In this episode, we're diving into a fantastic listener suggestion from Bonnie, who wanted ideas for making money without starting a full-blown side hustle. Bonnie, a stay-at-home mum with some evening free time, inspired us to explore creative ways to earn extra cash.

We chat about various options like selling clothes, participating in specific surveys, and even casual marking for universities. The goal is to find strategies that easily fit into your current lifestyle. 

Join us as we share our experiences with micro-hustles, how they've supported us in the past, and why they can be a smart addition to your financial toolkit.

Thanks to our sponsors, Wallace Advocates, AJT Legal, Lending Solved.

And if you want to check out the amazing work of the makeup artist Emma saw, check out emturchmakeup.

Where to find Emma

Website: https://thebrokegeneration.com/
Instagram: https://instagram.com/the.brokegeneration
TikTok: https://www.tiktok.com/@the.brokegeneration

Order my book, Good with Money!

Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe, where you’ll also get your free Financial Values workbook.

Where to find Victoria

Instagram: https://www.instagram.com/bad.bitch.money/?hl=en

Newsletter: https://substack.com/@victoriashakeshaft

In this episode, we're diving into a fantastic listener suggestion from Bonnie, who wanted ideas for making money without starting a full-blown side hustle. Bonnie, a stay-at-home mum with some evening free time, inspired us to explore creative ways to earn extra cash.
We chat about various options like selling clothes, participating in specific surveys, and even casual marking for universities. The goal is to find strategies that easily fit into your current lifestyle. 
Join us as we share our experiences with micro-hustles, how they've supported us in the past, and why they can be a smart addition to your financial toolkit.
Thanks to our sponsors, <a href="https://emilywallace.com.au/">Wallace Advocates</a>, <a href="https://www.ajtlegal.com.au/">AJT Legal</a>, <a href="https://www.lendingsolved.com.au/">Lending Solved</a>.
And if you want to check out the amazing work of the makeup artist Emma saw, check out <a href="https://www.instagram.com/emturchmakeup/?hl=en#">emturchmakeup.</a>
Where to find Emma
Website: <a href="https://thebrokegeneration.com/subscribe/?utm_source=podcast&amp;utm_medium=link&amp;utm_campaign=newsletter_subscribe_link_click&amp;utm_id=Podcast+Show+Notes">https://thebrokegeneration.com/</a> Instagram: <a href="https://instagram.com/the.brokegeneration">https://instagram.com/the.brokegeneration</a> TikTok: <a href="https://www.tiktok.com/@the.brokegeneration">https://www.tiktok.com/@the.brokegeneration</a>  
<a href="https://www.booktopia.com.au/good-with-money-emma-edwards/book/9781761069741.html?irclickid=zopQlNUxJxyPRLx0C3XQa1a4UkFXPtypOwFfWc0&amp;utm_campaign=The%20Broke%20Generation&amp;utm_medium=affiliate&amp;utm_source=Impact&amp;bk_source=5023554&amp;bk_source_id=5023554&amp;irgwc=1">Order my book, Good with Money!</a>
Sign up to The Glue: the weekly money psychology and mindset newsletter<a href="https://thebrokegeneration.com/subscribe/?utm_source=podcast&amp;utm_medium=link&amp;utm_campaign=newsletter_subscribe_link_click&amp;utm_id=Podcast+Show+Notes"> www.thebrokegeneration.com/subscribe</a>, where you’ll also get your free Financial Values workbook.
Where to find Victoria
Instagram: <a href="https://www.instagram.com/bad.bitch.money/?hl=en">https://www.instagram.com/bad.bitch.money/?hl=en</a>
Newsletter: <a href="https://substack.com/@victoriashakeshaft?utm_source=podcast&amp;utm_medium=notes&amp;utm_campaign=tbg">https://substack.com/@victoriashakeshaft</a>

Feel good finance podcast, packed with frank and honest money conversations, and practical tips to help you be better with money.

The Broke Generation

How to make extra money without starting a side business: The Comments Section with E & V

In this ep I'm taking you through 6 juicy ways to hack your brain and find money solutions that work for YOU. We can know all the solutions and all the strategies, but if we're not actually DOING it, it's all for nothing. You know what I always say, getting to know yourself is an act of financial empowerment – and that's what we're doing today. Getting to know yourself and your brain so we can find techniques for managing your money that make sense to you and elicit that all important "click" moment. 

A quick PS: this episode was originally a free masterclass taught inside my Spend-tember challenge, but I know you're gonna love it as a podcast, too. 

Order my book, Good with Money!

Where to find The Broke Generation

Website: https://thebrokegeneration.com/
Instagram: https://instagram.com/the.brokegeneration
TikTok: https://www.tiktok.com/@the.brokegeneration

Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe, where you’ll also get your free Financial Values workbook.

In this ep I'm taking you through 6 juicy ways to hack your brain and find money solutions that work for YOU. We can know all the solutions and all the strategies, but if we're not actually DOING it, it's all for nothing. You know what I always say, getting to know yourself is an act of financial empowerment – and that's what we're doing today. Getting to know yourself and your brain so we can find techniques for managing your money that make sense to you and elicit that all important "click" moment. 
A quick PS: this episode was originally a free masterclass taught inside my Spend-tember challenge, but I know you're gonna love it as a podcast, too. 
<a href="https://www.booktopia.com.au/good-with-money-emma-edwards/book/9781761069741.html?irclickid=zopQlNUxJxyPRLx0C3XQa1a4UkFXPtypOwFfWc0&amp;utm_campaign=The%20Broke%20Generation&amp;utm_medium=affiliate&amp;utm_source=Impact&amp;bk_source=5023554&amp;bk_source_id=5023554&amp;irgwc=1">Order my book, Good with Money!</a>
Where to find The Broke Generation
Website:<a href="https://thebrokegeneration.com/subscribe/?utm_source=podcast&amp;utm_medium=link&amp;utm_campaign=newsletter_subscribe_link_click&amp;utm_id=Podcast+Show+Notes"> https://thebrokegeneration.com/ </a>Instagram:<a href="https://instagram.com/the.brokegeneration"> https://instagram.com/the.brokegeneration </a>TikTok:<a href="https://www.tiktok.com/@the.brokegeneration"> https://www.tiktok.com/@the.brokegeneration</a>  
Sign up to The Glue: the weekly money psychology and mindset newsletter<a href="https://thebrokegeneration.com/subscribe/?utm_source=podcast&amp;utm_medium=link&amp;utm_campaign=newsletter_subscribe_link_click&amp;utm_id=Podcast+Show+Notes"> www.thebrokegeneration.com/subscribe</a>, where you’ll also get your free Financial Values workbook.

6 ways to hack your brain and manage money better

In this episode, I’m joined by Kate Browne, head of research and insights at Compare Club, to explore the real impact of buy now, pay later services on our everyday financial habits. What started as a tool for spreading the cost of larger purchases has crept into everyday essentials like groceries and fuel. But how is this changing the way we think about spending and budgeting?

Kate and I dive into the hidden consequences of relying on these services, from juggling multiple payments to losing sight of the true cost of things. It’s not just those facing financial difficulties - many people with higher incomes are now turning to buy now, pay later instead of traditional credit options. Why is that? And what does it say about our changing relationship with money?

We also look at the potential long-term impacts, especially on younger generations, and how these services might be reshaping financial behaviour for years to come.

Today we cover:
How buy now, pay later services are becoming part of everyday life.
The effect on spending habits across all income levels.
What we should be aware of as these services grow in popularity.

“Some people said they were using it daily. And this is really showing that buy now, pay later isn't sort of a nice-to-have tool, but it's really ingrained as a financial tool for people to get from paycheck to paycheck."
Kate [03:56]

“It's very, very easy to lose control and even in people who are generally good with money, once you kind of lose control, it's really hard to get it back or it's even easier to put your head in the sand."
Kate [08:03]

“The relationship we have with our phones, we're on them all the time. So paying with them doesn't feel like anything out of the ordinary."
Emma [23:14]

Where to find Kate

Website: https://compareclub.com.au/expert-analysis/author/kate-browne/

Where to find The Broke Generation

Website: https://thebrokegeneration.com/
Instagram: https://instagram.com/the.brokegeneration
TikTok: https://www.tiktok.com/@the.brokegeneration

Order my book, Good with Money!

Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe, where you’ll also get your free Financial Values workbook.

In this episode, I’m joined by Kate Browne, head of research and insights at Compare Club, to explore the real impact of buy now, pay later services on our everyday financial habits. What started as a tool for spreading the cost of larger purchases has crept into everyday essentials like groceries and fuel. But how is this changing the way we think about spending and budgeting?
Kate and I dive into the hidden consequences of relying on these services, from juggling multiple payments to losing sight of the true cost of things. It’s not just those facing financial difficulties - many people with higher incomes are now turning to buy now, pay later instead of traditional credit options. Why is that? And what does it say about our changing relationship with money?
We also look at the potential long-term impacts, especially on younger generations, and how these services might be reshaping financial behaviour for years to come.
Today we cover:
<ul>
<li aria-level="1">How buy now, pay later services are becoming part of everyday life.</li>
<li aria-level="1">The effect on spending habits across all income levels.</li>
<li aria-level="1">What we should be aware of as these services grow in popularity.</li>
</ul>
“Some people said they were using it daily. And this is really showing that buy now, pay later isn't sort of a nice-to-have tool, but it's really ingrained as a financial tool for people to get from paycheck to paycheck." Kate [03:56]
“It's very, very easy to lose control and even in people who are generally good with money, once you kind of lose control, it's really hard to get it back or it's even easier to put your head in the sand." Kate [08:03]
“The relationship we have with our phones, we're on them all the time. So paying with them doesn't feel like anything out of the ordinary." Emma [23:14]
Where to find Kate
Website: <a href="https://compareclub.com.au/expert-analysis/author/kate-browne/">https://compareclub.com.au/expert-analysis/author/kate-browne/</a>
Where to find The Broke Generation
Website:<a href="https://thebrokegeneration.com/subscribe/?utm_source=podcast&amp;utm_medium=link&amp;utm_campaign=newsletter_subscribe_link_click&amp;utm_id=Podcast+Show+Notes"> https://thebrokegeneration.com/ </a>Instagram:<a href="https://instagram.com/the.brokegeneration"> https://instagram.com/the.brokegeneration </a>TikTok:<a href="https://www.tiktok.com/@the.brokegeneration"> https://www.tiktok.com/@the.brokegeneration</a>  
<a href="https://www.booktopia.com.au/good-with-money-emma-edwards/book/9781761069741.html?irclickid=zopQlNUxJxyPRLx0C3XQa1a4UkFXPtypOwFfWc0&amp;utm_campaign=The%20Broke%20Generation&amp;utm_medium=affiliate&amp;utm_source=Impact&amp;bk_source=5023554&amp;bk_source_id=5023554&amp;irgwc=1">Order my book, Good with Money!</a>
Sign up to The Glue: the weekly money psychology and mindset newsletter<a href="https://thebrokegeneration.com/subscribe/?utm_source=podcast&amp;utm_medium=link&amp;utm_campaign=newsletter_subscribe_link_click&amp;utm_id=Podcast+Show+Notes"> www.thebrokegeneration.com/subscribe</a>, where you’ll also get your free Financial Values workbook.

The concerning rise of Buy Now Pay Later, with Kate Browne

In this bonus episode I take you through five key things you can gain from unpacking your relationship with clothing spending, and tell you about the next round of The Wardrobe Project that's kicking off on October 28th.

Highlights:
The joy we think we feel from buying clothes isn't REAL joy!
The mental lightness that comes from shutting out the noise of consumption
How you can free up money for things you actually want
Why you won't be thinking about that blazer on your deathbed
Why our bodies are on trial every time we purchase clothes

JOIN THE WARDROBE PROJECT HERE: https://mailchi.mp/1913ab5d92b6/the-wardrobe-project

In this bonus episode I take you through five key things you can gain from unpacking your relationship with clothing spending, and tell you about the next round of The Wardrobe Project that's kicking off on October 28th.
Highlights:
<ul>
<li>The joy we think we feel from buying clothes isn't REAL joy!</li>
<li>The mental lightness that comes from shutting out the noise of consumption</li>
<li>How you can free up money for things you actually want</li>
<li>Why you won't be thinking about that blazer on your deathbed</li>
<li>Why our bodies are on trial every time we purchase clothes</li>
</ul>
JOIN THE WARDROBE PROJECT HERE: https://mailchi.mp/1913ab5d92b6/the-wardrobe-project

How to make extra money without starting a side business: The Comments Section with E & V

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The Broke Generation

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