In this episode of The Ascent, Sam McGee, CEO of Crestmont Private Wealth, discusses current economic events, market performance, and the importance of income planning and asset location for retirees. Sam explains how the stock market is forward-looking, reviews recent trends in interest rates, inflation, and unemployment, and provides practical advice on asset allocation and diversification. He uses relatable analogies to help viewers understand how to manage their portfolios for retirement income, emphasizing the value of flexibility and working with an advisor.

00:00 – Introduction: About Crestmont Private Wealth
00:15 – Overview: Current events, markets, and income planning
00:36 – Market Recap: Tariffs, recovery, and growth
01:01 – Why is the market up despite mixed news?
01:44 – AI boom and market valuations
02:51 – Market performance: S&P 500, Russell 2000, bonds
03:22 – Investing in uncertainty
03:23 – The Fed’s role: Interest rates and inflation
04:31 – Why is the Fed lowering rates?
04:55 – Inflation and unemployment trends
05:15 – What does this mean for consumers?
05:33 – Impact on savings and bank rates
06:08 – Retirees: Market performance and living off your portfolio
06:29 – Asset location vs. asset allocation
06:53 – Diversification and asset classes
07:20 – Why asset location matters for retirees
08:15 – Example: Withdrawing income during market volatility
09:07 – The importance of flexibility and working with an advisor
09:45 – Income planning basics for retirees
10:25 – Diversification analogy: Ice cream and umbrellas in Florida
11:00 – Portfolio construction for all market conditions
11:36 – Closing: How to contact Crestmont Private Wealth
14:06 – Outro: Thanks and farewell

Original Air Date: November 1, 2025 at 8:30am as heard on Boerne Radio 103.9FM

Contact:  www.crestmontpw.com 

Alec Walker in Houston:  831-280-5288 

Sam McGee in Boerne: 830-368-2898

 

In this episode of The Ascent, Sam McGee, CEO of Crestmont Private Wealth, discusses current economic events, market performance, and the importance of income planning and asset location for retirees. Sam explains how the stock market is forward-looking, reviews recent trends in interest rates, inflation, and unemployment, and provides practical advice on asset allocation and diversification. He uses relatable analogies to help viewers understand how to manage their portfolios for retirement income, emphasizing the value of flexibility and working with an advisor.
00:00 &ndash; Introduction: About Crestmont Private Wealth 00:15 &ndash; Overview: Current events, markets, and income planning 00:36 &ndash; Market Recap: Tariffs, recovery, and growth 01:01 &ndash; Why is the market up despite mixed news? 01:44 &ndash; AI boom and market valuations 02:51 &ndash; Market performance: S&amp;P 500, Russell 2000, bonds 03:22 &ndash; Investing in uncertainty 03:23 &ndash; The Fed&rsquo;s role: Interest rates and inflation 04:31 &ndash; Why is the Fed lowering rates? 04:55 &ndash; Inflation and unemployment trends 05:15 &ndash; What does this mean for consumers? 05:33 &ndash; Impact on savings and bank rates 06:08 &ndash; Retirees: Market performance and living off your portfolio 06:29 &ndash; Asset location vs. asset allocation 06:53 &ndash; Diversification and asset classes 07:20 &ndash; Why asset location matters for retirees 08:15 &ndash; Example: Withdrawing income during market volatility 09:07 &ndash; The importance of flexibility and working with an advisor 09:45 &ndash; Income planning basics for retirees 10:25 &ndash; Diversification analogy: Ice cream and umbrellas in Florida 11:00 &ndash; Portfolio construction for all market conditions 11:36 &ndash; Closing: How to contact Crestmont Private Wealth 14:06 &ndash; Outro: Thanks and farewell
Original Air Date: November 1, 2025 at 8:30am as heard on Boerne Radio 103.9FM
Contact:&nbsp; <a href="https://www.crestmontpw.com">www.crestmontpw.com</a>&nbsp;
Alec Walker in Houston:&nbsp; 831-280-5288&nbsp;
Sam McGee in Boerne: 830-368-2898
&nbsp;

Host:  Sam McGee, MBA, CFA

Founder/Owner of Crestmont Private Wealth.
604 S. Main St. Boerne TX 78006
(830) 368-2898
www.crestmontpw.com

Host:  Sam McGee, MBA, CFA
Founder/Owner of Crestmont Private Wealth.
<ul>
<li><a href="https://www.google.com/maps?q=604%20S.%20Main%20St.,%20Boerne,%20TX,%2078006">604 S. Main St. Boerne TX 78006</a></li>
<li><a href="tel:8303682898">(830) 368-2898</a></li>
<li><a href="http://crestmontpw.com/">www.crestmontpw.com</a></li>
</ul>

The Ascent With Crestmont Private Wealth

The Ascent with Crestmont Private Wealth 

Host: Sam McGee

Houston Office: I Riverway, Suite 470 Houston, Texas 77056

(832) 280-5288

Boerne Office: 604 South Main Boerne, Texas 78006

Office (830) 368-2898

About Sam McGee

CHIEF EXECUTIVE OFFICER & CHIEF INVESTMENT OFFICER

Sam McGee is the founder and owner of Crestmont Private Wealth. As CEO, he believes that to lead well you must have a servant heart. His day-to-day role with Crestmont is to lead and learn from a group of talented professionals who have high character qualities and initiative. His vision is to steer a mission led company that changes lives through financial stewardship, engagement with clients, and fiduciary style education.

Sam has 26 years in the financial industry and is a Chartered Financial Analyst. The CFA Program is a rigorous three-part exam that tests the fundamentals of investment tools, valuing assets, portfolio management, wealth planning, with an emphasis on ethics and quantitative analysis.

Sam is passionate about volunteering his time to the community. He founded the Texas Hill Country Mustang Club (501c7), is a board member for Hill Country Family Services, was appointed by the Texas Governor to the Texas Board of Professional Geoscientists, is a volunteer firefighter with the Boerne Fire Department, a trained SkyWarn Weather Spotter, and a Boerne Little League head coach, and involved with many charitable causes.

When asked what is most important to him, he said “Faith, Family, Community, & Friendships”

The Ascent with Crestmont Private Wealth 
Host: Sam McGee
Houston Office: I Riverway, Suite 470 Houston, Texas 77056
(832) 280-5288
Boerne Office: 604 South Main Boerne, Texas 78006
Office (830) 368-2898
About Sam McGee
CHIEF EXECUTIVE OFFICER &amp; CHIEF INVESTMENT OFFICER
Sam McGee is the founder and owner of Crestmont Private Wealth. As CEO, he believes that to lead well you must have a servant heart. His day-to-day role with Crestmont is to lead and learn from a group of talented professionals who have high character qualities and initiative. His vision is to steer a mission led company that changes lives through financial stewardship, engagement with clients, and fiduciary style education.
Sam has 26 years in the financial industry and is a Chartered Financial Analyst. The CFA Program is a rigorous three-part exam that tests the fundamentals of investment tools, valuing assets, portfolio management, wealth planning, with an emphasis on ethics and quantitative analysis.
Sam is passionate about volunteering his time to the community. He founded the Texas Hill Country Mustang Club (501c7), is a board member for Hill Country Family Services, was appointed by the Texas Governor to the Texas Board of Professional Geoscientists, is a volunteer firefighter with the Boerne Fire Department, a trained SkyWarn Weather Spotter, and a Boerne Little League head coach, and involved with many charitable causes.
When asked what is most important to him, he said “Faith, Family, Community, &amp; Friendships”

Advertisement