1. Scale of Fraud
Over 1 million ACA enrollees allegedly have no Social Security number on file
~$10 billion per year in taxpayer losses due to fraud or improper enrollment
3 million fraudulent enrollments reportedly already removed
Up to 6–7 million questionable enrollments potentially under investigation

2. Types of Fraud


Missing identity verification
Enrollment without Social Security numbers


Phantom enrollments
People enrolled without their knowledge


Stolen or fake identities
Applications submitted using fabricated or stolen information


Income misrepresentation
Inflated or false income data to qualify for larger subsidies


Duplicate enrollments
Individuals enrolled multiple times


Agent/broker misconduct
Insurance agents allegedly enrolling people fraudulently to receive commissions

3. Explanation for Why It Happened
Safeguards and verification systems were weakened intentionally
Fraud was enabled or tolerated due to political motives
Growth in ACA enrollment (from ~10 million to ~22 million) is partly due to loosened rules rather than legitimate demand

4. Government Response
Reinstating verification requirements
Investigating fraudulent brokers
Canceling improper policies
Attempting to recover lost funds
Preventing future fraud ahead of enrollment periods

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1. Scale of Fraud
<ul>
<li>Over 1 million ACA enrollees allegedly have no Social Security number on file</li>
<li>~$10 billion per year in taxpayer losses due to fraud or improper enrollment</li>
<li>3 million fraudulent enrollments reportedly already removed</li>
<li>Up to 6&ndash;7 million questionable enrollments potentially under investigation</li>
</ul>
<hr>
2. Types of Fraud
<ol>
<li>
Missing identity verification
<ul>
<li>Enrollment without Social Security numbers</li>
</ul>
</li>
<li>
Phantom enrollments
<ul>
<li>People enrolled without their knowledge</li>
</ul>
</li>
<li>
Stolen or fake identities
<ul>
<li>Applications submitted using fabricated or stolen information</li>
</ul>
</li>
<li>
Income misrepresentation
<ul>
<li>Inflated or false income data to qualify for larger subsidies</li>
</ul>
</li>
<li>
Duplicate enrollments
<ul>
<li>Individuals enrolled multiple times</li>
</ul>
</li>
<li>
Agent/broker misconduct
<ul>
<li>Insurance agents allegedly enrolling people fraudulently to receive commissions</li>
</ul>
</li>
</ol>
<hr>
3. Explanation for Why It Happened
<ul>
<li>Safeguards and verification systems were weakened intentionally</li>
<li>Fraud was enabled or tolerated due to political motives</li>
<li>Growth in ACA enrollment (from ~10 million to ~22 million) is partly due to loosened rules rather than legitimate demand</li>
</ul>
<hr>
4. Government Response
<ul>
<li>Reinstating verification requirements</li>
<li>Investigating fraudulent brokers</li>
<li>Canceling improper policies</li>
<li>Attempting to recover lost funds</li>
<li>Preventing future fraud ahead of enrollment periods</li>
</ul>
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Hosted by popular national radio host, podcaster and political commentator Ben Ferguson, The 47 Morning Update spotlights the latest news and political headlines, with a special focus on the President's administration, policies, and agenda.

Join Ben for unfiltered insights, exclusive interviews, and honest commentary you won’t get from the mainstream media. Ben takes you behind the scenes, covering the issues shaping America today - straight from the President’s Oval Office.

Don’t miss a single episode. New updates drop daily, Monday through Saturday. Subscribe now on the iHeartRadio app or wherever you listen to podcasts—be informed, stay ahead, and join Ben on The 47 Morning Update!

Hosted by popular national radio host, podcaster and political commentator Ben Ferguson,&nbsp;The 47 Morning Update spotlights the latest news and political headlines, with a special focus on the President's administration, policies, and agenda.
Join Ben for unfiltered insights, exclusive interviews, and honest commentary you won&rsquo;t get from the mainstream media. Ben takes you behind the scenes, covering the issues shaping America today - straight from the President&rsquo;s Oval Office.
Don&rsquo;t miss a single episode. New updates drop daily, Monday through Saturday. Subscribe now on the iHeartRadio app or wherever you listen to podcasts&mdash;be informed, stay ahead, and join Ben on The 47 Morning Update!

The 47 Morning Update with Ben Ferguson

Ghost Enrollees Haunt Obamacare as $10 Billion Fraud Crisis Erupts

https://api.omny.fm/orgs/e73c998e-6e60-432f-8610-ae210140c5b1/clips/7552a640-6dd2-4470-9584-b46f005bf267/transcript