Victoria Devine spends her working life thinking about the part of a home most of us would rather not think about... the cost. What we pay for it, what we can afford and what it really takes to call somewhere home. As a financial advisor, host of She's on the Money, and managing director of mortgage broking business Zella, she leads a team of 17 brokers helping everyday Australians onto the property ladder. 

But when it came to buying her own home, she broke nearly every rule in her own playbook. 

In this episode of The Edit, Victoria tells Home Beautiful Editor-in-Chief Elle Lovelock about the Saturday morning walk that ended with her calling a real estate agent to cancel an auction outright, and why the heart (almost) always wins when it comes to property. 

Plus, Victoria takes us on a tour of her light-filled forever home, and shares exactly how she renovated her Mornington Peninsula beach house kitchen for under $10,000. 

Sending thanks to our partners at Kaboodle Kitchen.  

Explore kitchen and laundry inspiration at kaboodle.com.au 

This episode covers:
Her career pivot from psychology to financial advice 
The $40,000 in personal debt that changed the course of her career 
Who makes up the She's on the Money community 
Why property decisions are never as logical as we think 
Buying her forever home, and breaking every rule she teaches 
A tour of her home, from the mudroom to the indoor-outdoor fireplace 
Inside her 1970s Mornington Peninsula beach house 
Renovating her beach house kitchen for under $10,000 
A listener's laundry renovation dilemma 
Quickfire house rules: bread, a coffee subscription and no big lights 
Mystery drawer: the two items that never stay in one place 
What makes a home beautiful 

Disclaimer: The information provided in this episode is for general informational and educational purposes only and does not constitute financial, legal, or tax advice. Before acting on any information, you should consider whether it is appropriate for your individual circumstances and seek independent professional advice where necessary. 

You can find Victoria on Instagram here  

Check out Victoria’s Spotify playlist ‘The OG Home Playlist’ here  

🎧 Listen to The Edit and follow on Apple Podcasts 

Listen and follow on Spotify 

👀 Watch and subscribe to The Edit on Home Beautiful's YouTube 

Watch full episodes 

Credits: 

Host: Elle Lovelock 

Guest: Victoria Devine 

Edited by: Leah Porges 

Head of Vodcasting: Rachel Fountain 

With thanks to our wonderful Home Beautiful team. 

The Edit is a production of Home Beautiful and Are Media. 

https://www.homebeautiful.com.au/home-beautiful-the-edit-podcast/ 

Victoria Devine spends her working life&nbsp;thinking about the&nbsp;part of a home most of us would rather not think&nbsp;about...&nbsp;the&nbsp;cost.&nbsp;What we pay for it, what we can afford and what it really takes to call somewhere home.&nbsp;As a financial advisor, host of She's on the Money, and managing director of mortgage broking business Zella, she leads a team of 17 brokers helping everyday Australians onto the property ladder.&nbsp;
But when it came to buying her own home, she broke&nbsp;nearly every&nbsp;rule in her own playbook.&nbsp;
In this episode of&nbsp;The Edit, Victoria tells Home Beautiful Editor-in-Chief Elle Lovelock about the Saturday morning walk that ended with her calling a real estate agent to cancel an auction outright, and why&nbsp;the heart&nbsp;(almost)&nbsp;always&nbsp;wins&nbsp;when it comes to property.&nbsp;
Plus, Victoria takes us on a tour of her light-filled forever home, and shares exactly how she renovated her Mornington Peninsula beach house kitchen for under $10,000.&nbsp;
Sending thanks to our partners at Kaboodle Kitchen.&nbsp;&nbsp;
Explore kitchen and laundry inspiration at&nbsp;<a href="http://kaboodle.com.au/">kaboodle.com.au</a>&nbsp;
This episode covers:
<ul>
<li>Her career pivot from psychology to financial advice&nbsp;</li>
<li>The $40,000 in personal debt that changed the course of her career&nbsp;</li>
<li>Who makes up the She's on the Money community&nbsp;</li>
<li>Why property decisions are never as logical as we think&nbsp;</li>
<li>Buying her forever home, and breaking every rule she teaches&nbsp;</li>
<li>A tour of her home, from the mudroom to the indoor-outdoor fireplace&nbsp;</li>
<li>Inside her 1970s Mornington Peninsula beach house&nbsp;</li>
<li>Renovating her beach house kitchen for under $10,000&nbsp;</li>
<li>A listener's laundry renovation dilemma&nbsp;</li>
<li>Quickfire house rules: bread, a&nbsp;coffee&nbsp;subscription&nbsp;and no big lights&nbsp;</li>
<li>Mystery drawer: the two items that never stay in one place&nbsp;</li>
<li>What makes a home beautiful&nbsp;</li>
</ul>
Disclaimer:&nbsp;The information provided&nbsp;in this episode&nbsp;is for general informational and educational purposes only and does not constitute financial, legal, or tax advice. Before acting on any information, you should consider whether it is&nbsp;appropriate for&nbsp;your individual circumstances and seek independent professional advice where necessary.&nbsp;
You can find Victoria on Instagram&nbsp;<a href="https://www.instagram.com/victoria_devine/?hl=en">here</a> &nbsp;
Check out Victoria&rsquo;s Spotify playlist &lsquo;The OG Home Playlist&rsquo;&nbsp;<a href="https://open.spotify.com/playlist/2dxcVg3gdIe4hP4QiA6D79">here</a>&nbsp;&nbsp;
🎧 Listen to The Edit and follow on&nbsp;<a href="https://podcasts.apple.com/au/podcast/the-edit/id1852946910">Apple Podcasts</a>&nbsp;
Listen and follow on&nbsp;<a href="https://open.spotify.com/show/1y7phZb4CeMhYzFssKZVcq">Spotify</a>&nbsp;
👀 Watch and subscribe to The Edit on Home Beautiful's&nbsp;<a href="https://www.youtube.com/@HomeBeautifulMag">YouTube</a>&nbsp;
<a href="https://www.youtube.com/playlist?list=PL1c73iMScLqZ357jQ_0A3eDGTysM1SUxO">Watch full episodes</a>&nbsp;
Credits:&nbsp;
Host: Elle Lovelock&nbsp;
Guest:&nbsp;Victoria Devine&nbsp;
Edited by: Leah Porges&nbsp;
Head of Vodcasting: Rachel Fountain&nbsp;
With thanks&nbsp;to our wonderful Home Beautiful team.&nbsp;
The Edit is a production of Home Beautiful and&nbsp;Are&nbsp;Media.&nbsp;
<a href="https://www.homebeautiful.com.au/home-beautiful-the-edit-podcast/">https://www.homebeautiful.com.au/home-beautiful-the-edit-podcast/</a>&nbsp;

There are so many choices that people have to make when decorating, renovating and building. But there is such joy in creating the homes and lives we all want. This inspired The Edit, a fresh new podcast from your friends at Home Beautiful that helps to make these daily decisions both simple and enjoyable. 
Hosted by Home Beautiful Editor Elle Lovelock, The Edit opens the door to beautiful homes and the people who create them. Featuring well-known guests and respected experts, this video podcast is for everyone shaping their sanctuary - wherever you live, whatever your budget, whether you're a seasoned homeowner, a renter or just curating a special space. The Edit makes those decisions simple and celebrates the everyday creativity, choices and personal touches that turn your house into a home.

There are so many choices that people have to make when decorating, renovating and building. But there is such joy in creating the homes and lives we all want. This inspired The Edit, a fresh new podcast from your friends at Home Beautiful that helps to make these daily decisions both simple and enjoyable.&nbsp; Hosted by Home Beautiful Editor&nbsp;<a href="https://www.instagram.com/ellelovelock?igsh=MTZqd2NmajF6eGpjdQ==">Elle Lovelock</a>, The Edit opens the door to beautiful homes and the people who create them. Featuring well-known guests and respected experts, this video podcast is for everyone shaping their sanctuary - wherever you live, whatever your budget, whether you're a seasoned homeowner, a renter or just curating a special space. The Edit makes those decisions simple and celebrates the everyday creativity, choices and personal touches that turn your house into a home.

THE EDIT

What is a home maker these days? With so many decisions to make when it comes to your home, a show about your style, your sanctuary. The Edit is a fresh podcast from Home Beautiful that opens the door to unique homes and the stories behind them to inspire and delight those decisions.  With well known guests and the ultimate experts. It’s for everyone shaping their sanctuary—whether you’re a seasoned homeowner, a renter on a budget, or anyone quietly curating your space. The Edit makes those decisions simple and celebrates the everyday creativity, choices, and personal touches that turn a house into a home.

What is a home maker these days? With so many decisions to make when it comes to your home, a show about your style, your sanctuary. The Edit is a fresh podcast from Home Beautiful that opens the door to unique homes and the stories behind them to inspire and delight those decisions. &nbsp;With well known guests and the ultimate experts. It&rsquo;s for everyone shaping their sanctuary&mdash;whether you&rsquo;re a seasoned homeowner, a renter on a budget, or anyone quietly curating your space. The Edit makes those decisions simple and celebrates the everyday creativity, choices, and personal touches that turn a house into a home.

Financial advisor and She's on the Money host Victoria Devine on breaking every rule she teaches clients to secure her forever home, renovating a beach house kitchen for under $10,000, and why she believes property is never just a logical decision. 

She's On The Money's Victoria Devine On Renovating A Kitchen For Under $10,000 

https://api.omny.fm/orgs/fa326977-3de5-4283-9b8b-af3500c58607/clips/8f24ed41-f35a-45d6-96a2-b4ba00578549/transcript