A side hustle can add purpose in retirement, but some risks deserve a closer look. Art McPherson discusses part-time work, consulting, long-term care planning, backdoor Roth conversions, tax strategy, annuities, and the risks of funding a small business or friend’s venture with retirement money. Art explains why planning ahead can reduce financial stress, how Roth strategies require careful tax coordination, and why guaranteed-style income tools may fit some retirement plans.

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