In this episode of The Ascent, Alec Walker from Crestmont Private Wealth discusses essential financial conversations every couple should have—whether you’re newlyweds or have been married for decades. Alec covers topics like understanding financial personalities, addressing money fears, combining finances, budgeting strategies, setting shared goals, and managing credit and debt. With personal anecdotes and practical advice, this episode is a must-watch for couples looking to strengthen their financial partnership.

00:00 – Introduction: Why couples need to talk about money

00:23 – Article insights: Financial topics for couples

00:44 – Money as a relationship challenge

01:08 – Personal experience: Spender vs. saver dynamics

02:07 – Financial personalities and relationship health

02:47 – Money fears and concerns: Laying cards on the table

03:29 – Childhood influences on financial habits

04:16 – Different family “playbooks” and holiday spending

05:15 – Combining finances: Joint, separate, or hybrid accounts

06:05 – Budgeting strategies: Essentials vs. lifestyle expenses

07:03 – Emergency savings and retirement budgeting

09:03 – Setting and tracking shared financial goals

10:24 – Evolving goals: Gifting, charity, and legacy

10:42 – The importance of credit scores and transparency

11:20 – Debt management strategies

12:00 – Final thoughts: Planning for financial health

12:25 – Personal note: Camping and family time

13:02 – How to contact Crestmont Private Wealth

13:20 – Outro and thanks

Original Air Date: December 6, 2025 at 8:30am as heard on Boerne Radio 103.9FM

Contact:  www.crestmontpw.com 

Alec Walker in Houston:  831-280-5288 

Sam McGee in Boerne: 830-368-2898