WELCOME TO SPEND-TEMBER! 30 days to optimise your spending habits and live a better life. 

Join the Spend-tember Facebook group: https://www.facebook.com/share/g/7ZwmieN2ZEPjxsHr/

Vote for The Broke Generation Podcast in the Australian Podcast Awards: https://www.australianpodcastawards.com/voting

Where to find The Broke Generation

Website: https://thebrokegeneration.com/
Instagram: https://instagram.com/the.brokegeneration
TikTok: https://www.tiktok.com/@the.brokegeneration

Order my book, Good with Money!

Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe, where you’ll also get your free Financial Values workbook.

WELCOME TO SPEND-TEMBER! 30 days to optimise your spending habits and live a better life. 
Join the Spend-tember Facebook group: <a href="https://www.facebook.com/share/g/7ZwmieN2ZEPjxsHr/">https://www.facebook.com/share/g/7ZwmieN2ZEPjxsHr/</a> 
Vote for The Broke Generation Podcast in the Australian Podcast Awards: <a href="https://www.australianpodcastawards.com/voting">https://www.australianpodcastawards.com/voting</a> 
Where to find The Broke Generation
Website:<a href="https://thebrokegeneration.com/subscribe/?utm_source=podcast&amp;utm_medium=link&amp;utm_campaign=newsletter_subscribe_link_click&amp;utm_id=Podcast+Show+Notes"> https://thebrokegeneration.com/ </a>Instagram:<a href="https://instagram.com/the.brokegeneration"> https://instagram.com/the.brokegeneration </a>TikTok:<a href="https://www.tiktok.com/@the.brokegeneration"> https://www.tiktok.com/@the.brokegeneration</a>  
<a href="https://www.booktopia.com.au/good-with-money-emma-edwards/book/9781761069741.html?irclickid=zopQlNUxJxyPRLx0C3XQa1a4UkFXPtypOwFfWc0&amp;utm_campaign=The%20Broke%20Generation&amp;utm_medium=affiliate&amp;utm_source=Impact&amp;bk_source=5023554&amp;bk_source_id=5023554&amp;irgwc=1">Order my book, Good with Money!</a>
Sign up to The Glue: the weekly money psychology and mindset newsletter<a href="https://thebrokegeneration.com/subscribe/?utm_source=podcast&amp;utm_medium=link&amp;utm_campaign=newsletter_subscribe_link_click&amp;utm_id=Podcast+Show+Notes"> www.thebrokegeneration.com/subscribe</a>, where you’ll also get your free Financial Values workbook.

Feel good finance podcast, packed with frank and honest money conversations, and practical tips to help you be better with money.

The Broke Generation

Doing what you say you're going to do: SPEND-TEMBER

[WARNING: LOVE IS BLIND UK SPOILERS IN THIS EPISODE] Love is Blind UK has just wrapped on Netflix and WHAT. A. SEASON. From prenups to "I don'ts" to who pays for dinner and Sabrina's £70 supermarket shop, there were SO many juicy money themes in this series that I just had to unpack with someone. 

I'm joined by author of Money Talks, Ellie Austin-Williams, to chat about the couples form this season and explore some of the money stuff that came up during the show. Despite money being firstly a mathematical concept, what we kept coming back to was how deeply values-based so many of the financial conflicts were, highlighting how important it is to understand your own financial compass in order to have a healthy relationship. 

Highlights:
Reunion debrief, including Sabrina's £70 supermarket shop and an ironing board
Clashing love languages and the financial side of investing in a relationship
Tom and Maria's clashing financial values
Who pays for dinner on a first date?
Can you ever reconcile differences in foundational financial values?
What questions could the couples be asking in the pods to get to know each other more intimately on a financial level?
Prenups, protecting your assets, and what's fair

IMPORTANT: when it comes to money and relationships, it's important to be aware of the risks and red flags for financial abuse. This interview episode with Serena McDuff from Respect Victoria explores financial abuse and its warning signs: https://open.spotify.com/episode/0Co414jUd8h9Nghh9sqq2V?si=ZBoM0GBsRUugI82g2jGt7A&nd=1&dlsi=0b9407665813470a

Where to find Ellie:

Instagram: @thisgirltalksmoney

Book: Money Talks https://www.penguin.com.au/books/money-talks-9781786787996

Website: https://www.thisgirltalksmoney.co.uk/

Where to find The Broke Generation

Website: https://thebrokegeneration.com/
Instagram: https://instagram.com/the.brokegeneration
TikTok: https://www.tiktok.com/@the.brokegeneration

Order my book, Good with Money!

[WARNING: LOVE IS BLIND UK SPOILERS IN THIS EPISODE] Love is Blind UK has just wrapped on Netflix and WHAT. A. SEASON. From prenups to "I don'ts" to who pays for dinner and Sabrina's £70 supermarket shop, there were SO many juicy money themes in this series that I just had to unpack with someone. 
I'm joined by author of Money Talks, Ellie Austin-Williams, to chat about the couples form this season and explore some of the money stuff that came up during the show. Despite money being firstly a mathematical concept, what we kept coming back to was how deeply values-based so many of the financial conflicts were, highlighting how important it is to understand your own financial compass in order to have a healthy relationship. 
Highlights:
<ul>
<li>Reunion debrief, including Sabrina's £70 supermarket shop and an ironing board</li>
<li>Clashing love languages and the financial side of investing in a relationship</li>
<li>Tom and Maria's clashing financial values</li>
<li>Who pays for dinner on a first date?</li>
<li>Can you ever reconcile differences in foundational financial values?</li>
<li>What questions could the couples be asking in the pods to get to know each other more intimately on a financial level?</li>
<li>Prenups, protecting your assets, and what's fair</li>
</ul>
IMPORTANT: when it comes to money and relationships, it's important to be aware of the risks and red flags for financial abuse. This interview episode with Serena McDuff from Respect Victoria explores financial abuse and its warning signs: <a href="https://open.spotify.com/episode/0Co414jUd8h9Nghh9sqq2V?si=ZBoM0GBsRUugI82g2jGt7A&amp;nd=1&amp;dlsi=0b9407665813470a">https://open.spotify.com/episode/0Co414jUd8h9Nghh9sqq2V?si=ZBoM0GBsRUugI82g2jGt7A&amp;nd=1&amp;dlsi=0b9407665813470a</a> 
Where to find Ellie:
Instagram: @thisgirltalksmoney
Book: Money Talks <a href="https://www.penguin.com.au/books/money-talks-9781786787996">https://www.penguin.com.au/books/money-talks-9781786787996</a>
Website: <a href="https://www.thisgirltalksmoney.co.uk/">https://www.thisgirltalksmoney.co.uk/</a> 
Where to find The Broke Generation
Website:<a href="https://thebrokegeneration.com/subscribe/?utm_source=podcast&amp;utm_medium=link&amp;utm_campaign=newsletter_subscribe_link_click&amp;utm_id=Podcast+Show+Notes"> https://thebrokegeneration.com/ </a>Instagram:<a href="https://instagram.com/the.brokegeneration"> https://instagram.com/the.brokegeneration </a>TikTok:<a href="https://www.tiktok.com/@the.brokegeneration"> https://www.tiktok.com/@the.brokegeneration</a>  
<a href="https://www.booktopia.com.au/good-with-money-emma-edwards/book/9781761069741.html?irclickid=zopQlNUxJxyPRLx0C3XQa1a4UkFXPtypOwFfWc0&amp;utm_campaign=The%20Broke%20Generation&amp;utm_medium=affiliate&amp;utm_source=Impact&amp;bk_source=5023554&amp;bk_source_id=5023554&amp;irgwc=1">Order my book, Good with Money!</a>

Let's unpack the money stuff from Love is Blind UK, with Ellie Austin-Williams

This week, we're diving into the messy reality of failure. We’re unpacking the modern narrative that every failure must teach us something or shape our success. But let's be real—sometimes, failure is just failure. From botched jobs to disastrous side hustles, we’ve all been there. We explore the pressure to be grateful for failures, even when they don’t neatly fit into our life’s success story. Ever tried to spin getting fired from a waitressing gig into a stepping stone? It’s a stretch.

We also touch on the emotional weight of redundancy and how some failures don’t need to be transformed into life lessons. Maybe they’re just missteps we’d rather forget. And while failure can build resilience, not every misstep needs to be a defining moment. Join us as we share our own flops, from failed fitness kicks to embarrassing work blunders, and how we’ve learned that sometimes, it’s okay to just move on without turning every failure into a victory lap.

Thanks to our sponsors, Wallace Advocates, AJT Legal, Lending Solved.

Where to find Emma

Website: https://thebrokegeneration.com/
Instagram: https://instagram.com/the.brokegeneration
TikTok: https://www.tiktok.com/@the.brokegeneration

Order my book, Good with Money!

Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe, where you’ll also get your free Financial Values workbook.

Where to find Victoria

Instagram: https://www.instagram.com/bad.bitch.money/?hl=en

Newsletter: https://substack.com/@victoriashakeshaft

This week, we're diving into the messy reality of failure. We’re unpacking the modern narrative that every failure must teach us something or shape our success. But let's be real—sometimes, failure is just failure. From botched jobs to disastrous side hustles, we’ve all been there. We explore the pressure to be grateful for failures, even when they don’t neatly fit into our life’s success story. Ever tried to spin getting fired from a waitressing gig into a stepping stone? It’s a stretch.
We also touch on the emotional weight of redundancy and how some failures don’t need to be transformed into life lessons. Maybe they’re just missteps we’d rather forget. And while failure can build resilience, not every misstep needs to be a defining moment. Join us as we share our own flops, from failed fitness kicks to embarrassing work blunders, and how we’ve learned that sometimes, it’s okay to just move on without turning every failure into a victory lap.
Thanks to our sponsors, <a href="https://emilywallace.com.au/">Wallace Advocates</a>, <a href="https://www.ajtlegal.com.au/">AJT Legal</a>, <a href="https://www.lendingsolved.com.au/">Lending Solved</a>.
Where to find Emma
Website: <a href="https://thebrokegeneration.com/subscribe/?utm_source=podcast&amp;utm_medium=link&amp;utm_campaign=newsletter_subscribe_link_click&amp;utm_id=Podcast+Show+Notes">https://thebrokegeneration.com/</a> Instagram: <a href="https://instagram.com/the.brokegeneration">https://instagram.com/the.brokegeneration</a> TikTok: <a href="https://www.tiktok.com/@the.brokegeneration">https://www.tiktok.com/@the.brokegeneration</a>  
<a href="https://www.booktopia.com.au/good-with-money-emma-edwards/book/9781761069741.html?irclickid=zopQlNUxJxyPRLx0C3XQa1a4UkFXPtypOwFfWc0&amp;utm_campaign=The%20Broke%20Generation&amp;utm_medium=affiliate&amp;utm_source=Impact&amp;bk_source=5023554&amp;bk_source_id=5023554&amp;irgwc=1">Order my book, Good with Money!</a>
Sign up to The Glue: the weekly money psychology and mindset newsletter<a href="https://thebrokegeneration.com/subscribe/?utm_source=podcast&amp;utm_medium=link&amp;utm_campaign=newsletter_subscribe_link_click&amp;utm_id=Podcast+Show+Notes"> www.thebrokegeneration.com/subscribe</a>, where you’ll also get your free Financial Values workbook.
Where to find Victoria
Instagram: <a href="https://www.instagram.com/bad.bitch.money/?hl=en">https://www.instagram.com/bad.bitch.money/?hl=en</a>
Newsletter: <a href="https://substack.com/@victoriashakeshaft?utm_source=podcast&amp;utm_medium=notes&amp;utm_campaign=tbg">https://substack.com/@victoriashakeshaft</a>

Let's talk about failure. The Comments Section with E & V

In this episode, I explore the idea of "quiet quitting" beyond the workplace and how it applies to our consumption habits. Inspired by a recent newsletter on stepping back from the beauty hamster wheel, can a change in mindset help us break free from the cycle of overconsumption and superficial self-care? I share practical strategies for assessing what genuinely adds value to our lives, like simplifying beauty routines and scrutinising our purchases. From questioning the necessity of trendy beauty treatments to evaluating convenience-driven consumption, I show how adopting a quiet quitting attitude has empowered me to make more intentional choices, and you can too! 

Episode highlights:
Practical tips on simplifying beauty routines and scrutinising purchases.
How convenience-driven consumption impacts spending.
Actionable strategies for making better choices about consumption.

“I was able to identify that the thing compelling me to pay for that, or to consider getting that treatment, was because I felt pressure that everybody else was."
Emma [12:26]

“All of these things are priming us to become these convenience seeking consumers like it doesn't serve us."
Emma [20:08]

“Is this really expressing myself? …Can I really see beyond this one decision and really can I really make sense of what I'm actually trying to do with this consumption decision."
Emma [25:38]

Book mentioned:Indistractable by Nir Eyal

Follow for help with your fashion footprint:curatedwardrobe.au

Where to find The Broke Generation

Website: https://thebrokegeneration.com/
Instagram: https://instagram.com/the.brokegeneration
TikTok: https://www.tiktok.com/@the.brokegeneration

Order my book, Good with Money!

Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe, where you’ll also get your free Financial Values workbook.

In this episode, I explore the idea of "quiet quitting" beyond the workplace and how it applies to our consumption habits. Inspired by a recent newsletter on stepping back from the beauty hamster wheel, can a change in mindset help us break free from the cycle of overconsumption and superficial self-care? I share practical strategies for assessing what genuinely adds value to our lives, like simplifying beauty routines and scrutinising our purchases. From questioning the necessity of trendy beauty treatments to evaluating convenience-driven consumption, I show how adopting a quiet quitting attitude has empowered me to make more intentional choices, and you can too! 
Episode highlights:
<ul>
<li aria-level="1">Practical tips on simplifying beauty routines and scrutinising purchases.</li>
<li aria-level="1">How convenience-driven consumption impacts spending.</li>
<li aria-level="1">Actionable strategies for making better choices about consumption.</li>
</ul>
“I was able to identify that the thing compelling me to pay for that, or to consider getting that treatment, was because I felt pressure that everybody else was." Emma [12:26]
“All of these things are priming us to become these convenience seeking consumers like it doesn't serve us." Emma [20:08]
“Is this really expressing myself? …Can I really see beyond this one decision and really can I really make sense of what I'm actually trying to do with this consumption decision." Emma [25:38]
Book mentioned: <a href="https://www.amazon.com.au/Indistractable-Control-Your-Attention-Choose">Indistractable by Nir Eyal</a>
Follow for help with your fashion footprint: <a href="https://www.instagram.com/curatedwardrobe.au/?hl=en#">curatedwardrobe.au</a>
Where to find The Broke Generation
Website:<a href="https://thebrokegeneration.com/subscribe/?utm_source=podcast&amp;utm_medium=link&amp;utm_campaign=newsletter_subscribe_link_click&amp;utm_id=Podcast+Show+Notes"> https://thebrokegeneration.com/ </a>Instagram:<a href="https://instagram.com/the.brokegeneration"> https://instagram.com/the.brokegeneration </a>TikTok:<a href="https://www.tiktok.com/@the.brokegeneration"> https://www.tiktok.com/@the.brokegeneration</a>  
<a href="https://www.booktopia.com.au/good-with-money-emma-edwards/book/9781761069741.html?irclickid=zopQlNUxJxyPRLx0C3XQa1a4UkFXPtypOwFfWc0&amp;utm_campaign=The%20Broke%20Generation&amp;utm_medium=affiliate&amp;utm_source=Impact&amp;bk_source=5023554&amp;bk_source_id=5023554&amp;irgwc=1">Order my book, Good with Money!</a>
Sign up to The Glue: the weekly money psychology and mindset newsletter<a href="https://thebrokegeneration.com/subscribe/?utm_source=podcast&amp;utm_medium=link&amp;utm_campaign=newsletter_subscribe_link_click&amp;utm_id=Podcast+Show+Notes"> www.thebrokegeneration.com/subscribe</a>, where you’ll also get your free Financial Values workbook.

Doing what you say you're going to do: SPEND-TEMBER

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