What if the biggest threats to your financial future are the ones you can’t see? In this episode, Christian McPherson unpacks the unseen risks lurking in retirement planning—from sequence‑of‑returns danger to hidden fees, tax traps, and Social Security uncertainty. Christian explains how mindset shifts, realistic goal‑setting, and smart income strategies can help retirees stay grounded as they move from saving to spending. With relatable stories and clear explanations, this conversation highlights why every financial plan needs flexibility, awareness, and annual check‑ups to stay on track.

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