Where to find me:

Instagram: @the.brokegeneration

Blog:The Broke Generation | Destination for Hot Mess Millennials

Where to find me:
Instagram: <a href="http://www.instagram.com/the.brokegeneration">@the.brokegeneration</a>
Blog: <a href="http://www.thebrokegeneration.com/">The Broke Generation | Destination for Hot Mess Millennials</a>

Feel good finance podcast, packed with frank and honest money conversations, and practical tips to help you be better with money.

The Broke Generation

Welcome to The Broke Generation Podcast!

The annual Black Friday episode is hereeeeee and I have got a juicy episode to help you stay financially savvy this sale season. Sales have started earlier than ever this year, so I'm dropping this episode slightly early to help you navigate it.

I take you through some of the research and predictions about Black Friday 2024 spending, and then share 5 practical tips, 5 mindsets to embrace, and 5 traps to avoid.

Highlights:
Why this particular Black Friday is dangerous for our emotions, coming off the back of the US election and a worrying economic outlook
Are our intentions around Black Friday spending actually playing out in our behaviour?
Some research suggests we will see more spending than Black Friday 2023, especially in a younger cohort
The surprising reason sales have started earlier than ever
Why brands are having to get more creative to get us to buy – and why it's working
How to navigate your emotions around sale season spending
Managing loss aversion and regret avoidance
Remembering that life goes on
Double dipping with cashback and gift card discounts
Why browsing is the real danger zone
Supplementary spending, momentum spending and spending runways
The difference between discounts and savings

Mentioned in this episode:

Join TopCashback for a $10 cashback bonus: https://www.topcashback.com.au/ref/thebrokegen

Join ShopBack  to get cashback on your purchases ($5 bonus in new user challenge): https://app.shopback.com/6HkWpKKpPOb

Order my book, Good with Money: https://amzn.to/4eLOi5x

UK Preorder competition: win a Dyson Airwrap! https://www.johnmurraypress.co.uk/landing-page/good-with-money-pre-order-competition/

Where to find The Broke Generation

Website: https://thebrokegeneration.com/
Instagram: https://instagram.com/the.brokegeneration
TikTok: https://www.tiktok.com/@the.brokegeneration

Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe, where you’ll also get your free Financial Values workbook.

The annual Black Friday episode is hereeeeee and I have got a juicy episode to help you stay financially savvy this sale season. Sales have started earlier than ever this year, so I'm dropping this episode slightly early to help you navigate it.
I take you through some of the research and predictions about Black Friday 2024 spending, and then share 5 practical tips, 5 mindsets to embrace, and 5 traps to avoid.
Highlights:
<ul>
<li>Why this particular Black Friday is dangerous for our emotions, coming off the back of the US election and a worrying economic outlook</li>
<li>Are our intentions around Black Friday spending actually playing out in our behaviour?</li>
<li>Some research suggests we will see more spending than Black Friday 2023, especially in a younger cohort</li>
<li>The surprising reason sales have started earlier than ever</li>
<li>Why brands are having to get more creative to get us to buy – and why it's working</li>
<li>How to navigate your emotions around sale season spending</li>
<li>Managing loss aversion and regret avoidance</li>
<li>Remembering that life goes on</li>
<li>Double dipping with cashback and gift card discounts</li>
<li>Why browsing is the real danger zone</li>
<li>Supplementary spending, momentum spending and spending runways</li>
<li>The difference between discounts and savings</li>
</ul>
Mentioned in this episode:
Join TopCashback for a $10 cashback bonus: <a href="https://www.topcashback.com.au/ref/thebrokegen">https://www.topcashback.com.au/ref/thebrokegen</a> 
Join ShopBack  to get cashback on your purchases ($5 bonus in new user challenge): <a href="https://app.shopback.com/6HkWpKKpPOb">https://app.shopback.com/6HkWpKKpPOb</a>
Order my book, Good with Money: <a href="https://amzn.to/4eLOi5x">https://amzn.to/4eLOi5x</a> 
UK Preorder competition: win a Dyson Airwrap! <a href="https://www.johnmurraypress.co.uk/landing-page/good-with-money-pre-order-competition/">https://www.johnmurraypress.co.uk/landing-page/good-with-money-pre-order-competition/</a> 
Where to find The Broke Generation
Website:<a href="https://thebrokegeneration.com/subscribe/?utm_source=podcast&amp;utm_medium=link&amp;utm_campaign=newsletter_subscribe_link_click&amp;utm_id=Podcast+Show+Notes"> https://thebrokegeneration.com/ </a>Instagram:<a href="https://instagram.com/the.brokegeneration"> https://instagram.com/the.brokegeneration </a>TikTok:<a href="https://www.tiktok.com/@the.brokegeneration"> https://www.tiktok.com/@the.brokegeneration</a>  
Sign up to The Glue: the weekly money psychology and mindset newsletter<a href="https://thebrokegeneration.com/subscribe/?utm_source=podcast&amp;utm_medium=link&amp;utm_campaign=newsletter_subscribe_link_click&amp;utm_id=Podcast+Show+Notes"> www.thebrokegeneration.com/subscribe</a>, where you’ll also get your free Financial Values workbook.

Black Friday 2024: 5 practical tips + 5 mindsets to embrace + 5 traps to avoid

In this episode, V and I talk about the importance of planning and being intentional, whether in your day to day, or your wider life.

Highlights:
The significance of popping out unplanned and the consequences on your bank account
Unplanned spending and leaking money
Making big life decisions without a plan
The importance of a plan A, B and even C
Understanding your tolerance for risky decisions

With thanks to our sponsors, Wallace Advocates andLending Solved.

Where to find Emma

Website: https://thebrokegeneration.com/
Instagram: https://instagram.com/the.brokegeneration
TikTok: https://www.tiktok.com/@the.brokegeneration

Order my book, Good with Money!

Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe, where you’ll also get your free Financial Values workbook.

Where to find Victoria

Instagram: https://www.instagram.com/bad.bitch.money/?hl=en

Newsletter: https://substack.com/@victoriashakeshaft

In this episode, V and I talk about the importance of planning and being intentional, whether in your day to day, or your wider life.
Highlights:
<ul>
<li>The significance of popping out unplanned and the consequences on your bank account</li>
<li>Unplanned spending and leaking money</li>
<li>Making big life decisions without a plan</li>
<li>The importance of a plan A, B and even C</li>
<li>Understanding your tolerance for risky decisions</li>
</ul>
With thanks to our sponsors, <a href="https://emilywallace.com.au/">Wallace Advocates and</a> <a href="https://www.lendingsolved.com.au/">Lending Solved</a>.
Where to find Emma
Website: <a href="https://thebrokegeneration.com/subscribe/?utm_source=podcast&amp;utm_medium=link&amp;utm_campaign=newsletter_subscribe_link_click&amp;utm_id=Podcast+Show+Notes">https://thebrokegeneration.com/</a> Instagram: <a href="https://instagram.com/the.brokegeneration">https://instagram.com/the.brokegeneration</a> TikTok: <a href="https://www.tiktok.com/@the.brokegeneration">https://www.tiktok.com/@the.brokegeneration</a>  
<a href="https://amzn.to/4eLOi5x">Order my book, Good with Money!</a>
Sign up to The Glue: the weekly money psychology and mindset newsletter<a href="https://thebrokegeneration.com/subscribe/?utm_source=podcast&amp;utm_medium=link&amp;utm_campaign=newsletter_subscribe_link_click&amp;utm_id=Podcast+Show+Notes"> www.thebrokegeneration.com/subscribe</a>, where you’ll also get your free Financial Values workbook.
Where to find Victoria
Instagram: <a href="https://www.instagram.com/bad.bitch.money/?hl=en">https://www.instagram.com/bad.bitch.money/?hl=en</a>
Newsletter: <a href="https://substack.com/@victoriashakeshaft?utm_source=podcast&amp;utm_medium=notes&amp;utm_campaign=tbg">https://substack.com/@victoriashakeshaft</a>

The danger of "popping" somewhere + should you quit your toxic job? The Comments Section with E&V

While on my whirlwind UK adventure, I had the chance to catch up with Kira Matthews, a very popular previous guest on the podcast. Kira, a mindset and manifestation coach, is back to share more of her practical wisdom on bridging the gap between who we are now and who we want to become.

In this episode, we unpack how to rewrite the narrative of your life, focusing on understanding your identity and making intentional, incremental changes. Kira explains why overnight transformations often fail and highlights the value of embracing discomfort as part of growth. Together, we’re tackling perfectionism, reframing limiting beliefs, and building the confidence to move forward.

If you’ve been feeling stuck or unsure how to take the next step toward your goals, this episode is packed with insights to help you start rewriting your story today.

Episode highlights:


How understanding your identity drives transformation.


Why small, intentional changes lead to lasting growth.


Practical strategies to overcome perfectionism and self-doubt.

“When I think about changing your story, it's about suddenly being aware of all of these characters, this setting, this scene, this story, the beginning and the end, and saying, actually, I want something new."
Kira [05:32]

“Perfectionists avoid trying to do something the first time because they’re attempting to navigate that inner critic - that’s so out of control."
Kira [24:25]

“Co-working spaces have been really good for me—being around people who are also self-employed—because otherwise it’s so isolating, and you do feel like you’re wrong."
Emma [42:12]

Missed the previous episode with Kira? Check it out here or search for Episode 61 ‘Can you really manifest money? A no BS guide to manifestation, with Kira Matthews’.

Where to find Kira Matthews

Website: https://www.kiramatthews.com/

No Room For Doubt Podcast: https://www.kiramatthews.com/podcast

Instagram: https://www.instagram.com/kirathebold/

Where to find The Broke Generation

Website: https://thebrokegeneration.com/
Instagram: https://instagram.com/the.brokegeneration
TikTok: https://www.tiktok.com/@the.brokegeneration

Order my book, Good with Money!

Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe, where you’ll also get your free Financial Values workbook.

While on my whirlwind UK adventure, I had the chance to catch up with Kira Matthews, a very popular previous guest on the podcast. Kira, a mindset and manifestation coach, is back to share more of her practical wisdom on bridging the gap between who we are now and who we want to become.
In this episode, we unpack how to rewrite the narrative of your life, focusing on understanding your identity and making intentional, incremental changes. Kira explains why overnight transformations often fail and highlights the value of embracing discomfort as part of growth. Together, we’re tackling perfectionism, reframing limiting beliefs, and building the confidence to move forward.
If you’ve been feeling stuck or unsure how to take the next step toward your goals, this episode is packed with insights to help you start rewriting your story today.
Episode highlights:
<ul>
<li dir="ltr" aria-level="1">
How understanding your identity drives transformation.
</li>
<li dir="ltr" aria-level="1">
Why small, intentional changes lead to lasting growth.
</li>
<li dir="ltr" aria-level="1">
Practical strategies to overcome perfectionism and self-doubt.
</li>
</ul>
“When I think about changing your story, it's about suddenly being aware of all of these characters, this setting, this scene, this story, the beginning and the end, and saying, actually, I want something new." Kira [05:32]
“Perfectionists avoid trying to do something the first time because they’re attempting to navigate that inner critic - that’s so out of control." Kira [24:25]
“Co-working spaces have been really good for me—being around people who are also self-employed—because otherwise it’s so isolating, and you do feel like you’re wrong." Emma [42:12]
Missed the previous episode with Kira? Check it out <a href="https://thebrokegeneration.com/blog/episodes/a-no-bs-guide-to-manifestation-with-kira-matthews-recast/?portfolioCats=362">here</a> or search for Episode 61 ‘Can you really manifest money? A no BS guide to manifestation, with Kira Matthews’.
Where to find Kira Matthews
Website: <a href="https://www.kiramatthews.com/">https://www.kiramatthews.com/</a>
No Room For Doubt Podcast: <a href="https://www.kiramatthews.com/podcast">https://www.kiramatthews.com/podcast</a>
Instagram: <a href="https://www.instagram.com/kirathebold/">https://www.instagram.com/kirathebold/</a>
Where to find The Broke Generation
Website:<a href="https://thebrokegeneration.com/subscribe/?utm_source=podcast&amp;utm_medium=link&amp;utm_campaign=newsletter_subscribe_link_click&amp;utm_id=Podcast+Show+Notes"> https://thebrokegeneration.com/ </a>Instagram:<a href="https://instagram.com/the.brokegeneration"> https://instagram.com/the.brokegeneration </a>TikTok:<a href="https://www.tiktok.com/@the.brokegeneration"> https://www.tiktok.com/@the.brokegeneration</a>  
<a href="https://amzn.to/4eLOi5x">Order my book, Good with Money!</a>
Sign up to The Glue: the weekly money psychology and mindset newsletter<a href="https://thebrokegeneration.com/subscribe/?utm_source=podcast&amp;utm_medium=link&amp;utm_campaign=newsletter_subscribe_link_click&amp;utm_id=Podcast+Show+Notes"> www.thebrokegeneration.com/subscribe</a>, where you’ll also get your free Financial Values workbook.

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