People are wondering whether mortgages, interest rates, and whether owning a home is still the dream it used to be. Variable rates now make up a growing share of new mortgages, while five-year fixed terms have dropped sharply. At the same time, we’re seeing a broader conversation happening online and in real life. Some homeowners are even questioning whether owning property is worth it anymore, given rising costs, maintenance, and market pressure. Roy Nakhal, real estate broker and mortgage expert in Montreal spoke to Andrew Carter.