
Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719
Subscribe on Spotify: https://open.spotify.com/show/3Ge1626dgnmK0RyKPcXjP0?si=26cde394fa854765

How does the UK property market compare to ours here in Australia? In this episode, we sit down with Martin North from Digital Finance Analytics to really break it down. We’re diving into what makes the UK property market tick and how it stacks up against what we see in Australia. What are the key drivers over there? And how do they align—or differ—from what’s happening on our home turf?
Martin’s got a ton of insights on property trends across the globe, and in our conversation, we dig into the unique factors shaping the UK market, from economic policies to how buyers behave. Are there things we can take away from the UK’s approach, or are we carving out our own distinct path here in Australia?
We also get into how history and culture influence the property scene in each country. Are there common threads, or are the differences too big to ignore? Most importantly, what can Australian investors learn from the UK’s journey in the property market?
If you’re looking to expand your knowledge of global property markets or just want a fresh perspective on what’s happening here in Australia, this conversation with Martin North is one you won’t want to miss. Tune in as we explore the dynamics of the UK and Australian property markets, and discover valuable insights that could impact your next investment decision.
Episode Highlights:
00:00 - Introduction
00:57 - Who is Martin North?
03:48 - Can Australia gain confidence from the UK's inflation decline?
07:35 - How does the UK's property investment culture compare to that of Australia’s?
11:04 - Proportion of owner-occupier vs rented property in UK
13:51 - Has borrowing capacity in the UK stayed steady despite rate hikes?
18:55 - How does city migration in the UK compare to Australia?
21:30 - Is there a trend of early wealth transfer in the UK for earlier housing market entry?
26:40 - How do UK and Australian rental issues compare?
28:16 - Despite the UK investing more in social housing, why is there still a shortage?
32:51 - Has the existence of inheritance tax impacted entry into the housing market?
33:50 - Over 5 years of hosting "Walk the World", how have your views and insights evolved?
40:00 - How should one approach property investment after missed chances?
45:55 - How does Martin feel about the property market’s outcome?
49:58 - Can the UK manage the demand for millions of new homes?
51:51 - Martin North’s property dumbo
About Our Guest:
Martin North is a prominent researcher who specialises in the mortgage lending, savings payments, and superannuation sectors. He is the founder of Digital Finance Analytics — a boutique research, analysis, and consulting firm. He has a long history of research in mortgage stress in Australia and publishes relevant indices on defaults, mortgage stress, and consumer confidence. In addition to his work in finance, he curates the YouTube channel "Walk the World," where he covers finance and property news with a distinctively Australian flavour and invites controversial guests. He is also a founding director of Asbestos Awareness Australia, a registered charity he established with his late wife, Jill, in 2021.
Connect with Martin North:
<ul>
<li aria-level="1">Subscribe to Martin’s YT Channel “Walk the World”: <a href="https://www.youtube.com/c/walktheworlddfa">https://www.youtube.com/c/walktheworlddfa</a></li>
<li aria-level="1">Connect with Martin North on LinkedIn: <a href="https://www.linkedin.com/in/martin-north-6a799182/">https://www.linkedin.com/in/martin-north-6a799182/</a></li>
<li aria-level="1">Visit Martin North’s website: <a href="https://www.digitalfinanceanalytics.com/">https://www.digitalfinanceanalytics.com/</a></li>
</ul>
Resources:
<ul>
<li aria-level="1">Visit our website <a href="https://www.theelephantintheroom.com.au">https://www.theelephantintheroom.com.au</a></li>
<li aria-level="1">If you have any questions or would like to be featured on our show, contact us at: The Elephant in the Room Property Podcast <a href="mailto:questions@theelephantintheroom.com.au">questions@theelephantintheroom.com.au</a></li>
<li aria-level="1">Looking for a Sydney Buyers Agent? <a href="http://www.gooddeeds.com.au/">https://www.gooddeeds.com.au</a></li>
<li aria-level="1">Work with Veronica: <a href="http://www.veronicamorgan.com.au">https://www.veronicamorgan.com.au</a></li>
<li aria-level="1">Looking for a Mortgage Broker? <a href="https://www.flintgroup.au">https://www.flintgroup.au</a></li>
<li aria-level="1">Work with Chris: <a href="mailto:chrisbates@flintgroup.au">chrisbates@flintgroup.au</a></li>
</ul>
Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!
<ul>
<li aria-level="1">Subscribe on YouTube: <a href="https://www.youtube.com/@theelephantintheroom-podcast">https://www.youtube.com/@theelephantintheroom-podcast</a></li>
<li aria-level="1">Subscribe on Apple Podcasts: <a href="https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719">https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719</a></li>
<li aria-level="1">Subscribe on Spotify: <a href="https://open.spotify.com/show/3Ge1626dgnmK0RyKPcXjP0?si=26cde394fa854765">https://open.spotify.com/show/3Ge1626dgnmK0RyKPcXjP0?si=26cde394fa854765</a></li>
</ul>

Who's really in control when you buy a property?

The Elephant In The Room is where the things that no one wants to talk about, actually get talked about.  

Veronica Morgan, real estate agent, buyers agent and co-host of Foxtel’s Location Location Location Australia & Chris Bates, financial planner, mortgage broker and wealth coach have joined forces to find out what’s really going on in the world of real estate.

Veronica and Chris talk to property owners and buyers every day in their respective lines of business. They’ve observed a wide spectrum of confidence in people’s decision making ability when buying and selling property, often to the detriment of the individuals concerned. They are both fascinated by consumer behaviour and together they’re going to uncover who’s really making the decisions when you buy a property.

In each episode they get into the psyche of buyers, agents, auctioneers and other industry experts to learn the truth about how buyers are influenced and why they do the things they do. In every episode you’ll learn from the mistakes of a “property dumbo” as well as Chris & Veronica’s “elephant rider bootcamp” training session.

The plan? This property podcast has been created to help us all make better property decisions!

We talk about the things no one wants to talk about in the Property Market

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