In this episode I go through the light and dark of credit cards to help you better understand the risks, rewards, and how to use credit responsibly.

 I go through:
How interest accumulates on a credit card
The psychology of why we spend more when paying on credit
What minimum payments mean
How credit can impact your ability to get a mortgage
How credit card rewards points work
How to assess a credit card’s perks
How to spend responsibly on a credit card
And how to recognise when credit isn’t serving you

 Please approach credit products with caution and do appropriate research before applying.

- 

Sign up to The Glue: my weekly feel good finance newsletter www.thebrokegeneration.com/subscribe, where you’ll also nab access to my free 7 daily tasks to set up a budget.



Where to find me:

Instagram: @the.brokegeneration

Blog:The Broke Generation | Destination for Hot Mess Millennials



Disclaimer: Information contained in this podcast is for entertainment purposes only and should not be considered financial advice, nor used to make a financial or investment decision. Please seek professional advice for information tailored to your own circumstances. 

In this episode I go through the light and dark of credit cards to help you better understand the risks, rewards, and how to use credit responsibly.
 I go through:
<ul>
<li>How interest accumulates on a credit card</li>
<li>The psychology of why we spend more when paying on credit</li>
<li>What minimum payments mean</li>
<li>How credit can impact your ability to get a mortgage</li>
<li>How credit card rewards points work</li>
<li>How to assess a credit card’s perks</li>
<li>How to spend responsibly on a credit card</li>
<li>And how to recognise when credit isn’t serving you</li>
</ul>
 Please approach credit products with caution and do appropriate research before applying.
- 
Sign up to The Glue: my weekly feel good finance newsletter <a href="http://www.thebrokegeneration.com/subscribe">www.thebrokegeneration.com/subscribe</a>, where you’ll also nab access to my free 7 daily tasks to set up a budget.
 
Where to find me:
Instagram: <a href="http://www.instagram.com/the.brokegeneration">@the.brokegeneration</a>
Blog: <a href="http://www.thebrokegeneration.com/">The Broke Generation | Destination for Hot Mess Millennials</a>
 
Disclaimer: Information contained in this podcast is for entertainment purposes only and should not be considered financial advice, nor used to make a financial or investment decision. Please seek professional advice for information tailored to your own circumstances.

Feel good finance podcast, packed with frank and honest money conversations, and practical tips to help you be better with money.