We all love a good actionable list, and this week I'm taking you through ten wallet-friendly ways to level up your life without burning a hole in your budget. From sprucing up your morning routine to splurging on fancy hand soaps, I explore practical strategies for enhancing your lifestyle without breaking the bank. With the current cost of living, it's never been more important to prioritise upgrades that improve your life long-term (that includes improving your happiness!).

Have a listen, and let me know on socials what small thing you fit into your budget that leaves you feeling like the baddie that you are!

Episode highlights:
Practical strategies for upgrading life affordably.
The importance of carving out time for personal choice and enjoyment.
How to enhance your daily routine, and indulgences without overspending.

“When is a spend lifestyle creep that is going to be damaging and when is a spend actually a perfectly reasonable expression of lifestyle elevation?"
Emma [05:19]

“When we're actually looking at taking care of ourselves, looking after ourselves and prioritising ourselves, we have to consider the financial component."
Emma [04:31]

“Sometimes having something in stock and available to you is actually a really good way to stop yourself from like having that scarcity..."
Emma [21:20]

Where to find The Broke Generation

Website: https://thebrokegeneration.com/?v=518f4a738816

Instagram: https://instagram.com/the.brokegeneration

TikTok: @the.brokegeneration 

Order my book, Good with Money!

Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe, where you’ll also get your free Financial Values workbook.

We all love a good actionable list, and this week I'm taking you through ten wallet-friendly ways to level up your life without burning a hole in your budget. From sprucing up your morning routine to splurging on fancy hand soaps, I explore practical strategies for enhancing your lifestyle without breaking the bank. With the current cost of living, it's never been more important to prioritise upgrades that improve your life long-term (that includes improving your happiness!).
Have a listen, and let me know on socials what small thing you fit into your budget that leaves you feeling like the baddie that you are!
Episode highlights:
<ul>
<li aria-level="1">Practical strategies for upgrading life affordably.</li>
<li aria-level="1">The importance of carving out time for personal choice and enjoyment.</li>
<li aria-level="1">How to enhance your daily routine, and indulgences without overspending.</li>
</ul>
“When is a spend lifestyle creep that is going to be damaging and when is a spend actually a perfectly reasonable expression of lifestyle elevation?" Emma [05:19]
“When we're actually looking at taking care of ourselves, looking after ourselves and prioritising ourselves, we have to consider the financial component." Emma [04:31]
“Sometimes having something in stock and available to you is actually a really good way to stop yourself from like having that scarcity..." Emma [21:20]
Where to find The Broke Generation
Website: <a href="https://thebrokegeneration.com/?v=518f4a738816">https://thebrokegeneration.com/?v=518f4a738816</a>
Instagram: <a href="https://instagram.com/the.brokegeneration">https://instagram.com/the.brokegeneration</a>
TikTok: @the.brokegeneration 
<a href="https://www.booktopia.com.au/good-with-money-emma-edwards/book/9781761069741.html?irclickid=zopQlNUxJxyPRLx0C3XQa1a4UkFXPtypOwFfWc0&amp;utm_campaign=The%20Broke%20Generation&amp;utm_medium=affiliate&amp;utm_source=Impact&amp;bk_source=5023554&amp;bk_source_id=5023554&amp;irgwc=1">Order my book, Good with Money!</a>
Sign up to The Glue: the weekly money psychology and mindset newsletter<a href="http://www.thebrokegeneration.com/subscribe"> www.thebrokegeneration.com/subscribe</a>, where you’ll also get your free Financial Values workbook.

Feel good finance podcast, packed with frank and honest money conversations, and practical tips to help you be better with money.

The Broke Generation

10 affordable ways to upgrade your life and feel like a baddie

Feeling stuck in your financial journey without a clue on how to move forward? Don't worry, you're in good hands! Today, I'm dishing out 7 essential principles to jumpstart your path to better finances this year. Whether it's reclaiming time for your passions or ditching the anxiety over looming bills, these steps may seem small but they pack a punch. Embracing progress, no matter how modest, paves the way for greater achievements down the line.

Have a listen and check out another episode which you may find helpful, Is it time to raise your money standards? You can also check out a heap of resources I’ve put together here.

Episode highlights:
Establish some form of financial structure for effective money management, whether it's through detailed budgeting or broader categorisation.
Allow yourself the flexibility to spend on certain indulgences within your budget, this can help maintain motivation and prevent feelings of restriction
Visualise your long-term goals and the person you want to become can make short-term sacrifices less daunting.

“[Have] some money set aside that you do not touch. Whether that is $100, whether it is $1,000, whether it is $10,000, a really good way to up your money standards and increase your commitment to what you're trying to do is getting used to having money in your possession that you do not touch."
Emma [19:54]

“Building in a break with your financial behaviour and financial goals before you feel like you need it can actually renew your motivation."
Emma [35:14]

“You need breaks from being perfect with money."
Emma [34:31]

Where to find The Broke Generation

Website: https://thebrokegeneration.com/?v=518f4a738816

Instagram: https://instagram.com/the.brokegeneration

TikTok: @the.brokegeneration 



Order my book, Good with Money!



Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe, where you’ll also get your free Financial Values workbook.

Feeling stuck in your financial journey without a clue on how to move forward? Don't worry, you're in good hands! Today, I'm dishing out 7 essential principles to jumpstart your path to better finances this year. Whether it's reclaiming time for your passions or ditching the anxiety over looming bills, these steps may seem small but they pack a punch. Embracing progress, no matter how modest, paves the way for greater achievements down the line.
Have a listen and check out another episode which you may find helpful, <a href="https://thebrokegeneration.com/blog/episodes/is-it-time-to-raise-your-money-standards/?portfolioCats=362">Is it time to raise your money standards?</a> You can also check out a heap of <a href="https://thebrokegeneration.com/shop/">resources I’ve put together here</a>.
Episode highlights:
<ul>
<li aria-level="1">Establish some form of financial structure for effective money management, whether it's through detailed budgeting or broader categorisation.</li>
<li aria-level="1">Allow yourself the flexibility to spend on certain indulgences within your budget, this can help maintain motivation and prevent feelings of restriction</li>
<li aria-level="1">Visualise your long-term goals and the person you want to become can make short-term sacrifices less daunting.</li>
</ul>
“[Have] some money set aside that you do not touch. Whether that is $100, whether it is $1,000, whether it is $10,000, a really good way to up your money standards and increase your commitment to what you're trying to do is getting used to having money in your possession that you do not touch." Emma [19:54]
“Building in a break with your financial behaviour and financial goals before you feel like you need it can actually renew your motivation." Emma [35:14]
“You need breaks from being perfect with money." Emma [34:31]
Where to find The Broke Generation
Website: <a href="https://thebrokegeneration.com/?v=518f4a738816">https://thebrokegeneration.com/?v=518f4a738816</a>
Instagram: <a href="https://instagram.com/the.brokegeneration">https://instagram.com/the.brokegeneration</a>
TikTok: @the.brokegeneration 
 
<a href="https://www.booktopia.com.au/good-with-money-emma-edwards/book/9781761069741.html?irclickid=zopQlNUxJxyPRLx0C3XQa1a4UkFXPtypOwFfWc0&amp;utm_campaign=The%20Broke%20Generation&amp;utm_medium=affiliate&amp;utm_source=Impact&amp;bk_source=5023554&amp;bk_source_id=5023554&amp;irgwc=1">Order my book, Good with Money!</a>
 
Sign up to The Glue: the weekly money psychology and mindset newsletter<a href="http://www.thebrokegeneration.com/subscribe"> www.thebrokegeneration.com/subscribe</a>, where you’ll also get your free Financial Values workbook.

7 things you need to make progress with money in 2024

Grab an $18 green smoothie, lounge on your million-dollar sun lounge, and get comfortable as we dip our toes into the delicate balance between budget and boujie. We explore the nuances of spending habits, including the Price Per Wear/Use method and how it doesn’t apply to every purchases.

Have you experienced the social stigma associated with using vouchers or coupons, and the pressure to maintain appearances? We’re sharing personal experiences and struggles with confronting financial judgments from others. 

There's no one-size-fits-all approach to managing money. What’s important is understanding your personal values and finding a balance that aligns with your individual lifestyles - financial growth and self-awareness are ongoing processes! Let us know on socials how you balance out your boujie-ness!

Lots of love, 

Emma - in Chaos - Edwards, and Victoria ‘Fairy Bread’ Shakeshaft

Where to find Emma

Website: https://thebrokegeneration.com/?v=518f4a738816

Instagram: https://instagram.com/the.brokegeneration

TikTok: @the.brokegeneration 

Order my book, Good with Money!

Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe, where you’ll also get your free Financial Values workbook.

Where to find Victoria

Instagram: https://www.instagram.com/bad.bitch.money/?hl=en

Newsletter: https://substack.com/@victoriashakeshaft

Grab an $18 green smoothie, lounge on your million-dollar sun lounge, and get comfortable as we dip our toes into the delicate balance between budget and boujie. We explore the nuances of spending habits, including the Price Per Wear/Use method and how it doesn’t apply to every purchases.
Have you experienced the social stigma associated with using vouchers or coupons, and the pressure to maintain appearances? We’re sharing personal experiences and struggles with confronting financial judgments from others. 
There's no one-size-fits-all approach to managing money. What’s important is understanding your personal values and finding a balance that aligns with your individual lifestyles - financial growth and self-awareness are ongoing processes! Let us know on socials how you balance out your boujie-ness!
Lots of love, 
Emma - in Chaos - Edwards, and Victoria ‘Fairy Bread’ Shakeshaft
Where to find Emma
Website: <a href="https://thebrokegeneration.com/?v=518f4a738816">https://thebrokegeneration.com/?v=518f4a738816</a>
Instagram: <a href="https://instagram.com/the.brokegeneration">https://instagram.com/the.brokegeneration</a>
TikTok: @the.brokegeneration 
<a href="https://www.booktopia.com.au/good-with-money-emma-edwards/book/9781761069741.html?irclickid=zopQlNUxJxyPRLx0C3XQa1a4UkFXPtypOwFfWc0&amp;utm_campaign=The%20Broke%20Generation&amp;utm_medium=affiliate&amp;utm_source=Impact&amp;bk_source=5023554&amp;bk_source_id=5023554&amp;irgwc=1">Order my book, Good with Money!</a>
Sign up to The Glue: the weekly money psychology and mindset newsletter<a href="http://www.thebrokegeneration.com/subscribe"> www.thebrokegeneration.com/subscribe</a>, where you’ll also get your free Financial Values workbook.
Where to find Victoria
Instagram: <a href="https://www.instagram.com/bad.bitch.money/?hl=en">https://www.instagram.com/bad.bitch.money/?hl=en</a>
Newsletter: <a href="https://substack.com/@victoriashakeshaft?utm_source=podcast&amp;utm_medium=notes&amp;utm_campaign=tbg">https://substack.com/@victoriashakeshaft</a>

Balancing budget and boujie: The Comments Section with Emma + Victoria

What’s the connection between personal branding and financial management? Drawing from my own evolving personal brand, I highlight the power of aligning your money habits with your personal values. Personal branding is a holistic representation of who you are and what you stand for, extending beyond just your career and the number on your payslip.

From transforming money habits to expanding the financial window, I’m giving you some actionable strategies to take control of your financial narrative. Like with any goal, sometimes there are sacrifices you have to make, and I’m taking you through the importance of strategic sacrifice in achieving financial goals, and how you can make intentional trade-offs that resonate with your personal brand.

Have a listen and check out my Piping Hot Goal Setting Power Pack to help you along on what I’m dubbing ‘Project You’, or you can order my book, Good with Money!

Also mentioned: Lifestyle creep vs lifestyle elevation episode: https://open.spotify.com/episode/1KWXW0JzfPJJxxLc1qTxO8?si=pJ2zhpU7RuSl1Kmf9dJAeA

Episode highlights:
Personal branding embodies your values, beliefs, and aspirations, shaping every financial decision.
My personal evolution from chaotic spender to intentional money manager.
Broadening your financial perspective to unlock new possibilities and opportunities for financial growth.

“Getting to know yourself is an act of financial empowerment."
Emma [04:32]

“The degree to which you engage with your personal brand is really just the degree to which you’re taking control of what the outcome is going to be."
Emma [20:40]

“Sacrifice is often the forgotten tool of our finances, and I think that when we are more considered and we do entertain how we can use sacrifice to accelerate where we’re going with our finances and do that in a way that is aligned with our personal money brand, we can grow."
Emma [26:16]



Where to find The Broke Generation

Website: https://thebrokegeneration.com/?v=518f4a738816

Instagram: https://instagram.com/the.brokegeneration

TikTok: @the.brokegeneration Sign up to The Glue: the weekly money psychology and mindset newsletter www.thebrokegeneration.com/subscribe, where you’ll also get your free Financial Values workbook.

What’s the connection between personal branding and financial management? Drawing from my own evolving personal brand, I highlight the power of aligning your money habits with your personal values. Personal branding is a holistic representation of who you are and what you stand for, extending beyond just your career and the number on your payslip.
From transforming money habits to expanding the financial window, I’m giving you some actionable strategies to take control of your financial narrative. Like with any goal, sometimes there are sacrifices you have to make, and I’m taking you through the importance of strategic sacrifice in achieving financial goals, and how you can make intentional trade-offs that resonate with your personal brand.
Have a listen and check out my <a href="https://thebrokegeneration.com/product/piping-hot-goals/">Piping Hot Goal Setting Power Pack</a> to help you along on what I’m dubbing ‘Project You’, or you can <a href="https://www.booktopia.com.au/good-with-money-emma-edwards/book/9781761069741.html?irclickid=zopQlNUxJxyPRLx0C3XQa1a4UkFXPtypOwFfWc0&amp;utm_campaign=The%20Broke%20Generation&amp;utm_medium=affiliate&amp;utm_source=Impact&amp;bk_source=5023554&amp;bk_source_id=5023554&amp;irgwc=1">order my book, Good with Money!</a>
Also mentioned: Lifestyle creep vs lifestyle elevation episode: https://open.spotify.com/episode/1KWXW0JzfPJJxxLc1qTxO8?si=pJ2zhpU7RuSl1Kmf9dJAeA
Episode highlights:
<ul>
<li aria-level="1">Personal branding embodies your values, beliefs, and aspirations, shaping every financial decision.</li>
<li aria-level="1">My personal evolution from chaotic spender to intentional money manager.</li>
<li aria-level="1">Broadening your financial perspective to unlock new possibilities and opportunities for financial growth.</li>
</ul>
“Getting to know yourself is an act of financial empowerment." Emma [04:32]
“The degree to which you engage with your personal brand is really just the degree to which you’re taking control of what the outcome is going to be." Emma [20:40]
“Sacrifice is often the forgotten tool of our finances, and I think that when we are more considered and we do entertain how we can use sacrifice to accelerate where we’re going with our finances and do that in a way that is aligned with our personal money brand, we can grow." Emma [26:16]
 
Where to find The Broke Generation
Website: <a href="https://thebrokegeneration.com/?v=518f4a738816">https://thebrokegeneration.com/?v=518f4a738816</a>
Instagram: <a href="https://instagram.com/the.brokegeneration">https://instagram.com/the.brokegeneration</a>
TikTok: @the.brokegeneration Sign up to The Glue: the weekly money psychology and mindset newsletter<a href="http://www.thebrokegeneration.com/subscribe"> www.thebrokegeneration.com/subscribe</a>, where you’ll also get your free Financial Values workbook.

10 affordable ways to upgrade your life and feel like a baddie

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