In this episode I go through the light and dark of credit cards to help you better understand the risks, rewards, and how to use credit responsibly.

 I go through:
How interest accumulates on a credit card
The psychology of why we spend more when paying on credit
What minimum payments mean
How credit can impact your ability to get a mortgage
How credit card rewards points work
How to assess a credit card’s perks
How to spend responsibly on a credit card
And how to recognise when credit isn’t serving you

 Please approach credit products with caution and do appropriate research before applying.

- 

Sign up to The Glue: my weekly feel good finance newsletter www.thebrokegeneration.com/subscribe, where you’ll also nab access to my free 7 daily tasks to set up a budget.



Where to find me:

Instagram: @the.brokegeneration

Blog:The Broke Generation | Destination for Hot Mess Millennials



Disclaimer: Information contained in this podcast is for entertainment purposes only and should not be considered financial advice, nor used to make a financial or investment decision. Please seek professional advice for information tailored to your own circumstances. 

In this episode I go through the light and dark of credit cards to help you better understand the risks, rewards, and how to use credit responsibly.
 I go through:
<ul>
<li>How interest accumulates on a credit card</li>
<li>The psychology of why we spend more when paying on credit</li>
<li>What minimum payments mean</li>
<li>How credit can impact your ability to get a mortgage</li>
<li>How credit card rewards points work</li>
<li>How to assess a credit card’s perks</li>
<li>How to spend responsibly on a credit card</li>
<li>And how to recognise when credit isn’t serving you</li>
</ul>
 Please approach credit products with caution and do appropriate research before applying.
- 
Sign up to The Glue: my weekly feel good finance newsletter <a href="http://www.thebrokegeneration.com/subscribe">www.thebrokegeneration.com/subscribe</a>, where you’ll also nab access to my free 7 daily tasks to set up a budget.
 
Where to find me:
Instagram: <a href="http://www.instagram.com/the.brokegeneration">@the.brokegeneration</a>
Blog: <a href="http://www.thebrokegeneration.com/">The Broke Generation | Destination for Hot Mess Millennials</a>
 
Disclaimer: Information contained in this podcast is for entertainment purposes only and should not be considered financial advice, nor used to make a financial or investment decision. Please seek professional advice for information tailored to your own circumstances.

Feel good finance podcast, packed with frank and honest money conversations, and practical tips to help you be better with money.

The Broke Generation

The Light and Dark of Credit Cards

Ever feel like your brain is constantly running a background tab called "am I spending this right?" This episode is all about quieting that noise.

Money rules can help you simplify your financial decisions and allow money to be a resource in your life. Instead of relying on willpower in the moment, your 'personal policies' let you pre-decide, so your future self doesn't have to.

In this episode, we break down what money rules are, why they work (hint: systems always beat willpower), and how to build your own using a simple three-part framework.

Ever feel like your brain is constantly running a background tab called "am I spending this right?" This episode is all about quieting that noise.
Money rules can help you simplify your financial decisions and allow money to be a resource in your life. Instead of relying on willpower in the moment, your 'personal policies' let you pre-decide, so your future self doesn't have to.
In this episode, we break down what money rules are, why they work (hint: systems always beat willpower), and how to build your own using a simple three-part framework.

How to create money rules to simplify your financial mental load

Welcome back once again to The Monthly Wrap: what's been cracking in life, money and business over here at Broke HQ. Thanks as always to PocketSmith for sponsoring this episode.

Each month I'll take you through:
The monthly mood: what was the vibe of my finances last month?
An overview of the month in life, money and business
RECEIPTS: where my money went, using my PocketSmith dashboard for insights
The money mirror: what was my transaction list reflecting back at me
BOARD MEETING: business updates, projects and challenges
GROUP CHAT: life updates, hacks, recipes, and hot goss
Next month's focus and 3 quick hit goals to focus on

Head to www.pocketsmith.com/thebrokegeneration to check out PocketSmith's foundation plan and snag yourself 2 months at 50% off.

Welcome back once again to The Monthly Wrap: what's been cracking in life, money and business over here at Broke HQ. Thanks as always to PocketSmith for sponsoring this episode.
Each month I'll take you through:
<ul>
<li>The monthly mood: what was the vibe of my finances last month?</li>
<li>An overview of the month in life, money and business</li>
<li>RECEIPTS: where my money went, using my PocketSmith dashboard for insights</li>
<li>The money mirror: what was my transaction list reflecting back at me</li>
<li>BOARD MEETING: business updates, projects and challenges</li>
<li>GROUP CHAT: life updates, hacks, recipes, and hot goss</li>
<li>Next month's focus and 3 quick hit goals to focus on</li>
</ul>
Head to <a href="https://www.pocketsmith.com/thebrokegeneration">www.pocketsmith.com/thebrokegeneration</a> to check out PocketSmith's foundation plan and snag yourself 2 months at 50% off.

The Monthly Wrap: March

In this episode I'm diving into the doom spending narrative that's spreading online, including why we're tempted to do it, why it's unhelpful, and what to do instead.

ORDER THE WARDROBE PROJECT!
Australia/NZ: https://amzn.to/3Jatx9x 
UK: https://shorturl.at/fKH5O 
Non-Amazon UK: Bookshop.org 
US: https://shorturl.at/9KNyb 
Canada: https://shorturl.at/PgcJx 

ORDER MY FIRST BOOK, GOOD WITH MONEY
Australia/NZ: https://amzn.to/4aoSWbe
UK: https://shorturl.at/WQsjo
US: https://shorturl.at/zrmtg

Where to find me

Website: https://thebrokegeneration.com/
Instagram: https://instagram.com/the.brokegeneration
TikTok: https://www.tiktok.com/@the.brokegeneration  

Sign up to The Glue: the money psychology and mindset newsletter www.thebrokegeneration.com/subscribe, where you’ll also get your free Financial Values workbook.

In this episode I'm diving into the doom spending narrative that's spreading online, including why we're tempted to do it, why it's unhelpful, and what to do instead.
ORDER THE WARDROBE PROJECT!
<ul>
<li>Australia/NZ:&nbsp;<a href="https://amzn.to/3Jatx9x">https://amzn.to/3Jatx9x</a>&nbsp;</li>
<li>UK:&nbsp;<a href="https://shorturl.at/fKH5O">https://shorturl.at/fKH5O</a>&nbsp;</li>
<li>Non-Amazon UK:&nbsp;<a href="https://uk.bookshop.org/p/books/put-together-emma-edwards/7870598?ean=9781394376810">Bookshop.org&nbsp;</a></li>
<li>US:&nbsp;<a href="https://shorturl.at/9KNyb">https://shorturl.at/9KNyb</a>&nbsp;</li>
<li>Canada:&nbsp;<a href="https://shorturl.at/PgcJx">https://shorturl.at/PgcJx</a><a href="https://shorturl.at/PgcJx%C2%A0">&nbsp;</a></li>
</ul>
ORDER MY FIRST BOOK, GOOD WITH MONEY
<ul>
<li>Australia/NZ: https://amzn.to/4aoSWbe</li>
<li>UK: https://shorturl.at/WQsjo</li>
<li>US: https://shorturl.at/zrmtg</li>
</ul>
Where to find me
Website: <a href="https://thebrokegeneration.com/subscribe/?utm_source=podcast&amp;utm_medium=link&amp;utm_campaign=newsletter_subscribe_link_click&amp;utm_id=Podcast+Show+Notes">https://thebrokegeneration.com/</a> Instagram: <a href="https://instagram.com/the.brokegeneration">https://instagram.com/the.brokegeneration</a> TikTok: <a href="https://www.tiktok.com/@the.brokegeneration">https://www.tiktok.com/@the.brokegeneration</a> &nbsp;
Sign up to The Glue: the money psychology and mindset newsletter<a href="https://thebrokegeneration.com/subscribe/?utm_source=podcast&amp;utm_medium=link&amp;utm_campaign=newsletter_subscribe_link_click&amp;utm_id=Podcast+Show+Notes"> www.thebrokegeneration.com/subscribe</a>, where you&rsquo;ll also get your free Financial Values workbook.

The Light and Dark of Credit Cards

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