In this episode of The Ascent with Crestmont Private Wealth, Alec Walker (EVP of Financial Planning) covers everything parents and grandparents need to know about saving for children — including the newly formalized Trump Accounts — plus a Q2 market recap and what to watch in the second half of 2025.

Topics covered:

What are Trump Accounts? Key rules, contribution limits, and the $1,000 government contribution for eligible children born 2025–2028

How Trump Accounts compare to 529s, UTMAs, Roth IRAs, and Schwab Teen Accounts

Multi-generational gifting strategies for grandparents

Q2 market recap: S&P 500 all-time high, SpaceX IPO, oil & Iran conflict

What to watch in H2: inflation, Fed rates, AI spending, and broadening market breadth

 

0:00 – Intro & summer update

0:45 – 529 annual review preview & episode overview

2:10 – What are Trump Accounts? Rules & eligibility

4:00 – $1,000 & $250 government contributions (Michael Dell match)

5:20 – How to open a Trump Account (trumpaccounts.gov)

6:10 – Comparing accounts: 529, UTMA, Roth IRA, Schwab Teen Accounts

8:30 – How Crestmont views Trump Accounts (luxury vs. priority)

10:15 – Best use case: grandparent gifting & multi-generational planning

12:30 – Q2 market recap: S&P 500, oil peak, all-time high

14:20 – SpaceX IPO update

15:10 – H2 outlook: inflation, Fed rates, AI capex, market breadth

17:30 – Closing & contact info

Questions? Reach out at info@crestmontpw.com

Original Air Date: July 18, 2026 at 8:30am as heard on Boerne Radio 103.9FM

Contact:  www.crestmontpw.com 

Alec Walker in Houston:  831-280-5288 

Sam McGee in Boerne: 830-368-2898

In this episode of The Ascent with Crestmont Private Wealth, Alec Walker (EVP of Financial Planning) covers everything parents and grandparents need to know about saving for children &mdash; including the newly formalized Trump Accounts &mdash; plus a Q2 market recap and what to watch in the second half of 2025.
Topics covered:
What are Trump Accounts? Key rules, contribution limits, and the $1,000 government contribution for eligible children born 2025&ndash;2028
How Trump Accounts compare to 529s, UTMAs, Roth IRAs, and Schwab Teen Accounts
Multi-generational gifting strategies for grandparents
Q2 market recap: S&amp;P 500 all-time high, SpaceX IPO, oil &amp; Iran conflict
What to watch in H2: inflation, Fed rates, AI spending, and broadening market breadth
&nbsp;
0:00 &ndash; Intro &amp; summer update
0:45 &ndash; 529 annual review preview &amp; episode overview
2:10 &ndash; What are Trump Accounts? Rules &amp; eligibility
4:00 &ndash; $1,000 &amp; $250 government contributions (Michael Dell match)
5:20 &ndash; How to open a Trump Account (trumpaccounts.gov)
6:10 &ndash; Comparing accounts: 529, UTMA, Roth IRA, Schwab Teen Accounts
8:30 &ndash; How Crestmont views Trump Accounts (luxury vs. priority)
10:15 &ndash; Best use case: grandparent gifting &amp; multi-generational planning
12:30 &ndash; Q2 market recap: S&amp;P 500, oil peak, all-time high
14:20 &ndash; SpaceX IPO update
15:10 &ndash; H2 outlook: inflation, Fed rates, AI capex, market breadth
17:30 &ndash; Closing &amp; contact info
Questions? Reach out at <a href="mailto:info@crestmontpw.com">info@crestmontpw.com</a>
Original Air Date: July 18, 2026 at 8:30am as heard on Boerne Radio 103.9FM
Contact:&nbsp; <a href="https://www.crestmontpw.com">www.crestmontpw.com</a>&nbsp;
Alec Walker in Houston:&nbsp; 831-280-5288&nbsp;
Sam McGee in Boerne: 830-368-2898

Host:  Sam McGee, MBA, CFA

Founder/Owner of Crestmont Private Wealth.
604 S. Main St. Boerne TX 78006
(830) 368-2898
www.crestmontpw.com

Host:  Sam McGee, MBA, CFA
Founder/Owner of Crestmont Private Wealth.
<ul>
<li><a href="https://www.google.com/maps?q=604%20S.%20Main%20St.,%20Boerne,%20TX,%2078006">604 S. Main St. Boerne TX 78006</a></li>
<li><a href="tel:8303682898">(830) 368-2898</a></li>
<li><a href="http://crestmontpw.com/">www.crestmontpw.com</a></li>
</ul>

The Ascent With Crestmont Private Wealth

The Ascent with Crestmont Private Wealth 

Host: Sam McGee

Houston Office: I Riverway, Suite 470 Houston, Texas 77056

(832) 280-5288

Boerne Office: 604 South Main Boerne, Texas 78006

Office (830) 368-2898

About Sam McGee

CHIEF EXECUTIVE OFFICER & CHIEF INVESTMENT OFFICER

Sam McGee is the founder and owner of Crestmont Private Wealth. As CEO, he believes that to lead well you must have a servant heart. His day-to-day role with Crestmont is to lead and learn from a group of talented professionals who have high character qualities and initiative. His vision is to steer a mission led company that changes lives through financial stewardship, engagement with clients, and fiduciary style education.

Sam has 26 years in the financial industry and is a Chartered Financial Analyst. The CFA Program is a rigorous three-part exam that tests the fundamentals of investment tools, valuing assets, portfolio management, wealth planning, with an emphasis on ethics and quantitative analysis.

Sam is passionate about volunteering his time to the community. He founded the Texas Hill Country Mustang Club (501c7), is a board member for Hill Country Family Services, was appointed by the Texas Governor to the Texas Board of Professional Geoscientists, is a volunteer firefighter with the Boerne Fire Department, a trained SkyWarn Weather Spotter, and a Boerne Little League head coach, and involved with many charitable causes.

When asked what is most important to him, he said “Faith, Family, Community, & Friendships”

The Ascent with Crestmont Private Wealth 
Host: Sam McGee
Houston Office: I Riverway, Suite 470 Houston, Texas 77056
(832) 280-5288
Boerne Office: 604 South Main Boerne, Texas 78006
Office (830) 368-2898
About Sam McGee
CHIEF EXECUTIVE OFFICER &amp; CHIEF INVESTMENT OFFICER
Sam McGee is the founder and owner of Crestmont Private Wealth. As CEO, he believes that to lead well you must have a servant heart. His day-to-day role with Crestmont is to lead and learn from a group of talented professionals who have high character qualities and initiative. His vision is to steer a mission led company that changes lives through financial stewardship, engagement with clients, and fiduciary style education.
Sam has 26 years in the financial industry and is a Chartered Financial Analyst. The CFA Program is a rigorous three-part exam that tests the fundamentals of investment tools, valuing assets, portfolio management, wealth planning, with an emphasis on ethics and quantitative analysis.
Sam is passionate about volunteering his time to the community. He founded the Texas Hill Country Mustang Club (501c7), is a board member for Hill Country Family Services, was appointed by the Texas Governor to the Texas Board of Professional Geoscientists, is a volunteer firefighter with the Boerne Fire Department, a trained SkyWarn Weather Spotter, and a Boerne Little League head coach, and involved with many charitable causes.
When asked what is most important to him, he said “Faith, Family, Community, &amp; Friendships”