Alec Walker, EVP of Financial Planning at Crestmont Private Wealth discusses strategies for college savings during the back-to-school season. Alec covers the rising costs of college, the benefits and drawbacks of 529 plans, recent legislative changes, multi-generational planning, and tips for managing student debt. He also shares personal stories and practical advice for families planning for education expenses.

Timeline:
00:00 – Introduction & Host Welcome
00:30 – Back-to-School Season & College Savings Overview
00:52 – Analyzing College Funding Goals
01:12 – The True Cost of College Today & in the Future
02:09 – Inflation and Projected College Costs
02:32 – Why Start Saving Early?
02:59 – Ways to Save for College: Savings, Investments, 529 Plans
03:22 – 529 Plan Benefits & Drawbacks
04:04 – 529 Plan Flexibility & Financial Aid Impact
04:44 – Running College Savings Analyses for Clients
05:23 – Recent Legislative Changes: Expanded 529 Uses
06:03 – 529s for Trade Schools & Credentialing
06:19 – Rolling Over 529 Funds to Roth IRA
06:54 – Multi-Generational College Planning
08:28 – Gifting to 529s for Birthdays & Holidays
08:58 – Student Debt: Strategies for Repayment
09:31 – When to Pay Down Debt vs. Invest
10:11 – Importance of Working with an Advisor
10:57 – Personal Story: University of Houston & Family Tradition
12:00 – Closing Remarks & Contact Information

Original Air Date: July 26, 2025 at 8:30am as heard on Boerne Radio 103.9FM

Contact:  www.crestmontpw.com 

Alec Walker in Houston:  831-280-5288 

Sam McGee in Boerne: 830-368-2898

 

Alec Walker, EVP of Financial Planning at Crestmont Private Wealth discusses strategies for college savings during the back-to-school season. Alec covers the rising costs of college, the benefits and drawbacks of 529 plans, recent legislative changes, multi-generational planning, and tips for managing student debt. He also shares personal stories and practical advice for families planning for education expenses.
Timeline:
<ul>
<li>00:00 &ndash; Introduction &amp; Host Welcome</li>
<li>00:30 &ndash; Back-to-School Season &amp; College Savings Overview</li>
<li>00:52 &ndash; Analyzing College Funding Goals</li>
<li>01:12 &ndash; The True Cost of College Today &amp; in the Future</li>
<li>02:09 &ndash; Inflation and Projected College Costs</li>
<li>02:32 &ndash; Why Start Saving Early?</li>
<li>02:59 &ndash; Ways to Save for College: Savings, Investments, 529 Plans</li>
<li>03:22 &ndash; 529 Plan Benefits &amp; Drawbacks</li>
<li>04:04 &ndash; 529 Plan Flexibility &amp; Financial Aid Impact</li>
<li>04:44 &ndash; Running College Savings Analyses for Clients</li>
<li>05:23 &ndash; Recent Legislative Changes: Expanded 529 Uses</li>
<li>06:03 &ndash; 529s for Trade Schools &amp; Credentialing</li>
<li>06:19 &ndash; Rolling Over 529 Funds to Roth IRA</li>
<li>06:54 &ndash; Multi-Generational College Planning</li>
<li>08:28 &ndash; Gifting to 529s for Birthdays &amp; Holidays</li>
<li>08:58 &ndash; Student Debt: Strategies for Repayment</li>
<li>09:31 &ndash; When to Pay Down Debt vs. Invest</li>
<li>10:11 &ndash; Importance of Working with an Advisor</li>
<li>10:57 &ndash; Personal Story: University of Houston &amp; Family Tradition</li>
<li>12:00 &ndash; Closing Remarks &amp; Contact Information</li>
</ul>
Original Air Date: July 26, 2025 at 8:30am as heard on Boerne Radio 103.9FM
Contact:&nbsp;&nbsp;<a href="https://www.crestmontpw.com/">www.crestmontpw.com</a>&nbsp;
Alec Walker in Houston:&nbsp; 831-280-5288&nbsp;
Sam McGee in Boerne: 830-368-2898
&nbsp;

Host:  Sam McGee, MBA, CFA

Founder/Owner of Crestmont Private Wealth.
604 S. Main St. Boerne TX 78006
(830) 368-2898
www.crestmontpw.com

Host:  Sam McGee, MBA, CFA
Founder/Owner of Crestmont Private Wealth.
<ul>
<li><a href="https://www.google.com/maps?q=604%20S.%20Main%20St.,%20Boerne,%20TX,%2078006">604 S. Main St. Boerne TX 78006</a></li>
<li><a href="tel:8303682898">(830) 368-2898</a></li>
<li><a href="http://crestmontpw.com/">www.crestmontpw.com</a></li>
</ul>

The Ascent With Crestmont Private Wealth

The Ascent with Crestmont Private Wealth 

Host: Sam McGee

Houston Office: I Riverway, Suite 470 Houston, Texas 77056

(832) 280-5288

Boerne Office: 604 South Main Boerne, Texas 78006

Office (830) 368-2898

About Sam McGee

CHIEF EXECUTIVE OFFICER & CHIEF INVESTMENT OFFICER

Sam McGee is the founder and owner of Crestmont Private Wealth. As CEO, he believes that to lead well you must have a servant heart. His day-to-day role with Crestmont is to lead and learn from a group of talented professionals who have high character qualities and initiative. His vision is to steer a mission led company that changes lives through financial stewardship, engagement with clients, and fiduciary style education.

Sam has 26 years in the financial industry and is a Chartered Financial Analyst. The CFA Program is a rigorous three-part exam that tests the fundamentals of investment tools, valuing assets, portfolio management, wealth planning, with an emphasis on ethics and quantitative analysis.

Sam is passionate about volunteering his time to the community. He founded the Texas Hill Country Mustang Club (501c7), is a board member for Hill Country Family Services, was appointed by the Texas Governor to the Texas Board of Professional Geoscientists, is a volunteer firefighter with the Boerne Fire Department, a trained SkyWarn Weather Spotter, and a Boerne Little League head coach, and involved with many charitable causes.

When asked what is most important to him, he said “Faith, Family, Community, & Friendships”

The Ascent with Crestmont Private Wealth 
Host: Sam McGee
Houston Office: I Riverway, Suite 470 Houston, Texas 77056
(832) 280-5288
Boerne Office: 604 South Main Boerne, Texas 78006
Office (830) 368-2898
About Sam McGee
CHIEF EXECUTIVE OFFICER &amp; CHIEF INVESTMENT OFFICER
Sam McGee is the founder and owner of Crestmont Private Wealth. As CEO, he believes that to lead well you must have a servant heart. His day-to-day role with Crestmont is to lead and learn from a group of talented professionals who have high character qualities and initiative. His vision is to steer a mission led company that changes lives through financial stewardship, engagement with clients, and fiduciary style education.
Sam has 26 years in the financial industry and is a Chartered Financial Analyst. The CFA Program is a rigorous three-part exam that tests the fundamentals of investment tools, valuing assets, portfolio management, wealth planning, with an emphasis on ethics and quantitative analysis.
Sam is passionate about volunteering his time to the community. He founded the Texas Hill Country Mustang Club (501c7), is a board member for Hill Country Family Services, was appointed by the Texas Governor to the Texas Board of Professional Geoscientists, is a volunteer firefighter with the Boerne Fire Department, a trained SkyWarn Weather Spotter, and a Boerne Little League head coach, and involved with many charitable causes.
When asked what is most important to him, he said “Faith, Family, Community, &amp; Friendships”

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