We are in an era defined by 'hard' challenges. These include the 60-day, 75-day, and 90-day hard challenges. However, it is important to consider whether these challenges create lasting change. In this episode, Ashdin Doctor and Paridhi Doshi discuss why most 'hard' challenges fail and explain how these ideas can be adapted to build sustainable financial habits. 

In this conversation, we explore: 
Why challenges work, and where they break down. 
The difference between discipline and punishment 
What a 75-day financial challenge could actually look like 
How small habit changes rewire spending behaviour 
Why subscriptions are “reverse SIPs.” 
How gratitude can change your relationship with money 
Why flexibility matters more than perfection 
This episode offers practical strategies like reducing dining out, saving with public transport, starting SIPs, and freezing credit cards to help you improve money habits without feeling overwhelmed. Whether you are starting your financial journey or want to address unconscious spending, this episode will help you create a system that supports your lifestyle. 

The Compounding Mindset - A podcast by Axis Mutual Fund. Because good habits and good investments grow the same way- consistently, patiently, powerfully. 
Subscribe to our channel to learn more about well-planned and responsible investing. 
🌐 Explore various ways to connect with Axis Mutual Fund on our other pages: 
Website: https://www.axismf.com/
Facebook:   / axismutualfund  
Twitter:   / axismutualfund  
Instagram:   / axis_mf  
LinkedIn:   / axis-mutual-fund  
Telegram: https://t.me/AxisMutualFunds
To download the Axis MF App: https://www.axismf.com/investor-app

We are in an era defined by 'hard' challenges. These include the 60-day, 75-day, and 90-day hard challenges. However, it is important to consider whether these challenges create lasting change. In this episode, Ashdin Doctor and Paridhi Doshi discuss why most 'hard' challenges fail and explain how these ideas can be adapted to build sustainable financial habits. In this conversation, we explore: Why challenges work, and where they break down. The difference between discipline and punishment What a 75-day financial challenge could actually look like How small habit changes rewire spending behaviour Why subscriptions are &ldquo;reverse SIPs.&rdquo; How gratitude can change your relationship with money Why flexibility matters more than perfection This episode offers practical strategies like reducing dining out, saving with public transport, starting SIPs, and freezing credit cards to help you improve money habits without feeling overwhelmed. Whether you are starting your financial journey or want to address unconscious spending, this episode will help you create a system that supports your lifestyle. The Compounding Mindset - A podcast by Axis Mutual Fund. Because good habits and good investments grow the same way- consistently, patiently, powerfully. Subscribe to our channel to learn more about well-planned and responsible investing. 🌐 Explore various ways to connect with Axis Mutual Fund on our other pages: Website: <a href="https://www.axismf.com/">https://www.axismf.com/</a> Facebook: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbXZ2TXdMSXhnek5Ya3BRNjRpbzRjUjAxd2MyQXxBQ3Jtc0tsQUdxOG96b0ZqdUh0ZEZOcXM3d2x0UDJvU09YbkUwMmQxUVdJQm1jZG96aDVVejYySjhnM2lUSE56LW1iS1NSMFVFVzYzZzFldHh1bGJpQnZ0elBrZTctUTBTRWFjcG5uclhfNE1UVFk3RG4wWFJvRQ&amp;q=https%3A%2F%2Fwww.facebook.com%2FAxisMutualFund&amp;v=_WswB28NNm4" aria-label="Facebook Channel Link: AxisMutualFund">&nbsp;&nbsp;/&nbsp;axismutualfund&nbsp;&nbsp;</a> Twitter: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbDZITWFyWUdDME5EZnRsWFRMWF9OYVBFNkNMd3xBQ3Jtc0ttTzRIa19nVTJnbEJ6M3BiRmVnNFNhdFlESnJnenM4MzAweVBaYlN3ejZOblhjM0otNWtaT0JWXzh6R0RuV0N6SXdERWVzQTNkeHhWVExnNkd6RUozaGhaM3NwZmtNTkR6Z3d5TE5zOGFyNzZNWkwwMA&amp;q=https%3A%2F%2Ftwitter.com%2FAxisMutualFund&amp;v=_WswB28NNm4" aria-label="Twitter Channel Link: AxisMutualFund">&nbsp;&nbsp;/&nbsp;axismutualfund&nbsp;&nbsp;</a> Instagram: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbWVhdnYzVV9NbHA5MzV2ZXhObHZVMkVmLXVWZ3xBQ3Jtc0tsNnhrbFUxRlMwX3dCdVAtTjI3YVVqRmVxWWdaMVRGdGZodW43azBpVUd0OGcySS1NNXJFWW05U1FJSThqd3ZQUDF5SjEtVXVoWkhXazJqcnNhSUJpNVJWZWNCWGFGMVo1enBTYU1uZU5xenNFOTVGTQ&amp;q=https%3A%2F%2Fwww.instagram.com%2Faxis_mf&amp;v=_WswB28NNm4" aria-label="Instagram Channel Link: axis_mf">&nbsp;&nbsp;/&nbsp;axis_mf&nbsp;&nbsp;</a> LinkedIn: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbXBqTWhNRmJyTVBqRDVYU0czMFZudkl6OWhWZ3xBQ3Jtc0tsRTdFZmRIU01NZlhPMGhaRlNkVU9XUlFaMEhOTlZ1T01VZ1RvWEdCWnBZS1Z0NHRBRXBZR2dRUmdwUHNabElGb2V5ZUxacGloNU1iVHlYMFdUTmIzOVpUXzQ0RjJLTHkzXzQ4QWJRSXB2N2hOSVl5QQ&amp;q=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Faxis-mutual-fund%2F&amp;v=_WswB28NNm4" aria-label="LinkedIn Channel Link: axis-mutual-fund">&nbsp;&nbsp;/&nbsp;axis-mutual-fund&nbsp;&nbsp;</a> Telegram: <a href="https://t.me/AxisMutualFunds">https://t.me/AxisMutualFunds</a> To download the Axis MF App: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa3ZjZmJ0V0RUTjdBLTR0c0ZBSkk3STF3bE5td3xBQ3Jtc0trTEJDU1BtRDkwVFZKaS1pUUtSUzVlQWZRZEo2bDQ0NHNuUDlyWHc1bXI1eUFiMEtiVkw2WENBZzFpTXdmWEh1dVZNOEtNdm1vaHJwWWhSRmx2cFFHV0VlT3Q3SWhpb3JGbi1IUFhtcExJNFlhOEYwSQ&amp;q=https%3A%2F%2Fwww.axismf.com%2Finvestor-app&amp;v=_WswB28NNm4">https://www.axismf.com/investor-app</a>

Our daily habits define the quality of life we lead. Whether it’s what we eat or how we sleep, it all adds up! More good habits lead to more good results. More bad habits lead to bad ones. That’s the power of compounding.

Presenting The Compounding Mindset by Axis Mutual Fund, where we practical insights 
and actionable tips to help you build positive habits that stick. And how these
can drastically change how we manage our money!

Join host Ashdin Doctor on a journey of self-discovery, productivity, and wellness. Tune in as we explore the magic of compounding, from diets to dividends. Let’s heal our bodies and bank accounts together

Our daily habits define the quality of life we lead. Whether it’s what we eat or how we sleep, it all adds up! More good habits lead to more good results. More bad habits lead to bad ones. That’s the power of compounding. Presenting The Compounding Mindset by Axis Mutual Fund, where we practical insights and actionable tips to help you build positive habits that stick. And how these can drastically change how we manage our money! Join host Ashdin Doctor on a journey of self-discovery, productivity, and wellness. Tune in as we explore the magic of compounding, from diets to dividends. Let’s heal our bodies and bank accounts together