Welcome to the final episode in our 3 part mini series with mortgage broker, Kobe Clarke-Jacobs. In this final instalment we're debunking how a change in income or circumstances changes and impacts your ability to buy a home. Whether you're planning on going on parental leave, taking a pay cut or changing jobs or industries, you'll find all the home loan insights you need in this nifty ep.

Where to find Kobe:

Instagram: @financewithkobe

TikTok: https://www.tiktok.com/@financewithkobe 

Website: https://financewithkobe.com.au/ 

Welcome to the final episode in our 3 part mini series with mortgage broker, Kobe Clarke-Jacobs. In this final instalment we're debunking how a change in income or circumstances changes and impacts your ability to buy a home. Whether you're planning on going on parental leave, taking a pay cut or changing jobs or industries, you'll find all the home loan insights you need in this nifty ep.
Where to find Kobe:
Instagram: <a href="https://www.instagram.com/financewithkobe">@financewithkobe</a>
TikTok: <a href="https://www.tiktok.com/@financewithkobe">https://www.tiktok.com/@financewithkobe</a>&nbsp;
Website: <a href="https://financewithkobe.com.au/">https://financewithkobe.com.au/</a>&nbsp;

Feel good finance podcast, packed with frank and honest money conversations, and practical tips to help you be better with money.

The Broke Generation

Can I buy a home if... my income is going to change soon? With Kobe Clarke-Jacobs

 Welcome to the annual TBG end of year guided money reflection! Grab your notebooks, pour yourself something tasty, and buckle in for a series of reflective questions about your year in money.

Want more? Dive deeper with my two part workshop series, Reflect & Reset, available instantly on demand, with a Money on a Page worksheet to complete between sessions. https://thebrokegeneration.com/product/reflect-reset-2025/

Thank you so much for being a part of the podcast this year, I appreciate you SO much! Here's to 2026.

ORDER THE WARDROBE PROJECT!
Australia/NZ: https://amzn.to/3Jatx9x 
UK: https://shorturl.at/fKH5O 
Non-Amazon UK Preorder: Bookshop.org 
US: https://shorturl.at/9KNyb 
Canada: https://shorturl.at/PgcJx 

ORDER MY FIRST BOOK, GOOD WITH MONEY
Australia/NZ: https://amzn.to/4aoSWbe
UK: https://shorturl.at/WQsjo
US: https://shorturl.at/zrmtg

Where to find me

Website: https://thebrokegeneration.com/
Instagram: https://instagram.com/the.brokegeneration
TikTok: https://www.tiktok.com/@the.brokegeneration  

Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe, where you’ll also get your free Financial Values workbook.

&nbsp;Welcome to the annual TBG end of year guided money reflection! Grab your notebooks, pour yourself something tasty, and buckle in for a series of reflective questions about your year in money.
Want more? Dive deeper with my two part workshop series, Reflect &amp; Reset, available instantly on demand, with a Money on a Page worksheet to complete between sessions. https://thebrokegeneration.com/product/reflect-reset-2025/
Thank you so much for being a part of the podcast this year, I appreciate you SO much! Here's to 2026.
ORDER THE WARDROBE PROJECT!
<ul>
<li>Australia/NZ:&nbsp;<a href="https://amzn.to/3Jatx9x">https://amzn.to/3Jatx9x</a>&nbsp;</li>
<li>UK:&nbsp;<a href="https://shorturl.at/fKH5O">https://shorturl.at/fKH5O</a>&nbsp;</li>
<li>Non-Amazon UK Preorder:&nbsp;<a href="https://uk.bookshop.org/p/books/put-together-emma-edwards/7870598?ean=9781394376810">Bookshop.org&nbsp;</a></li>
<li>US:&nbsp;<a href="https://shorturl.at/9KNyb">https://shorturl.at/9KNyb</a>&nbsp;</li>
<li>Canada:&nbsp;<a href="https://shorturl.at/PgcJx">https://shorturl.at/PgcJx</a><a href="https://shorturl.at/PgcJx%C2%A0">&nbsp;</a></li>
</ul>
ORDER MY FIRST BOOK, GOOD WITH MONEY
<ul>
<li>Australia/NZ: https://amzn.to/4aoSWbe</li>
<li>UK: https://shorturl.at/WQsjo</li>
<li>US: https://shorturl.at/zrmtg</li>
</ul>
Where to find me
Website: <a href="https://thebrokegeneration.com/subscribe/?utm_source=podcast&amp;utm_medium=link&amp;utm_campaign=newsletter_subscribe_link_click&amp;utm_id=Podcast+Show+Notes">https://thebrokegeneration.com/</a> Instagram: <a href="https://instagram.com/the.brokegeneration">https://instagram.com/the.brokegeneration</a> TikTok: <a href="https://www.tiktok.com/@the.brokegeneration">https://www.tiktok.com/@the.brokegeneration</a> &nbsp;
Sign up to The Glue: the weekly money psychology and mindset newsletter<a href="https://thebrokegeneration.com/subscribe/?utm_source=podcast&amp;utm_medium=link&amp;utm_campaign=newsletter_subscribe_link_click&amp;utm_id=Podcast+Show+Notes"> www.thebrokegeneration.com/subscribe</a>, where you&rsquo;ll also get your free Financial Values workbook.

End of year guided money reflection

It's that time of year! Join me as I review my 25 goals I set for 2025 and cover off which ones I achieved, which ones I didn't, and what I learned along the way.

Mentioned in this episode: 
The spending trap of thrifting: https://open.spotify.com/episode/1ytJRW47lzqxfzWJT9x1SG?si=3A7SSXmySauLAPH95zz8CA

ORDER THE WARDROBE PROJECT!
Australia/NZ: https://amzn.to/3Jatx9x 
UK: https://shorturl.at/fKH5O 
Non-Amazon UK Preorder: Bookshop.org 
US: https://shorturl.at/9KNyb 
Canada: https://shorturl.at/PgcJx 

ORDER MY FIRST BOOK, GOOD WITH MONEY
Australia/NZ: https://amzn.to/4aoSWbe
UK: https://shorturl.at/WQsjo
US: https://shorturl.at/zrmtg

Where to find me

Website: https://thebrokegeneration.com/
Instagram: https://instagram.com/the.brokegeneration
TikTok: https://www.tiktok.com/@the.brokegeneration  

Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe, where you’ll also get your free Financial Values workbook.

It's that time of year! Join me as I review my 25 goals I set for 2025 and cover off which ones I achieved, which ones I didn't, and what I learned along the way.
Mentioned in this episode:&nbsp;
<ul>
<li>The spending trap of thrifting: <a href="https://open.spotify.com/episode/1ytJRW47lzqxfzWJT9x1SG?si=3A7SSXmySauLAPH95zz8CA">https://open.spotify.com/episode/1ytJRW47lzqxfzWJT9x1SG?si=3A7SSXmySauLAPH95zz8CA</a></li>
</ul>
ORDER THE WARDROBE PROJECT!
<ul>
<li>Australia/NZ:&nbsp;<a href="https://amzn.to/3Jatx9x">https://amzn.to/3Jatx9x</a>&nbsp;</li>
<li>UK:&nbsp;<a href="https://shorturl.at/fKH5O">https://shorturl.at/fKH5O</a>&nbsp;</li>
<li>Non-Amazon UK Preorder:&nbsp;<a href="https://uk.bookshop.org/p/books/put-together-emma-edwards/7870598?ean=9781394376810">Bookshop.org&nbsp;</a></li>
<li>US:&nbsp;<a href="https://shorturl.at/9KNyb">https://shorturl.at/9KNyb</a>&nbsp;</li>
<li>Canada:&nbsp;<a href="https://shorturl.at/PgcJx">https://shorturl.at/PgcJx</a><a href="https://shorturl.at/PgcJx%C2%A0">&nbsp;</a></li>
</ul>
ORDER MY FIRST BOOK, GOOD WITH MONEY
<ul>
<li>Australia/NZ: https://amzn.to/4aoSWbe</li>
<li>UK: https://shorturl.at/WQsjo</li>
<li>US: https://shorturl.at/zrmtg</li>
</ul>
Where to find me
Website: <a href="https://thebrokegeneration.com/subscribe/?utm_source=podcast&amp;utm_medium=link&amp;utm_campaign=newsletter_subscribe_link_click&amp;utm_id=Podcast+Show+Notes">https://thebrokegeneration.com/</a> Instagram: <a href="https://instagram.com/the.brokegeneration">https://instagram.com/the.brokegeneration</a> TikTok: <a href="https://www.tiktok.com/@the.brokegeneration">https://www.tiktok.com/@the.brokegeneration</a> &nbsp;
Sign up to The Glue: the weekly money psychology and mindset newsletter<a href="https://thebrokegeneration.com/subscribe/?utm_source=podcast&amp;utm_medium=link&amp;utm_campaign=newsletter_subscribe_link_click&amp;utm_id=Podcast+Show+Notes"> www.thebrokegeneration.com/subscribe</a>, where you&rsquo;ll also get your free Financial Values workbook.

GOAL REVIEW: 25 goals for 25 

In this episode I'm joined by Tash Etschmann (@tashinvests) for a chat about all things POINTS! We unpack everything from Qantas versus Velocity for frequent flyer points, Everyday Rewards vs FlyBuys, and other programs that offer added benefits. 

Join me as an Everyday Extra gal here: https://rewards.app.link/wc7wWEYYoOb

ORDER THE WARDROBE PROJECT!
Australia/NZ: https://amzn.to/3Jatx9x 
UK: https://shorturl.at/fKH5O 
Non-Amazon UK Preorder: Bookshop.org 
US: https://shorturl.at/9KNyb 
Canada: https://shorturl.at/PgcJx 

ORDER MY FIRST BOOK, GOOD WITH MONEY
Australia/NZ: https://amzn.to/4aoSWbe
UK: https://shorturl.at/WQsjo
US: https://shorturl.at/zrmtg

Where to find me

Website: https://thebrokegeneration.com/
Instagram: https://instagram.com/the.brokegeneration
TikTok: https://www.tiktok.com/@the.brokegeneration  

Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe, where you’ll also get your free Financial Values workbook.

 

In this episode I'm joined by Tash Etschmann (@tashinvests) for a chat about all things POINTS! We unpack everything from Qantas versus Velocity for frequent flyer points, Everyday Rewards vs FlyBuys, and other programs that offer added benefits.&nbsp;
Join me as an Everyday Extra gal here: <a href="https://rewards.app.link/wc7wWEYYoOb">https://rewards.app.link/wc7wWEYYoOb</a>
ORDER THE WARDROBE PROJECT!
<ul>
<li>Australia/NZ:&nbsp;<a href="https://amzn.to/3Jatx9x">https://amzn.to/3Jatx9x</a>&nbsp;</li>
<li>UK:&nbsp;<a href="https://shorturl.at/fKH5O">https://shorturl.at/fKH5O</a>&nbsp;</li>
<li>Non-Amazon UK Preorder:&nbsp;<a href="https://uk.bookshop.org/p/books/put-together-emma-edwards/7870598?ean=9781394376810">Bookshop.org&nbsp;</a></li>
<li>US:&nbsp;<a href="https://shorturl.at/9KNyb">https://shorturl.at/9KNyb</a>&nbsp;</li>
<li>Canada:&nbsp;<a href="https://shorturl.at/PgcJx">https://shorturl.at/PgcJx</a><a href="https://shorturl.at/PgcJx%C2%A0">&nbsp;</a></li>
</ul>
ORDER MY FIRST BOOK, GOOD WITH MONEY
<ul>
<li>Australia/NZ: https://amzn.to/4aoSWbe</li>
<li>UK: https://shorturl.at/WQsjo</li>
<li>US: https://shorturl.at/zrmtg</li>
</ul>
Where to find me
Website: <a href="https://thebrokegeneration.com/subscribe/?utm_source=podcast&amp;utm_medium=link&amp;utm_campaign=newsletter_subscribe_link_click&amp;utm_id=Podcast+Show+Notes">https://thebrokegeneration.com/</a> Instagram: <a href="https://instagram.com/the.brokegeneration">https://instagram.com/the.brokegeneration</a> TikTok: <a href="https://www.tiktok.com/@the.brokegeneration">https://www.tiktok.com/@the.brokegeneration</a> &nbsp;
Sign up to The Glue: the weekly money psychology and mindset newsletter<a href="https://thebrokegeneration.com/subscribe/?utm_source=podcast&amp;utm_medium=link&amp;utm_campaign=newsletter_subscribe_link_click&amp;utm_id=Podcast+Show+Notes"> www.thebrokegeneration.com/subscribe</a>, where you&rsquo;ll also get your free Financial Values workbook.
&nbsp;

Can I buy a home if... my income is going to change soon? With Kobe Clarke-Jacobs

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